Coastal Business Finance

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 953558666 ✦ Santa maria, CA ✦ Designated as a 501(c)(4)

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Overview

What is Coastal Business Finance?

Coastal Business Finance, established in 1982, is a California-based nonprofit corporation, licensed and endorsed by the U.S. Small Business Administration (SBA). As a Certified Development Corporation (CDC) and an Accredited Lending Provider (ALP), they are authorized by the federal government to aid California businesses in obtaining affordable, long-term financing. Their primary mission is to provide SBA 504 loans, which are collaborative efforts between a CDC and a lender, offering up to 90% financing for commercial property purchases, construction, expansion, and equipment acquisition. These loans come with fixed, below-market interest rates and long repayment terms, aiming to maximize working capital for the businesses. Coastal Business Finance's mission is to support and empower small businesses in California by providing them with essential financing solutions.


Official website here: www.coastalbusinessfinance.com

Is Coastal Business Finance legitimate?

Coastal Business Finance is a legitimate nonprofit organization registered as a 501(c)(4) entity. Coastal Business Finance submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $112,500
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.coastalbusinessfinance.com

What is the mission statement of Coastal Business Finance?

Coastal Business Finance, established in 1982, serves as a California-based nonprofit corporation, authorized by the U.S. Small Business Administration (SBA). The organization is licensed and certified by the SBA, functioning as a Certified Development Corporation (CDC) and an Accredited Lending Provider (ALP). Its primary mission is to provide California businesses with affordable, long-term financing. Chartered by the federal government, Coastal Business Finance's role is to facilitate low-interest loans for small businesses, thereby supporting their growth and development.


Official website here: www.coastalbusinessfinance.com

Who is the CEO of Coastal Business Finance?

Mike Sell is the President of Coastal Business Finance.


Official website here: www.coastalbusinessfinance.com

What is the revenue of Coastal Business Finance?

Coastal Business Finance's revenue in 2022 was $390,043.


Official website here: www.coastalbusinessfinance.com

Who are the executives of Coastal Business Finance and what are their salaries?


Here are 11 key members and their salaries:


Brian Kearns (Executive Direc)
  • Compensation: $112,500
  • Related: $0
  • Other: $0
Gary Williams (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ed Andrisek (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Brooks Wise (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mike Sell (President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen Nuno (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Leah West (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Peter Sterling (Vice President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Celeste Coelho-Hudson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Conrad Stephens (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Mathis (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.coastalbusinessfinance.com

Where can I find the form 990 for Coastal Business Finance?

Coastal Business Finance's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.coastalbusinessfinance.com

Learn more at the official website: www.coastalbusinessfinance.com

Mission Statement of Coastal Business Finance

Coastal Business Finance, established in 1982, serves as a California-based nonprofit corporation. Licensed and certified by the U.S. Small Business Administration (SBA), this organization holds a unique status as a Certified Development Corporation (CDC) and an Accredited Lending Provider (ALP). Coastal Business Finance's primary mission is to provide California businesses with accessible, long-term, and affordable financing options. Chartered by the federal government, this nonprofit corporation plays a crucial role in supporting small businesses by offering them low-cost financing options, thereby aiding in their growth and sustainability.

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Impact




October, 2024

Coastal Business Finance plays a vital role in enhancing economic development within California by facilitating access to low-cost, long-term financing for small businesses. Established in 1982, this organization effectively administers the SBA 504 Loan Program, providing crucial support for business investments in commercial property, new construction, building expansions, and essential equipment.

By partnering businesses with banks and other lenders, Coastal Business Finance offers financing solutions that cover up to 90% of project costs. This collaboration ensures that small businesses can undertake significant capital projects without the burden of exorbitant interest rates, thanks to the fixed, below-market rates and manageable 10 to 20-year repayment terms.

The impact of these financing options extends beyond individual businesses; it fosters community improvement, stimulates job creation, and contributes to the overall economic vitality of Santa Maria and surrounding regions. By empowering local businesses to grow and thrive, Coastal Business Finance helps to build a stronger, more resilient community.




This information is meant to be a general summary of Coastal Business Finance. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$390,043 (2022)
Expenses
$423,626 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $30,158
  • Program Service Revenue: $359,383
  • Gross Receipts: $390,043

Assets and Liabilities:

  • Total Assets: $452,246
  • Total Liabilities: $19,054
  • Net Assets: $433,192

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Loan processing fees

Revenue

$359,383

Organization Details

Founding Year

1982

Principal Officer

Mike Sell

Main Address

930 S Broadway 101, Santa Maria, CA, 93454

NTEE Category

Code: S43 - Community improvement

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