First City Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 951679662 ✦ Altadena, CA ✦ Designated as a 501(c)(14)

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Overview

What is First City Credit Union?

First City Credit Union is a credit union based in Altadena, California, with a US address at 550 W Woodbury Road, ZIP code 91001. The organization is dedicated to providing financial services to its members, offering a wide range of retail lending products such as auto financing, real estate mortgages, unsecured loans, home equity lines of credit, and other retail credit. With a significant concentration on auto lending, representing approximately half of their total loans, they have emerged as a leading credit union in the country in this area. As of December 31, 2022, they had 57,583 member loans outstanding, with a total balance of $359,640,817. The credit union aims to deliver high-quality financial services, maintaining financially sound and ethical practices to gain the trust and confidence of its members.


Official website here: www.firstcitycu.org

What are the reviews and ratings of this charity?

Charity Navigator does not currently rate First City Credit Union, as it is not a 501(c)(3) registered nonprofit. Their evaluations are tailored to 501(c)(3) organizations, meaning entities like First City Credit Union fall outside the typical scope for analysis, especially regarding Impact & Measurement, Leadership & Adaptability, and Culture & Community aspects.

The absence of a rating from Charity Navigator is not a judgment on the credit union's quality or effectiveness. It simply reflects that Charity Navigator's criteria and evaluation processes do not encompass this type of organization. As a financial cooperative, First City Credit Union operates under different guidelines than charitable nonprofits, which impacts the applicability of standard nonprofit evaluation metrics.

Given the current unavailability of significant financial or operational data, such as revenue, expenses, or leadership compensation, it's challenging to provide a thorough analysis of First City Credit Union’s organizational strengths or limitations. Users seeking insights into its operations might consider alternative resources or direct inquiries to the credit union.


This AI summary has been generated from information found on Charity Navigator.

Is First City Credit Union legitimate?

First City Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. First City Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,022,355
Professional Fundraising Fees: $0
Other Salaries and Wages: $7,247,708

For more financial information, click here


Official website here: www.firstcitycu.org

What is the mission statement of First City Credit Union?

First City Credit Union is dedicated to serving its members by providing a diverse range of quality financial services. The credit union's mission is to maintain financially sound and ethical practices, meriting trust and confidence from its members. They offer various retail lending products such as auto financing, mortgages, personal loans, home equity lines of credit, and other credit facilities. The credit union is recognized as a leading institution in the country for successful auto lending, accounting for half of its total loans. Despite the challenging economic climate, the credit union continues to expand its lending capabilities, functioning as a reliable source of credit for its members. As of December 31, 2022, First City Credit Union held 57,583 active member loans totaling $359,640,817.


Official website here: www.firstcitycu.org

Who is the CEO of First City Credit Union?

Navneet Khanna is the Ceo of First City Credit Union. The CEO's salary of First City Credit Union is $243,082 and their total compensation is $252,123.


Official website here: www.firstcitycu.org

What is the revenue of First City Credit Union?

First City Credit Union's revenue in 2022 was $29,074,210.


Official website here: www.firstcitycu.org

Who are the executives of First City Credit Union and what are their salaries?

The average compensation at First City Credit Union during 2022 was $61,717. There are 134 employees and 7 volunteers at First City Credit Union.


Here are 16 key members and their salaries (First City Credit Union's CEO's salary is $243,082 and their total compensation is $252,123):


Michael Steinberger (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Willa Glover (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Benedict (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Barbara Oliver (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Carolyn Bernardez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marisa Lopez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Christopher Anderson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Navneet Khanna (Ceo)
  • Compensation: $313,320
  • Related: $0
  • Other: $35,733
James Miller (Former Ceo)
  • Compensation: $243,082
  • Related: $0
  • Other: $9,041
Lourdes Ruano (Evp/Cfo)
  • Compensation: $320,643
  • Related: $0
  • Other: $49,464
Michael Wilkins (Svp/Coo)
  • Compensation: $250,383
  • Related: $0
  • Other: $52,813
Qamar Noory (Vp/Cio)
  • Compensation: $189,938
  • Related: $0
  • Other: $19,030
Mary Rubio (Vp Of Human Resources)
  • Compensation: $169,484
  • Related: $0
  • Other: $17,682
David Wong (Vp/Cmo)
  • Compensation: $174,817
  • Related: $0
  • Other: $14,311
Tram Nguyen (Vp Of Financial Services)
  • Compensation: $165,432
  • Related: $0
  • Other: $17,435
Fred Perez (Svp/Clo)
  • Compensation: $203,649
  • Related: $0
  • Other: $40,217


Official website here: www.firstcitycu.org

Where can I find the form 990 for First City Credit Union?

First City Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.firstcitycu.org

Learn more at the official website: www.firstcitycu.org

Mission Statement of First City Credit Union

First City Credit Union, a leading financial institution, is dedicated to delivering high-quality financial services and competitive products to its members. The credit union's mission is grounded in the commitment to offer a wide array of financial services, ensuring value for its customers. Financially sound and ethical practices are priority at First City Credit Union, earning it the confidence and trust of its members.

First City Credit Union excels in retail lending, providing various loan products to its members. Among these offerings are new and used auto financing, real estate mortgages, unsecured loans, home equity lines of credit, and other retail credit. The credit union stands out in the industry for its significant concentration of successful auto lending products, which account for half of its total loans. Amidst the challenging economic conditions in recent years, First City Credit Union continues to strengthen its lending capabilities, serving as a reliable source of credit. By the end of 2022, the credit union had 57,583 active member loans with a combined balance of $359,640,817.

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Impact




October, 2024

First City Credit Union significantly enhances the financial well-being of its members by providing high-quality financial services and competitive products. With a robust offering, it delivers a variety of retail lending options, including new and used auto financing, real estate mortgages, unsecured loans, and home equity lines of credit. This diverse range of services positions First City as a reliable source of credit, particularly noted for its success in auto lending, which comprises 50% of its total loans.

As of December 31, 2022, First City Credit Union has empowered its community with 57,583 member loans outstanding, totaling $359,640,817. This not only reflects the credit union's commitment to meeting the financial needs of its members but also underscores its role in fostering economic resilience, especially during challenging economic conditions. The organization prioritizes ethical practices and financial stability, which helps to cultivate trust and confidence among its members, ultimately contributing to the broader public benefit within Altadena and beyond.




This information is meant to be a general summary of First City Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$29,074,210 (2022)
Expenses
$22,924,054 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $9,147,418
  • Program Service Revenue: $19,926,792
  • Gross Receipts: $29,074,210

Assets and Liabilities:

  • Total Assets: $886,615,777
  • Total Liabilities: $835,601,216
  • Net Assets: $51,014,561

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INCOME

Revenue

$13,265,222

FEES & SERVICE CHARGES INCOME

Revenue

$2,585,758

INTERCHANGE INCOME

Revenue

$2,223,221

OTHER INCOME

Revenue

$1,852,591

Organization Details

Founding Year

1937

Principal Officer

Navneet Khanna

Main Address

550 W WOODBURY ROAD, ALTADENA, CA, 91001

NTEE Category

Code: W60 - Public benefit

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