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Lbs Financial Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 951644568 ✦ Westminster, CA ✦ Designated as a 501(c)(14)

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Overview

What is Lbs Financial Credit Union?

Lbs Financial Credit Union is a member-owned cooperative based in Westminster, California, with an address at 5505 Garden Grove Blvd, ZIP code 92683. Established with the purpose of promoting savings and thrift among its members, it offers attractive lending rates and lower fees on various loan products such as home, equity, auto, motorcycle, credit cards, personal, boat, and RV loans. The credit union aims to create a source of credit for members and provide an opportunity to control their money democratically. By conducting business for the mutual benefit and general welfare of its members, Lbs Financial Credit Union distributes earnings, savings, benefits, or services to its patrons as cooperative ownership allows.


Official website here: www.lbsfcu.org

What do the Facebook reviews say about Lbs Financial Credit Union?

96% of 533 reviewers on Facebook recommend Lbs Financial Credit Union. Here’s a look at what they have to say:

Many users commend the credit union for its welcoming atmosphere and friendly staff. One reviewer shared a personal experience, noting how the New Accounts team made her feel supported and at ease during a difficult time after the loss of her mother. This highlights the compassionate service provided by the organization.

Overall, individuals appreciate the smooth processes and the warm interactions they encounter, which contributes to a positive perception of Lbs Financial Credit Union as a supportive financial partner.


This AI summary has been generated from reviews found on Facebook.

Is Lbs Financial Credit Union legitimate?

Lbs Financial Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Lbs Financial Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $3,449,115
Professional Fundraising Fees: $0
Other Salaries and Wages: $13,643,367

For more financial information, click here


Official website here: www.lbsfcu.org

What is the mission statement of Lbs Financial Credit Union?

Lbs Financial Credit Union is a cooperative established with the goal of encouraging savings among its members and providing them with access to credit at rates determined by the board of directors. The credit union's primary objective is to help its members improve their economic and social conditions by allowing them to control and use their own money in a democratic manner. By conducting business for the mutual benefit and general welfare of its members, Lbs Financial Credit Union distributes its earnings, savings, benefits, or services back to them as patronage.


Official website here: www.lbsfcu.org

Who is the CEO of Lbs Financial Credit Union?

Jeffrey A Napper is the Principal Officer of Lbs Financial Credit Union. The CEO's salary of Lbs Financial Credit Union is $1,075,657 and their total compensation is $1,093,203.


Official website here: www.lbsfcu.org

What is the revenue of Lbs Financial Credit Union?

Lbs Financial Credit Union's revenue in 2022 was $64,266,960.


Official website here: www.lbsfcu.org

Who are the executives of Lbs Financial Credit Union and what are their salaries?

The average compensation at Lbs Financial Credit Union during 2022 was $55,495. There are 308 employees and 10 volunteers at Lbs Financial Credit Union.


Here are 21 key members and their salaries (Lbs Financial Credit Union's CEO's salary is $1,075,657 and their total compensation is $1,093,203):


Jill Baker (Board Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jay Camerino (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Fylpaa (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Satinder Hawkins (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pamela Seki (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Luther Williams (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Larry Natividad (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Conrad (Supv Cmte Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Keith Hansen (Supv Cmte Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Russell Young (Supv Cmte Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jeffrey Allen Napper (President/Ceo)
  • Compensation: $1,075,657
  • Related: $0
  • Other: $17,546
Sean Hardeman (E.V.P./Clo)
  • Compensation: $419,637
  • Related: $0
  • Other: $25,063
Susan Wight (S.V.P./Cfo)
  • Compensation: $315,193
  • Related: $0
  • Other: $10,755
Kevin Reed (S.V.P./Information Systems)
  • Compensation: $295,282
  • Related: $0
  • Other: $25,063
Heather Summers (S.V.P./Marketing)
  • Compensation: $277,351
  • Related: $0
  • Other: $8,530
Jeffrey William Niedenthal (S.V.P/Member Services)
  • Compensation: $245,361
  • Related: $0
  • Other: $21,227
Alfred Parent (V.P./Collections)
  • Compensation: $205,909
  • Related: $0
  • Other: $16,135
Zung-Shang Liang (V.P./Internal Audit)
  • Compensation: $174,913
  • Related: $0
  • Other: $10,576
Christine Wu-Lin Bass (V.P./Branch Operations)
  • Compensation: $152,785
  • Related: $0
  • Other: $25,063
Sargeant Alva (V.P./Residential Lending)
  • Compensation: $141,146
  • Related: $0
  • Other: $23,050
Thomas Christopher Doublet (Information Systems Support Manager)
  • Compensation: $145,881
  • Related: $0
  • Other: $7,683


Official website here: www.lbsfcu.org

Where can I find the form 990 for Lbs Financial Credit Union?

Lbs Financial Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.lbsfcu.org

Learn more at the official website: www.lbsfcu.org

Mission Statement of Lbs Financial Credit Union

LBS Financial Credit Union, a cooperative with a mission to encourage savings among its members, was established with the purpose of promoting thrift and financial well-being. This member-owned organization creates a reliable source of credit for its members, offering loans with interest rates determined by the Board of Directors. The democratic nature of LBS Financial Credit Union empowers its members to have control over their own funds, allowing them to use and manage their money in a collective and beneficial manner.

The primary goal of LBS Financial Credit Union is to enhance the economic and social conditions of its members. By operating as a cooperative, the credit union conducts its business for the mutual benefit and overall welfare of its members. The earnings, savings, benefits, or services of the credit union are redistributed back to its members as patronage. In essence, LBS Financial Credit Union serves as a democratically controlled financial institution, committed to improving the financial lives of its members.

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Impact




October, 2024

Lbs Financial Credit Union plays a vital role in promoting thrift and savings among its members in Westminster, California. By offering a diverse range of lending products—including home loans, auto loans, and personal loans—Lbs Financial provides its member-owners with attractive rates and lower fees, making financial services more accessible.

The cooperative structure fosters a sense of community and collaboration, allowing members to benefit from decisions made by a democratically elected board of directors. This ensures that the credit union’s policies and practices align with the interests of its members, empowering them to take control of their financial well-being.

Through its mission, Lbs Financial not only helps improve the economic conditions of its members but also supports their social welfare. By distributing earnings and benefits back to members, it reinforces the idea of shared success, enhancing the quality of life in the community. Overall, Lbs Financial Credit Union significantly contributes to the financial empowerment of individuals while fostering a supportive community environment.




This information is meant to be a general summary of Lbs Financial Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$64,266,960 (2022)
Expenses
$46,656,926 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $9,006,684
  • Program Service Revenue: $54,841,812
  • Gross Receipts: $64,266,960

Assets and Liabilities:

  • Total Assets: $2,012,780,174
  • Total Liabilities: $1,765,225,101
  • Net Assets: $247,555,073

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$44,177,776

OTHER OPERATING INCOME

Revenue

$7,616,683

FEE INCOME

Revenue

$3,047,353

Organization Details

Founding Year

1935

Principal Officer

Jeffrey A Napper

Main Address

5505 GARDEN GROVE BLVD, WESTMINSTER, CA, 92683

NTEE Category

Code: W61 - Public benefit

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