E-Central Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 951442156 ✦ Pasadena, CA ✦ Designated as a 501(c)(14)

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Overview

What is E-Central Credit Union?

E-Central Credit Union is a cooperative institution, established with the primary goal of fostering thrift and savings among its members. Based in Pasadena, California, it provides personalized financial services, including real estate programs and member business lending, offering competitive pricing as a trusted lender. As a cooperative, E-Central Credit Union operates for the mutual benefit and general welfare of its members, ensuring that any earnings, savings, benefits, or services are distributed back to the members themselves. With a dedicated workforce of 41 employees, E-Central Credit Union provides an opportunity for members to manage and control their finances democratically, ultimately aiming to improve their economic and social conditions.


Official website here: www.ecentralcu.org

Is E-Central Credit Union legitimate?

E-Central Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. E-Central Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,108,281
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,442,141

For more financial information, click here


Official website here: www.ecentralcu.org

What is the mission statement of E-Central Credit Union?

E-Central Credit Union is established as a cooperative with the primary objective of encouraging savings among its members. It serves as a source of credit for its members, offering interest rates determined by the board of directors. The credit union's main purpose is to provide its members with an opportunity to manage and utilize their own funds in a democratic manner, ultimately aiming to enhance their economic and social conditions. As a cooperative, E-Central Credit Union operates with the collective benefit and general welfare of its members in mind. Any earnings, savings, benefits, or services from the credit union are distributed back to its members.


Official website here: www.ecentralcu.org

Who is the CEO of E-Central Credit Union?

Mike Theodore is the Board Chairperson of E-Central Credit Union. The CEO's salary of E-Central Credit Union is $295,618 and their total compensation is $344,261.


Official website here: www.ecentralcu.org

What is the revenue of E-Central Credit Union?

E-Central Credit Union's revenue in 2022 was $8,949,930.


Official website here: www.ecentralcu.org

Who are the executives of E-Central Credit Union and what are their salaries?

The average compensation at E-Central Credit Union during 2022 was $62,205. There are 41 employees and 10 volunteers at E-Central Credit Union.


Here are 18 key members and their salaries (E-Central Credit Union's CEO's salary is $295,618 and their total compensation is $344,261):


Mark Garmus (Board Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dominick Edwards (Board Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dennis Magaldi (Secretary/Treasurer)
  • Compensation: $2,400
  • Related: $0
  • Other: $0
Stephen Henson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Glenda Giles-Luick (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Honore (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kenneth Kasamatsu (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Trevor Kale (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jon Oliver (Supv Cmte Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Corbet Wilcox (Supv Cmte Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Greenbaum (Supv Cmte Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Theodore (President/Ceo)
  • Compensation: $295,618
  • Related: $0
  • Other: $48,643
Loh Jen Sy (Svp/Cco)
  • Compensation: $169,434
  • Related: $0
  • Other: $40,350
Silvio Jorge (Vp/Cfo)
  • Compensation: $128,527
  • Related: $0
  • Other: $28,859
Susan Brown (Exec. Asst.)
  • Compensation: $149,592
  • Related: $0
  • Other: $29,677
Jose Davila (Vp Of It)
  • Compensation: $129,330
  • Related: $0
  • Other: $33,708
Evan Hitchcock (Vp Ops)
  • Compensation: $125,040
  • Related: $0
  • Other: $31,673
Jennifer Gin (Senior Clo)
  • Compensation: $108,340
  • Related: $0
  • Other: $29,434


Official website here: www.ecentralcu.org

Where can I find the form 990 for E-Central Credit Union?

E-Central Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.ecentralcu.org

Learn more at the official website: www.ecentralcu.org

Mission Statement of E-Central Credit Union

E-Central Credit Union, a cooperative organization, is established with the primary purpose of fostering thrift and savings among its members. This cooperative serves as a platform, allowing its members to save money at interest rates set by the board of directors. Furthermore, E-Central Credit Union provides its members with an opportunity to borrow funds at reasonable rates, thereby utilizing and controlling their own money in a democratic manner. The ultimate objective of this cooperative is to enhance the economic and social conditions of its members, distributing its earnings, savings, benefits, or services back to its members as patrons, all for their mutual benefit and general welfare.

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Impact




October, 2024

E-Central Credit Union plays a vital role in promoting financial well-being among its members in Pasadena, CA. By focusing on thrift and savings, it provides a supportive environment for individuals and families to build their financial futures. The cooperative nature of E-Central ensures that members are at the heart of its operations, with services tailored to meet their unique needs.

The organization's real estate and member business lending programs deliver significant value, allowing members to access competitive financing options while fostering responsible financial practices. E-Central Credit Union's commitment to personalized service helps establish trust, providing members with the peace of mind that they are working with a reputable lender committed to their best interests.

Through its mission, E-Central empowers members to manage their own finances democratically, thereby improving their economic and social conditions. This approach not only benefits individual members but also contributes to the broader community by enhancing financial literacy and encouraging economic growth. Overall, E-Central Credit Union's impact is felt through its dedication to serving its members' needs, fostering community development, and creating opportunities for financial empowerment.




This information is meant to be a general summary of E-Central Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$8,949,930 (2022)
Expenses
$7,392,790 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $898,807
  • Program Service Revenue: $7,372,629
  • Gross Receipts: $8,949,930

Assets and Liabilities:

  • Total Assets: $182,628,434
  • Total Liabilities: $148,766,804
  • Net Assets: $33,861,630

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$5,644,021

FEE INCOME

Revenue

$1,266,059

OTHER OPERATING INCOME

Revenue

$462,549

Organization Details

Founding Year

1943

Principal Officer

Mike Theodore

Main Address

990 SOUTH FAIR OAKS AVENUE, PASADENA, CA, 911052626

NTEE Category

Code: W60 - Public benefit

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