Overview
What is Consumer Credit Counseling Service Of San Francisco?
Consumer Credit Counseling Service of San Francisco, doing business as Balance, is a nonprofit organization committed to helping individuals and families nationwide overcome financial challenges through comprehensive counseling and education. Based in Concord, California, the organization offers housing assistance in areas such as rental, pre-purchase, post-purchase, foreclosure prevention, and reverse mortgages. They provided housing counseling to over 5,100 clients and education to 3,282 individuals. Their mission extends beyond financial coaching, aiming to empower people, break the cycle of poverty, and build lasting wealth. By reaching out to communities and forming strategic partnerships, they impacted the lives of 570 homeowners by preventing foreclosures and helped 100 people become homeowners. The total workforce of this dedicated organization consists of 84 employees.
Official website here: www.balancepro.org
What are the reviews and ratings of this charity?
Charity Navigator Rating: 95% - Four-Star out of Four Star Rating
Consumer Credit Counseling Service Of San Francisco has achieved a 95% score, indicating strong performance and accountability in its operations. The organization excels in accountability and finance, receiving high marks for its independent board, financial oversight, and lack of material asset diversion. These factors contribute to a solid foundation of trust and transparency, essential for nonprofit effectiveness.
The organization demonstrates a robust culture and community engagement, scoring 100% in this category. They effectively collect and utilize feedback from stakeholders, showcasing their commitment to responsiveness and continuous improvement. Their equity strategies also received a perfect score, reflecting a dedication to inclusivity and equitable practices within their services.
While the financial health indicators are generally strong, with an impressive program expense ratio, the organization has a liability to assets ratio of 54.05%. This could indicate a moderate level of financial risk, although it remains within acceptable limits. Overall, the Consumer Credit Counseling Service Of San Francisco is well-regarded for its governance, transparency, and community impact.
This AI summary has been generated from information found on Charity Navigator.
Is Consumer Credit Counseling Service Of San Francisco legitimate?
Consumer Credit Counseling Service Of San Francisco is a legitimate nonprofit organization registered as a 501(c)(3) entity. Consumer Credit Counseling Service Of San Francisco submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.
Heare are some key statistics you may want to consider:
Executive Compensation: $622,123
Professional Fundraising Fees: $0
Other Salaries and Wages: $3,972,757
For more financial information, click here
Official website here: www.balancepro.org
What is the mission statement of Consumer Credit Counseling Service Of San Francisco?
Consumer Credit Counseling Service Of San Francisco Dba Balance is dedicated to helping individuals and families overcome financial challenges and break the cycle of poverty. Through comprehensive financial and housing counseling and education, they empower clients with the knowledge and skills to drive change and build lasting wealth. Their housing department offers counseling and education services in areas such as rental, pre-purchase, post-purchase, foreclosure prevention, and reverse mortgages. In the past year, they provided housing counseling to over 5,000 clients and education to thousands more, helping over 570 homeowners avoid foreclosure and assisting over 100 people in becoming homeowners.
Official website here: www.balancepro.org
Who is the CEO of Consumer Credit Counseling Service Of San Francisco?
Enrique C Delgadillo is the President & Ceo of Consumer Credit Counseling Service Of San Francisco. The CEO's salary of Consumer Credit Counseling Service Of San Francisco is $226,706 and their total compensation is $262,628.
Official website here: www.balancepro.org
What is the revenue of Consumer Credit Counseling Service Of San Francisco?
Consumer Credit Counseling Service Of San Francisco's revenue in 2022 was $22,603,246.
Official website here: www.balancepro.org
Who are the executives of Consumer Credit Counseling Service Of San Francisco and what are their salaries?
The average compensation at Consumer Credit Counseling Service Of San Francisco during 2022 was $54,701. There are 84 employees at Consumer Credit Counseling Service Of San Francisco.
Here are 15 key members and their salaries (Consumer Credit Counseling Service Of San Francisco's CEO's salary is $226,706 and their total compensation is $262,628):
- Compensation: $226,706
- Related: $0
- Other: $35,922
- Compensation: $200,979
- Related: $0
- Other: $28,865
- Compensation: $194,438
- Related: $0
- Other: $25,306
- Compensation: $181,466
- Related: $0
- Other: $37,192
- Compensation: $135,390
- Related: $0
- Other: $6,758
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
Official website here: www.balancepro.org
Where can I find the form 990 for Consumer Credit Counseling Service Of San Francisco?
Consumer Credit Counseling Service Of San Francisco's most recent form 990 was submitted in 2022 and can be accessed here.
Official website here: www.balancepro.org
Learn more at the official website: www.balancepro.org
Mission Statement of Consumer Credit Counseling Service Of San Francisco
Consumer Credit Counseling Service of San Francisco Dba Balance, a renowned nonprofit organization, is dedicated to empowering individuals and families nationwide to overcome financial obstacles and break the cycle of poverty. Through comprehensive financial and housing counseling and education, this esteemed institution equips clients with the knowledge and skills to drive change, tackle financial challenges, and build lasting wealth.
The mission of Consumer Credit Counseling Service of San Francisco Dba Balance is to provide client-centric financial coaching and education, helping people to face and conquer their financial difficulties. By offering personalized counseling and education in various areas, including rental, pre-purchase, post-purchase, foreclosure prevention, and reverse mortgages, this organization has made significant strides in improving financial literacy and stability for thousands of clients. In the previous year, their housing department offered counseling to 5,103 clients and education to 3,282 individuals. One of their most notable achievements was assisting over 570 homeowners in avoiding foreclosure and helping more than 100 people becoming homeowners.
With community outreach and strategic partnerships, Consumer Credit Counseling Service of San Francisco Dba Balance has been able to make a considerable impact on communities across the country. By providing essential financial guidance and resources, this organization is helping individuals and families to gain control of their financial situations and build a stronger, more secure future.
Shop smarter and support your favorite cause with the Give Freely browser extension. Save money with coupons and donate to charity with a single click. Download now!
Impact
October, 2024
Consumer Credit Counseling Service of San Francisco significantly impacts individuals and families nationwide by helping them navigate and overcome financial obstacles and break the cycle of poverty. Through comprehensive financial and housing counseling and education, the organization empowers clients with the knowledge and skills necessary for financial stability.
Their housing department offers specialized counseling and education services in various areas, including rental assistance, pre-purchase and post-purchase guidance, foreclosure prevention, and reverse mortgages. This targeted support is crucial, as evidenced by their outreach efforts which assisted over 5,100 clients in housing counseling and educated 3,282 individuals on financial literacy. Notably, they successfully helped more than 570 homeowners avoid foreclosure and assisted over 100 individuals in achieving homeownership, directly contributing to community stability and wealth-building.
Overall, the organization's client-centric approach focuses on equipping individuals with effective financial coaching, enabling them to drive positive change in their lives and fostering long-term financial well-being. Their extensive outreach and strategic partnerships enhance their ability to support vulnerable communities, making a considerable impact on reducing financial distress and promoting economic empowerment.
This information is meant to be a general summary of Consumer Credit Counseling Service Of San Francisco. Please take the time to review official sources before making any decisions based upon the content provided here.
Financials
This financial information is from Propublica.
Other financial information:
This information is from the most recently submitted tax form from this organization, which was in 2022.
- Investment Income: $50,191
- Program Service Revenue: $19,633,968
- Gross Receipts: $22,603,246
Assets and Liabilities:
- Total Assets: $15,046,991
- Total Liabilities: $8,132,930
- Net Assets: $6,914,061
Want to help this charity, for free? You can click here to learn more about Give Freely
Programs
Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.
DEBT ADMINISTRATION FEES
Revenue
$16,685
OTHER INCOME
Revenue
$8,843
PROGRAM SERVICES
Revenue
$19,608,440
Organization Details
Founding Year
1969
Phone
(800) 777-7526Principal Officer
Enrique C Delgadillo
Main Address
1655 GRANT STREET 1300, CONCORD, CA, 94520
Website
www.balancepro.orgNTEE Category
Code: P51 - Human services
If you are a representative of Consumer Credit Counseling Service Of San Francisco and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.