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Sacramento Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 941530642 ✦ Sacramento, CA ✦ Designated as a 501(c)(14)

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Overview

What is Sacramento Credit Union?

Sacramento Credit Union, established in 1935 and based in Sacramento, California, is a federally insured community credit union serving over 26,500 members across Sacramento, El Dorado, Placer, Solano, Sutter, Yolo, and Yuba counties. Comprised of individuals, corporations, partnerships, and other legal entities, this nonprofit cooperative maintains a traditional member-owned structure while delivering top-notch financial services through seven locations, as well as online banking, bill pay, mobile banking, point-of-sale, and ATM transactions. The Sacramento Credit Union's mission is to provide prompt, competitive, and quality consumer financial services to its members in a friendly, professional, and prudent manner.


Official website here: www.sactocu.org

What are the reviews and ratings of this charity?

The Sacramento Credit Union currently does not have a rating on Charity Navigator. This is due to its classification as an organization that is not a 501(c)(3) IRS registered nonprofit, which precludes it from evaluation against several key metrics such as Accountability & Finance, Impact & Measurement, and others important for comprehensive analysis. The absence of a rating here does not indicate a specific positive or negative assessment.

Charity Navigator notes that previous ratings would have mentioned aspects covered under today’s Accountability and Finance score, yet without recent or extensive Form 990 data, a full evaluation remains inaccessible. Furthermore, details on total revenue, expenses, and the salary of key persons are not readily available, meaning the organization lacks crucial transparency in financial data for public scrutiny.

Without the capability to be assessed in key areas like Leadership & Adaptability and Culture & Community, the Sacramento Credit Union is limited in demonstrating these organizational strengths via Charity Navigator’s platform. Furthermore, there are no user reviews from GreatNonprofits to provide additional insights into the nonprofit's community reputation and performance.


This AI summary has been generated from information found on Charity Navigator.

Is Sacramento Credit Union legitimate?

Sacramento Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Sacramento Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $688,297
Professional Fundraising Fees: $0
Other Salaries and Wages: $7,156,140

For more financial information, click here


Official website here: www.sactocu.org

What is the mission statement of Sacramento Credit Union?

Sacramento Credit Union's mission is to offer prompt, competitive, and high-quality financial services to its members in a friendly, professional, and prudent manner. Established in 1935, the credit union is a cooperative serving over 26,000 members across various counties. Comprised of individuals, corporations, partnerships, and other legal entities, the credit union adheres to the principles of a traditional member-owned cooperative while providing superior financial services. With seven locations and various convenient payment options such as online banking, bill pay, mobile banking, point-of-sale, and ATM transactions, the credit union aims to meet the diverse financial needs of its members.


Official website here: www.sactocu.org

Who is the CEO of Sacramento Credit Union?

Bhavnesh Makin is the President/Chief Executive Officer of Sacramento Credit Union. The CEO's salary of Sacramento Credit Union is $423,522 and their total compensation is $457,656.


Official website here: www.sactocu.org

What is the revenue of Sacramento Credit Union?

Sacramento Credit Union's revenue in 2022 was $23,666,201.


Official website here: www.sactocu.org

Who are the executives of Sacramento Credit Union and what are their salaries?

The average compensation at Sacramento Credit Union during 2022 was $58,107. There are 135 employees and 12 volunteers at Sacramento Credit Union.


Here are 14 key members and their salaries (Sacramento Credit Union's CEO's salary is $423,522 and their total compensation is $457,656):


Tarik Eldin (Director Investment Services)
  • Compensation: $826,373
  • Related: $0
  • Other: $49,524
Bhavnesh Makin (President/Chief Executive Officer)
  • Compensation: $423,522
  • Related: $0
  • Other: $34,134
Michael Hastings (Financial Advisor)
  • Compensation: $208,207
  • Related: $0
  • Other: $36,773
Glenda Kaiser (Chief Financial Officer)
  • Compensation: $194,518
  • Related: $0
  • Other: $36,123
Kenneth Zeleny (Director Of Information Technology)
  • Compensation: $124,664
  • Related: $0
  • Other: $33,196
Brian Cotton (Vp Digital Banking & Contact Center)
  • Compensation: $121,908
  • Related: $0
  • Other: $36,190
Aletha Hickey (Vp Human Resources)
  • Compensation: $136,806
  • Related: $0
  • Other: $15,567
Aron Brewer (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Les Brown (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mary Ann Carrasco (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Linda Foster-Hall (Former Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judy Mcgarry (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Willie L Southward Iii (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kristin Van Gaasbeck (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.sactocu.org

Where can I find the form 990 for Sacramento Credit Union?

Sacramento Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.sactocu.org

Learn more at the official website: www.sactocu.org

Mission Statement of Sacramento Credit Union

Sacramento Credit Union, a member-owned cooperative established in 1935, is dedicated to providing prompt, competitive, and quality consumer financial services to its members in a friendly, professional, and prudent manner. The credit union, which is incorporated under Section 14100 of the Credit Union Division of the State of California Department of Business Oversight, serves over 26,000 individuals across Sacramento, El Dorado, Placer, Solano, Sutter, Yolo, and Yuba counties. With a focus on superior financial services, Sacramento Credit Union maintains the standards of a traditional cooperative while offering convenient access through seven locations and various online banking services like bill pay, mobile banking, point-of-sale transactions, and ATM transactions. By providing a range of financial solutions, Sacramento Credit Union aims to meet the diverse needs of its members, fostering financial stability and growth for each household.

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Impact




October, 2024

Sacramento Credit Union significantly impacts its community by offering prompt, competitive, and quality financial services tailored to the needs of its members. Established in 1935, the credit union has grown to serve 26,594 members across Sacramento, El Dorado, Placer, Solano, Sutter, Yolo, and Yuba counties.

By maintaining the principles of a member-owned cooperative, Sacramento Credit Union fosters a sense of community and shared purpose among individuals, corporations, partnerships, and various legal entities. The organization ensures that members have access to superior financial services through multiple channels, including seven physical locations, online banking, mobile banking, bill pay, and ATM transactions.

Their commitment to delivering services in a friendly, professional, and prudent manner enhances members' financial well-being, promoting economic stability within the communities served. Thus, Sacramento Credit Union plays a vital role in enhancing public benefit and fostering financial inclusion in the region.




This information is meant to be a general summary of Sacramento Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$23,666,201 (2022)
Expenses
$17,547,846 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $3,981,010
  • Program Service Revenue: $19,669,566
  • Gross Receipts: $23,862,433

Assets and Liabilities:

  • Total Assets: $713,970,677
  • Total Liabilities: $619,046,869
  • Net Assets: $94,923,808

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

NET LOAN PORTFOLIO

Revenue

$12,873,749

OTHER INCOME

Revenue

$5,134,632

FEE INCOME

Revenue

$1,661,185

Organization Details

Founding Year

1935

Principal Officer

Bhavnesh Makin

Main Address

PO BOX 2351, SACRAMENTO, CA, 958122351

NTEE Category

Code: W61 - Public benefit

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