Merco Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 941366983 ✦ Merced, CA ✦ Designated as a 501(c)(14)

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Overview

What is Merco Credit Union?

Merco Credit Union is a nonprofit financial institution, legally chartered within California, dedicated to serving its 12,933 members. Established in Merced, California, it offers deposit and loan accounts, ensuring its members have access to affordable credit and financial services. The union's mission is to provide competitive financial solutions, catering to the financial needs of its members, ranging from savings to checking accounts. With a staff of 36 individuals, Merco Credit Union strives to support its members financially, contributing positively to the community it serves.


Official website here: www.merco.org/

Is Merco Credit Union legitimate?

Merco Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Merco Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $737,031
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,160,500

For more financial information, click here


Official website here: www.merco.org/

What is the mission statement of Merco Credit Union?

Merco Credit Union, being a non-profit and state-chartered credit union, is dedicated to offering competitive financial services to its members. Its mission is centered around providing a reliable source of low-cost credit and financial services, while also catering to the savings and checking account needs of its members. The credit union aims to contribute positively to the financial well-being of its members by offering them competitive deposit and loan accounts.


Official website here: www.merco.org/

Who is the CEO of Merco Credit Union?

David W Ness is the President & Ceo of Merco Credit Union. The CEO's salary of Merco Credit Union is $203,430 and their total compensation is $228,514.


Official website here: www.merco.org/

What is the revenue of Merco Credit Union?

Merco Credit Union's revenue in 2022 was $7,877,946.


Official website here: www.merco.org/

Who are the executives of Merco Credit Union and what are their salaries?

The average compensation at Merco Credit Union during 2022 was $80,487. There are 36 employees and 12 volunteers at Merco Credit Union.


Here are 16 key members and their salaries (Merco Credit Union's CEO's salary is $203,430 and their total compensation is $228,514):


David W Ness (President & Ceo)
  • Compensation: $203,430
  • Related: $0
  • Other: $25,084
David Bren Horrocks (Vp Finance/Cfo)
  • Compensation: $124,388
  • Related: $0
  • Other: $12,243
Donna Maher (Vp Hr &Training)
  • Compensation: $116,896
  • Related: $0
  • Other: $11,490
Jennifer Toste (Vp Branch Op)
  • Compensation: $111,767
  • Related: $0
  • Other: $10,982
Shay Lopez (Vp Chief Lendin)
  • Compensation: $109,951
  • Related: $0
  • Other: $10,800
Jim Murphy (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ron Kinchloe (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
M Stephen Jones (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Pedrozo (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Barbara Jamison (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Olivia Webster (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joe Sapien (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Hubert Walsh (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Rhodes (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Price (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kent Christensen (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.merco.org/

Where can I find the form 990 for Merco Credit Union?

Merco Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.merco.org/

Learn more at the official website: www.merco.org/

Mission Statement of Merco Credit Union

Merco Credit Union, as a non-profit, state-chartered natural person credit union, is dedicated to offering competitive financial services to its members. Its mission, in essence, is to serve as a reliable and affordable source of credit and financial services for its members. By providing deposit and loan accounts, Merco Credit Union aims to meet the savings and checking account needs of its 12,933 members, thereby promoting financial stability and well-being within its community.

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Impact




October, 2024

Merco Credit Union serves as a vital resource for the community in Merced, California, positively impacting the financial well-being of its 12,933 members. By offering competitive financial services, it provides essential deposit and loan accounts tailored to meet the diverse needs of its members. The credit union stands out as a low-cost source of credit, ensuring that individuals and families have access to affordable financial solutions.

In addition to loans, Merco Credit Union facilitates member savings and checking account needs, fostering a culture of savings and financial responsibility. This support not only empowers members to achieve their financial goals but also contributes to the overall economic health of the community. Through its mission, Merco Credit Union enhances the quality of life for its members by promoting financial stability and accessibility.




This information is meant to be a general summary of Merco Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$7,877,946 (2022)
Expenses
$6,906,965 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $696,611
  • Program Service Revenue: $4,783,845
  • Gross Receipts: $7,877,946

Assets and Liabilities:

  • Total Assets: $174,840,743
  • Total Liabilities: $158,664,075
  • Net Assets: $16,176,668

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Interest on Loans

Revenue

$4,783,845

Organization Details

Founding Year

1966

Principal Officer

David W Ness

Main Address

1911 M Street, Merced, CA, 95340

NTEE Category

Code: W60 - Public benefit

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