1st United Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 940335800 ✦ Pleasanton, CA ✦ Designated as a 501(c)(14)

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Overview

What is 1st United Credit Union?

1st United Credit Union is a member-focused financial institution based in Pleasanton, California, with a post office box address at PO BOX 11746. With a team of 199 employees, the credit union offers an extensive range of savings and loan products for its members. These financial services are competitively priced, easy to access, and available through their branch network, call center, or online platform at 1stUNITEDCU.org. The credit union's mission is to simplify, speed up, and humanize the financial experience for its members. Additionally, 1st United Credit Union is recognized for its commitment to financial education. They offer seminars, on-site programs, and self-study materials to help members make informed decisions about their money.


Official website here: www.1stunitedcu.org

What are the reviews and ratings of this charity?

1st United Credit Union is currently not rated by Charity Navigator. This absence of a rating reflects its status as a non-501(c)(3) entity, rather than an indication of performance or effectiveness. Charity Navigator's evaluative tools - Accountability & Finance and Impact & Measurement - are not applicable here as they require the nonprofit to adhere to specific IRS classifications that 1st United does not meet.

The organization does not provide electronically-filed Form 990 data, meaning key financial metrics such as revenue, expenses, and salaries of key persons are unavailable. This lack of data prevents a comprehensive analysis using Charity Navigator's standard methodologies, which focus on financial health and accountability within the eligible nonprofit sector.

No user reviews for 1st United Credit Union are available on GreatNonprofits, leaving a gap in community feedback that could offer additional insights into the credit union's public perception and impact. Consequently, this limits the available qualitative data typically sourced from user experiences.


This AI summary has been generated from information found on Charity Navigator.

Is 1st United Credit Union legitimate?

1st United Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. 1st United Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,174,531
Professional Fundraising Fees: $0
Other Salaries and Wages: $11,532,030

For more financial information, click here


Official website here: www.1stunitedcu.org

What is the mission statement of 1st United Credit Union?

1st United Credit Union is committed to delivering simpler, faster, and friendlier financial services to its members in their community. The credit union is recognized for its financial education program, which includes seminars held in branches, on-site programs at local schools, and self-study materials available on their website. 1st United Credit Union offers a wide range of savings and loan products for its members, which are competitively priced and easily accessible through their extensive branch network, customer service call center, or online platform. The credit union's mission is to provide financial education and excellent value to its members.


Official website here: www.1stunitedcu.org

Who is the CEO of 1st United Credit Union?

Stephen M Stone is the Chairperson of 1st United Credit Union. The CEO's salary of 1st United Credit Union is $535,714 and their total compensation is $566,126.


Official website here: www.1stunitedcu.org

What is the revenue of 1st United Credit Union?

1st United Credit Union's revenue in 2022 was $44,843,842.


Official website here: www.1stunitedcu.org

Who are the executives of 1st United Credit Union and what are their salaries?

The average compensation at 1st United Credit Union during 2022 was $68,877. There are 199 employees and 14 volunteers at 1st United Credit Union.


Here are 22 key members and their salaries (1st United Credit Union's CEO's salary is $535,714 and their total compensation is $566,126):


Howard T Garrigan (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dave Macdonald (Bod Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Manning (Bod Member)
  • Compensation: $7,136
  • Related: $0
  • Other: $0
Susan Muranishi (Bod Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Patrick O'Connell (Bod Member)
  • Compensation: $7,318
  • Related: $0
  • Other: $0
Veleta Savanah (Bod Member)
  • Compensation: $8,434
  • Related: $0
  • Other: $0
Cyril Bonanno (Bod Member)
  • Compensation: $8,596
  • Related: $0
  • Other: $0
Teresita Lauigan (Bod Member)
  • Compensation: $4,001
  • Related: $0
  • Other: $0
Joan Johnson (Bod Member)
  • Compensation: $7,572
  • Related: $0
  • Other: $0
Stephen Stone (Ceo)
  • Compensation: $535,714
  • Related: $0
  • Other: $30,412
Ganga Radhakrishnan (Cfo)
  • Compensation: $217,613
  • Related: $0
  • Other: $15,137
Tosha Eagles-Williams (Chief Lending & Marketing Officer)
  • Compensation: $242,275
  • Related: $0
  • Other: $16,928
Joanna Uhl (Cio)
  • Compensation: $267,754
  • Related: $0
  • Other: $39,404
Lynell Fraley (Chro)
  • Compensation: $211,881
  • Related: $0
  • Other: $27,167
Derrick Fortier (Cro)
  • Compensation: $117,716
  • Related: $0
  • Other: $27,713
Sarah Cecchin (Svp Marketing & Communication)
  • Compensation: $174,081
  • Related: $0
  • Other: $34,602
James Santiago (Vp It)
  • Compensation: $152,983
  • Related: $0
  • Other: $20,094
Lynn Dignon (Director Of Project Management)
  • Compensation: $157,802
  • Related: $0
  • Other: $20,079
Goldman Lee (Vp Retail Sales & Experience)
  • Compensation: $145,787
  • Related: $0
  • Other: $32,096
Sheryon Hill-Savage (Vp Asset Recovery)
  • Compensation: $141,355
  • Related: $0
  • Other: $19,037
Christopher Fox (Vp Enterprise Applications)
  • Compensation: $139,038
  • Related: $0
  • Other: $32,107
Wilfredo Dela Cruz (Vp Lending)
  • Compensation: $135,024
  • Related: $0
  • Other: $23,188


Official website here: www.1stunitedcu.org

Where can I find the form 990 for 1st United Credit Union?

1st United Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.1stunitedcu.org

Learn more at the official website: www.1stunitedcu.org

Mission Statement of 1st United Credit Union

1st United Credit Union is a community-focused financial institution, renowned for its simpler, faster, and friendlier financial services. The organization is dedicated to providing financial education to its members, setting it apart in the community.

Through 1st United Credit Union, members have access to a wide range of savings and loan products. These financial solutions are competitively priced, excellent value, and conveniently available. Members can access these products through the extensive branch network, the member services call center, or online at 1stunitedcu.org.

1st United Credit Union's mission extends beyond just offering financial products. It is committed to educating its members about financial management through various means. The credit union hosts financial education seminars in its branches, provides on-site programs at local schools, and offers self-study materials on its website. By doing this, 1st United Credit Union empowers its members to make informed decisions about their finances and improve their financial literacy.

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Impact




October, 2024

1st United Credit Union significantly impacts its community by providing a range of accessible and user-friendly financial services designed to meet the diverse needs of its members. With a commitment to offering competitively priced savings and loan products, the credit union ensures that its members can easily manage their finances through convenient access via a robust branch network, member services call center, and an online platform.

A critical aspect of 1st United Credit Union's impact is its dedication to financial education. The credit union hosts seminars in its locations and collaborates with local schools to deliver on-site financial education programs. Additionally, it provides self-study materials on its website, empowering community members with the knowledge necessary for effective financial management. This focus on education not only enhances individual financial literacy but also fosters a stronger, more informed community overall.




This information is meant to be a general summary of 1st United Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$44,843,842 (2022)
Expenses
$37,181,605 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $6,553,682
  • Program Service Revenue: $33,895,237
  • Gross Receipts: $44,843,842

Assets and Liabilities:

  • Total Assets: $1,277,603,441
  • Total Liabilities: $1,178,814,271
  • Net Assets: $98,789,170

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INCOME ON LOANS

Revenue

$30,315,188

FEES, CHARGES, OTHER

Revenue

$3,340,326

FINANCE & INSURANCE

Revenue

$239,723

Organization Details

Founding Year

1932

Principal Officer

Stephen M Stone

Main Address

PO BOX 11746, PLEASANTON, CA, 94588

NTEE Category

Code: W60 - Public benefit

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