Oregon Life And Health Insurance Guaranty Association

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 930884418 ✦ Meridian, ID ✦ Designated as a 501(c)(6)

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Overview

What is Oregon Life And Health Insurance Guaranty Association?

The Oregon Life and Health Insurance Guaranty Association is a nonprofit organization established to safeguard Oregon residents and their beneficiaries in case of the insolvency of the insurance company that issued their life, health, or annuity insurance policy. This association is solely dedicated to this program service, which accounts for 100% of its activities. In the year 2022, the Association offered policyholder benefits to Oregon residents affected by the collapse of six insolvent insurers. Additionally, it provided support to insurance company receivers, former insureds, and numerous closed insolvency estates. In summary, the Oregon Life and Health Insurance Guaranty Association serves as a safety net for Oregon residents, ensuring their protection against the financial implications of insolvent insurance companies.


Official website here: www.orlifega.org

Is Oregon Life And Health Insurance Guaranty Association legitimate?

Oregon Life And Health Insurance Guaranty Association is a legitimate nonprofit organization registered as a 501(c)(6) entity. Oregon Life And Health Insurance Guaranty Association submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $96,000
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.orlifega.org

What is the mission statement of Oregon Life And Health Insurance Guaranty Association?

The Oregon Life and Health Insurance Guaranty Association's mission, as outlined in Oregon Revised Statutes 734.770, is to safeguard policyholders against the inability of the insurance company responsible for their life, health, or annuity policies to fulfill its contractual obligations due to financial instability or insolvency. The primary role of this association is to ensure protection for Oregon residents and their beneficiaries in such scenarios. The association's activities are focused solely on this goal, with 100% of its time dedicated to this program service. In the year 2022, the Oregon Life and Health Insurance Guaranty Association provided policyholder benefits to insureds of six insolvent insurers and offered support to various stakeholders involved in 11 open insolvency estates as well as numerous closed estates.


Official website here: www.orlifega.org

Who is the CEO of Oregon Life And Health Insurance Guaranty Association?

Candie Kinch is the Executive Director of Oregon Life And Health Insurance Guaranty Association.


Official website here: www.orlifega.org

What is the revenue of Oregon Life And Health Insurance Guaranty Association?

Oregon Life And Health Insurance Guaranty Association's revenue in 2022 was $319,937.


Official website here: www.orlifega.org

Who are the executives of Oregon Life And Health Insurance Guaranty Association and what are their salaries?


Here are 10 key members and their salaries:


Candie Kinch (Executive Director)
  • Compensation: $96,000
  • Related: $0
  • Other: $0
Farmers New World Life Insurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lifemap Assurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pacific Life Insurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Prudential Insurance Company Of America (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Standard Insurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
State Farm Life Insurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Northwestern Mutual Life Insurance Company (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Justin Delaney (Chairman Of The Board Of Directors)
  • Compensation: $0
  • Related: $0
  • Other: $0
Garrett Paddor (Secretary/Treasurer Of The Board Of Directors)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.orlifega.org

Where can I find the form 990 for Oregon Life And Health Insurance Guaranty Association?

Oregon Life And Health Insurance Guaranty Association's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.orlifega.org

Learn more at the official website: www.orlifega.org

Mission Statement of Oregon Life And Health Insurance Guaranty Association

The Oregon Life and Health Insurance Guaranty Association, abbreviated as OLHIA, is a nonprofit organization with a primary mission to safeguard Oregon residents and their beneficiaries from the financial repercussions of an insolvent insurance company. This protection extends to life, health, and annuity insurance policies. In line with Oregon Revised Statutes 734.770, OLHIA's purpose is to shield policyholders from the inability of their insurer to fulfill contractual obligations due to impairment or insolvency.

In essence, OLHIA serves as a safety net for Oregon residents, ensuring that they receive the promised benefits from their insurance policies, even if their insurance company faces financial instability or insolvency. The Association's commitment to this mission constitutes its sole program and service, accounting for 100% of its time and resources. In the year 2022, OLHIA provided policyholder benefits to Oregon residents impacted by the failure of six insolvent insurance companies. Additionally, the Association has offered support to receivers, former insureds, and other parties involved in eleven open insolvency estates, as well as numerous closed estates.

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Impact




October, 2024

The Oregon Life and Health Insurance Guaranty Association (OLHIGA) plays a crucial role in safeguarding the financial interests of Oregon residents holding life, health, or annuity insurance policies. By providing protection against the insolvency of insurance companies, OLHIGA ensures that policyholders and their beneficiaries can recover benefits even when their insurer fails to meet contractual obligations.

In 2022 alone, the association delivered policyholder benefits to residents affected by the insolvencies of six insurance companies, thereby relieving the financial burden that can arise from such unfortunate situations. Additionally, OLHIGA supports insurance company receivers and assists former insureds across multiple open insolvency estates, contributing to overall financial stability within the state's insurance market.

This safety net enhances consumer confidence in the insurance industry, knowing that even in cases of insurance company failures, they are protected and can rely on OLHIGA to uphold their rights to benefits. By fulfilling its mission, OLHIGA not only protects policyholders but also strengthens the community's trust in the insurance system, thereby fostering a more secure environment for all residents.




This information is meant to be a general summary of Oregon Life And Health Insurance Guaranty Association. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$319,937 (2022)
Expenses
$254,430 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $85,792
  • Program Service Revenue: $234,145
  • Gross Receipts: $319,937

Assets and Liabilities:

  • Total Assets: $4,529,879
  • Total Liabilities: $0
  • Net Assets: $4,529,879

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Member assessments

Revenue

$233,442

Insurance policy premiums

Revenue

$703

Organization Details

Founding Year

1975

Principal Officer

Candie Kinch

Main Address

6700 N Linder Rd Ste 156 Box 138, Meridian, ID, 83646

NTEE Category

Code: S40 - Community improvement

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