Overview
What is Consumer Credit Counseling Service Of Southern Oregon Inc?
Consumer Credit Counseling Service of Southern Oregon Inc is a nonprofit organization situated in Medford, Oregon, specifically at 820 Crater Lake Ave 202. Their primary mission is to identify and tackle the financial challenges faced by their clients and the community at large. They accomplish this through personalized financial counseling, delivered both in-person and over the phone. This service is confidential and is provided by certified credit counselors affiliated with the National Foundation for Credit Counseling. In 2022, the organization conducted 1,2022 counseling appointments, during which personalized budgets are developed and a comprehensive list of creditors is created. Based on a client's unique financial situation, potential solutions are discussed. After completing a financial exit evaluation, 95% of the clients counseled in 2022 rated the services as excellent. Overall, the organization aims to promote financial stability in the community through professional counseling and education.
Official website here: www.improvedcredit.org
What are the reviews and ratings of this charity?
Charity Navigator Rating: 89%, Three-Star out of Four Stars
Consumer Credit Counseling Service of Southern Oregon Inc has achieved an 89% rating, reflecting its strong performance in accountability and finance. The rating is derived entirely from the charity's accountability and finance score, which indicates a well-managed organization committed to transparency and effective governance. The organization boasts a fully independent board, with all eight members being independent, ensuring unbiased oversight.
The charity’s financial practices are commendable, as it has a high program expense ratio of 85.17%, suggesting that a significant portion of its resources is directed towards its programs rather than administrative costs. Additionally, it has demonstrated robust governance practices, including having policies for conflict of interest and whistleblower protections in place, as well as complete documentation of board meeting minutes.
However, the organization faces some challenges, as indicated by its liabilities to assets ratio of 59.51%, which may suggest potential financial risks. Overall, while the charity exhibits strong governance and effective financial management, stakeholders may want to monitor its financial health closely.
This AI summary has been generated from information found on Charity Navigator.
Is Consumer Credit Counseling Service Of Southern Oregon Inc legitimate?
Consumer Credit Counseling Service Of Southern Oregon Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Consumer Credit Counseling Service Of Southern Oregon Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.
Heare are some key statistics you may want to consider:
Executive Compensation: $61,052
Professional Fundraising Fees: $0
Other Salaries and Wages: $213,684
For more financial information, click here
Official website here: www.improvedcredit.org
What is the mission statement of Consumer Credit Counseling Service Of Southern Oregon Inc?
The Consumer Credit Counseling Service of Southern Oregon Inc's mission is centered around acknowledging and addressing the financial challenges faced by its clients and the community at large. By offering professional counseling and education, their primary goal is to promote financial stability. Through one-on-one counseling sessions, either in person or over the phone, they help clients develop personalized budgets and manage their creditors. Based on individual financial situations, various options are discussed to assist clients in overcoming their financial challenges. In 2022, the agency conducted a significant number of counseling appointments, with the majority of clients rating their experience as excellent.
Official website here: www.improvedcredit.org
Who is the CEO of Consumer Credit Counseling Service Of Southern Oregon Inc?
Bill Ihle is the Ceo of Consumer Credit Counseling Service Of Southern Oregon Inc. The CEO's salary of Consumer Credit Counseling Service Of Southern Oregon Inc is $61,052 and their total compensation is $61,052.
Official website here: www.improvedcredit.org
What is the revenue of Consumer Credit Counseling Service Of Southern Oregon Inc?
Consumer Credit Counseling Service Of Southern Oregon Inc's revenue in 2022 was $724,933.
Official website here: www.improvedcredit.org
Who are the executives of Consumer Credit Counseling Service Of Southern Oregon Inc and what are their salaries?
The average compensation at Consumer Credit Counseling Service Of Southern Oregon Inc during 2022 was $39,248. There are 7 employees and 5 volunteers at Consumer Credit Counseling Service Of Southern Oregon Inc.
Here are 10 key members and their salaries (Consumer Credit Counseling Service Of Southern Oregon Inc's CEO's salary is $61,052 and their total compensation is $61,052):
- Compensation: $61,052
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- Other: $0
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- Other: $0
Official website here: www.improvedcredit.org
Where can I find the form 990 for Consumer Credit Counseling Service Of Southern Oregon Inc?
Consumer Credit Counseling Service Of Southern Oregon Inc's most recent form 990 was submitted in 2022 and can be accessed here.
Official website here: www.improvedcredit.org
Learn more at the official website: www.improvedcredit.org
Mission Statement of Consumer Credit Counseling Service Of Southern Oregon Inc
Consumer Credit Counseling Service of Southern Oregon Inc is committed to acknowledging and addressing the financial challenges encountered by its clients and the community at large. The organization endeavors to promote financial stability through professional counseling and education. By offering confidential counseling services, either in person or over the phone, the agency provides personalized budgeting plans and creates a comprehensive list of creditors for each client. Based on the individual's financial situation, potential solutions are discussed, empowering them to make informed decisions. In 2022, the organization conducted 1,2022 counseling appointments, with 95% of the clients counseled rating their experience as excellent. This suggests that the Consumer Credit Counseling Service of Southern Oregon Inc's mission to recognize and overcome financial challenges is effectively being carried out.
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Impact
July, 2024
Consumer Credit Counseling Service Of Southern Oregon Inc's impact is significant in promoting financial stability within our community. With a focus on recognizing and addressing the financial challenges faced by our clients, this organization provides free, professional financial counseling services both in person and by phone. By conducting over 1,200 counseling appointments in 2022, personalized budgets are developed, comprehensive creditor lists are created, and various options are discussed based on each individual's financial situation.
The positive impact of this organization is evident in the high satisfaction rate reported by clients, with 95% of those counseled in 2022 rating the services as excellent. By offering confidential and certified credit counseling services, Consumer Credit Counseling Service Of Southern Oregon Inc plays a crucial role in empowering individuals to take control of their financial well-being and work towards achieving stability.
This information is meant to be a general summary of Consumer Credit Counseling Service Of Southern Oregon Inc. Please take the time to review official sources before making any decisions based upon the content provided here.
Financials
This financial information is from Propublica.
Other financial information:
This information is from the most recently submitted tax form from this organization, which was in 2022.
- Investment Income: $486
- Program Service Revenue: $419,752
- Gross Receipts: $724,933
Assets and Liabilities:
- Total Assets: $1,270,086
- Total Liabilities: $701,273
- Net Assets: $568,813
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Programs
Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.
CLIENT FEES
Revenue
$25,309
CONTRACTED SERVICES
Revenue
$5,280
CREDIT REPORTS
Revenue
$2,940
MONEY MANAGEMENT PROGRAM
Revenue
$343,356
SYFF
Revenue
$40,630
Organization Details
Founding Year
1971
Phone
(541) 779-2273Principal Officer
Bill Ihle
Main Address
820 CRATER LAKE AVE 202, MEDFORD, OR, 97504
Website
www.improvedcredit.orgNTEE Category
Code: P51 - Human services
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