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Hebrew Free Loan Association

Hebrew Free Loan Association Of Washington State

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 916035624 ✦ Mercer island, WA ✦ Designated as a 501(c)(3)

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Overview

What is Hebrew Free Loan Association?

The Hebrew Free Loan Association, based in Mercer Island, Washington, is a nonprofit organization adhering to a biblical commandment. Their primary mission is to extend microfinancing services to the Jewish community residing in Washington State, without charging interest or fees. In the recent year, they provided 28 general loans amounting to $77,250 and collected $72,647 in repayments. Additionally, they issued 16 student loans totaling $120,000, receiving $19,205 in repayments. The organization also received five grants worth $70,000 and offered 15 scholarships amounting to $93,410. Operationally, they incurred $23,822 in expenses, $55,248 in payroll, and had fundraising expenses of $3,531. The Association currently employs two part-time employees and two contractors. Their mission is to uphold a principle of lending without profit, providing financial assistance to their community.


Official website here: www.hflawa.org

Is Hebrew Free Loan Association legitimate?

Hebrew Free Loan Association is a legitimate nonprofit organization registered as a 501(c)(3) entity. Hebrew Free Loan Association submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $41,198
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.hflawa.org

What is the mission statement of Hebrew Free Loan Association?

The Hebrew Free Loan Association follows a mission rooted in biblical principles, aiming to fulfill the commandment of not charging interest or fees to members of the Jewish community in need. This non-profit organization provides microfinancing services, specifically lending money without interest or fees to individuals within the Jewish community residing in Washington State, particularly for educational purposes. The association's mission reflects the values of compassion and support, ensuring that those in financial distress can access the necessary funds without the burden of additional charges.


Official website here: www.hflawa.org

Who is the CEO of Hebrew Free Loan Association?

Maura Roberts is the Executive Director of Hebrew Free Loan Association.


Official website here: www.hflawa.org

What is the revenue of Hebrew Free Loan Association?

Hebrew Free Loan Association's revenue in 2022 was $192,640.


Official website here: www.hflawa.org

Who are the executives of Hebrew Free Loan Association and what are their salaries?

The average compensation at Hebrew Free Loan Association during 2022 was $10,300. There are 4 employees and 14 volunteers at Hebrew Free Loan Association.


Here are 16 key members and their salaries:


Gabe Scherzer (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pamela Love (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Julia Abelev (Past President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Louis Kotler (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Louis Isquith (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kari Haas (President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judi Scherr (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Louis Berg (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
William Hochberg (Vice President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Eli Bernaker (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rachel Franco (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Chelsea Glick (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Berkman (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sam Mezistrano (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Maura Roberts (Executive Director)
  • Compensation: $31,200
  • Related: $0
  • Other: $0
Melissa Gianotti (Asst To Executive Director)
  • Compensation: $2,986
  • Related: $0
  • Other: $0


Official website here: www.hflawa.org

Where can I find the form 990 for Hebrew Free Loan Association?

Hebrew Free Loan Association's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.hflawa.org

Learn more at the official website: www.hflawa.org

Mission Statement of Hebrew Free Loan Association

The Hebrew Free Loan Association, as per its biblical commandment, operates with the mission to extend financial aid without charging interest or fees to its Jewish community members residing in Washington State. This mission is rooted in the biblical principle, "If thou lend money to any of my people even to the poor with thee thou shall not be to him a creditor neither shall you lay upon him interest." The association provides microfinancing, issuing loans to its members and assisting them in overcoming financial challenges without burdening them with additional interest or fees.

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Impact




October, 2024

The Hebrew Free Loan Association (HFLA) significantly impacts the Jewish community in Washington State by providing interest-free microfinancing solutions that accommodate various financial needs. In the recent period, HFLA issued 28 general fund loans totaling $77,250, with a repayment collection of $72,647, demonstrating a solid repayment culture among its borrowers. The organization also extended support through 16 student loans, amounting to $120,000, and collected $19,205 in repayments, thereby aiding educational pursuits without the burden of interest.

In addition to loans, HFLA has provided 15 scholarships worth a total of $93,410, helping to support education within the community. The financial gifts for these scholarships were managed responsibly, ensuring funds were available for distribution when needed. This reflects HFLA's commitment to responsible financial stewardship, achieving a balance between providing necessary financial assistance and maintaining fiscal responsibility.

Moreover, the organization benefits from charitable contributions, receiving five grants totaling $70,000. Despite operational costs—$23,822 in expenses and $55,248 in payroll—the HFLA's model continues to thrive, minimizing risk by writing off only four loan balances, amounting to $3,020. The overall performance highlights the effectiveness of their microfinancing approach, empowering community members to tackle financial challenges and pursue opportunities without the burden of interest. Through this support system, HFLA not only fulfills a biblical principle of lending but also strengthens the socioeconomic fabric of the community it serves.




This information is meant to be a general summary of Hebrew Free Loan Association. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$192,640 (2022)
Expenses
$86,358 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $10
  • Gross Receipts: $192,640

Assets and Liabilities:

  • Total Assets: $637,486
  • Total Liabilities: $7,710
  • Net Assets: $629,776

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Organization Details

Founding Year

1914

Principal Officer

Maura Roberts

Main Address

PO BOX 141, MERCER ISLAND, WA, 980400141

NTEE Category

Code: P60 - Human services

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