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Northwest Business Development Assoc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 911178785 ✦ Spokane valley, WA ✦ Designated as a 501(c)(3)

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Overview

What is Northwest Business Development Assoc?

Northwest Business Development Assoc is a nonprofit organization based in Spokane Valley, Washington. Their primary mission is to foster business expansion and job retention by offering high-quality small business loan services. They achieve this by aiding small businesses in securing start-up and expansion financing, working closely with local lending institutions and the Small Business Administration (SBA). Their activities encompass screening, organizing, packaging, processing, and closing loans, thereby promoting small business growth and job creation in the region. With a workforce of 29 individuals, Northwest Business Development Assoc plays a vital role in supporting the local business community.


Official website here: www.nwbusiness.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 96%

The Northwest Business Development Association has achieved a remarkable Four-Star out of Four Star rating from Charity Navigator, reflecting its strong commitment to accountability and financial transparency. The organization scored 96% in its Accountability & Finance category, indicating a high level of oversight and governance. This rating is based solely on its accountability metrics, which highlights its dedication to maintaining rigorous standards in managing donor funds.

Strengths of the organization include a fully independent board with 92% of its members being independent, demonstrating a robust governance structure. Additionally, it has received perfect scores in various areas such as its audit and oversight committee, conflict of interest policies, and financial document management. The organization also boasts an impressive program expense ratio of 100%, signifying that all of its expenses are directed towards its programs, ensuring that funds are utilized effectively.

While the financial data reflects a strong position, there are no noted limitations in the provided information. The absence of any material diversion of assets and a low liabilities-to-assets ratio further reinforces the organization's financial health. Overall, the Northwest Business Development Association stands out as a highly accountable and well-managed nonprofit dedicated to its mission.


This AI summary has been generated from information found on Charity Navigator.

Is Northwest Business Development Assoc legitimate?

Northwest Business Development Assoc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Northwest Business Development Assoc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,913,791

For more financial information, click here


Official website here: www.nwbusiness.org

What is the mission statement of Northwest Business Development Assoc?

Northwest Business Development Assoc's mission is centered around fostering business growth and preserving employment opportunities. They achieve this by offering top-notch small business loan services. This involves screening, organizing, packaging, processing, and closing loans in collaboration with local financial institutions and the Small Business Administration (SBA). By providing these services, they help small businesses secure start-up and expansion financing, thereby creating and retaining jobs.


Official website here: www.nwbusiness.org

Who is the CEO of Northwest Business Development Assoc?

Aliza Seay is the President of Northwest Business Development Assoc.


Official website here: www.nwbusiness.org

What is the revenue of Northwest Business Development Assoc?

Northwest Business Development Assoc's revenue in 2023 was $3,693,268.


Official website here: www.nwbusiness.org

Who are the executives of Northwest Business Development Assoc and what are their salaries?

The average compensation at Northwest Business Development Assoc during 2023 was $65,993. There are 29 employees at Northwest Business Development Assoc.


Here are 19 key members and their salaries:


Aliza Seay (President)
  • Compensation: $152,922
  • Related: $0
  • Other: $5,288
Andrea Morgan (Board Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Scott Bossom (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Timothy E Szambelan (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen K Meek (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Allen Schmelzer (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Brent Mathison (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lavonne Bowman (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
William Whalen (Director - Oregon)
  • Compensation: $0
  • Related: $0
  • Other: $0
Hugh Crozier (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joe Druffel (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Cory Allen (Director - Oregon)
  • Compensation: $0
  • Related: $0
  • Other: $0
Debbie Shipman (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robin Stewart (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tracy R Bridgens (Sr Vice President/Coo/Hr/I)
  • Compensation: $109,829
  • Related: $0
  • Other: $13,937
Elizabeth Rusnak (Sr Vice President/Loan Off)
  • Compensation: $265,114
  • Related: $0
  • Other: $15,748
Mark Beppler (Vice President/Sr Loan Off)
  • Compensation: $266,632
  • Related: $0
  • Other: $15,663
James Bright (Sr Vice President/Sr Loan)
  • Compensation: $161,564
  • Related: $0
  • Other: $13,943
Colleen M Ruggles (Vice President/Closing Man)
  • Compensation: $104,454
  • Related: $0
  • Other: $13,927


Official website here: www.nwbusiness.org

Where can I find the form 990 for Northwest Business Development Assoc?

Northwest Business Development Assoc's most recent form 990 was submitted in 2023 and can be accessed here.


Official website here: www.nwbusiness.org

Learn more at the official website: www.nwbusiness.org

Mission Statement of Northwest Business Development Assoc

Northwest Business Development Associates, abbreviated as NBDA, is dedicated to fostering business growth, job creation, and job retention. They achieve this mission by offering top-notch small business loan services. This nonprofit organization acts as a bridge between small businesses seeking financing and local lending institutions, as well as the Small Business Administration (SBA). By screening, organizing, packaging, processing, and closing loans, NBDA plays a crucial role in helping small businesses secure the funding they need for start-ups or expansions. This, in turn, leads to the creation of new employment opportunities, thereby contributing to the overall economic prosperity of the community.

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Impact




July, 2024

The Northwest Business Development Assoc's impact is significant in supporting business growth and job creation in Spokane Valley, WA. By providing quality small business loan services, including processing SBA loans, they facilitate the creation of job and employment opportunities. Their work directly contributes to local economic growth and community improvement by helping small businesses obtain start-up and expansion financing, ultimately leading to increased job retention and creation.




This information is meant to be a general summary of Northwest Business Development Assoc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$3,693,268 (2023)
Expenses
$2,945,706 (2023)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2023.

  • Investment Income: $4,363
  • Program Service Revenue: $3,562,483
  • Gross Receipts: $3,739,107

Assets and Liabilities:

  • Total Assets: $5,143,660
  • Total Liabilities: $577,213
  • Net Assets: $4,566,447

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

SBA 504 Program fees

Revenue

$3,132,124

SBA 504 Escrow interes

Revenue

$430,359

Organization Details

Founding Year

1981

Principal Officer

Aliza Seay

Main Address

9019 E Appleway Blvd 200, Spokane Valley, WA, 99212

NTEE Category

Code: S43Z - Community improvement

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