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American Credit Foundation

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 870628487 ✦ Draper, UT ✦ Designated as a 501(c)(3)

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Overview

What is American Credit Foundation?

The American Credit Foundation is a nonprofit organization situated in Draper, Utah. Their primary mission is to offer complimentary credit counseling services to the general public. Their team of skilled and trained counselors has demonstrated remarkable success in assisting individuals from various backgrounds in designing debt management plans and adhering to these plans for over a year, a significant achievement considering the challenges many clients face. Furthermore, the foundation conducts free seminars, both in-house and off-site, to educate the public on debt management, financial literacy, and practical money management strategies. These seminars, led by trained staff, have garnered positive responses and attracted a significant number of attendees. With a staff of 17 dedicated individuals, the American Credit Foundation is committed to helping individuals navigate their financial challenges and improve their financial well-being.


Official website here: www.americancreditfoundation.com

Is American Credit Foundation legitimate?

American Credit Foundation is a legitimate nonprofit organization registered as a 501(c)(3) entity. American Credit Foundation submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $447,489

For more financial information, click here


Official website here: www.americancreditfoundation.com

What is the mission statement of American Credit Foundation?

The American Credit Foundation's mission is centered around providing free credit counseling services to the general public. Their approach has proven successful, with direct consultations and seminars playing a significant role. Their trained staff has aided clients from various backgrounds in creating and maintaining debt management programs for over a year, an achievement often difficult for many. The organization's high retention rates are attributed to the personal follow-ups by its credit counselors. Furthermore, the American Credit Foundation has conducted well-attended seminars both in-house and off-site, educating the public on debt management, financial literacy, and wise money usage in challenging economic conditions.


Official website here: www.americancreditfoundation.com

Who is the CEO of American Credit Foundation?

Scott Peterson is the Manager of American Credit Foundation.


Official website here: www.americancreditfoundation.com

What is the revenue of American Credit Foundation?

American Credit Foundation's revenue in 2022 was $1,771,052.


Official website here: www.americancreditfoundation.com

Who are the executives of American Credit Foundation and what are their salaries?

The average compensation at American Credit Foundation during 2022 was $26,323. There are 17 employees and 10 volunteers at American Credit Foundation.


Here are 6 key members and their salaries:


John C Keller (Manager)
  • Compensation: $105,969
  • Related: $0
  • Other: $0
Scott Peterson (President)
  • Compensation: $42,908
  • Related: $0
  • Other: $0
Mike Carpenter (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Fowlks (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Curtis Jones (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Daniel Weeks (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.americancreditfoundation.com

Where can I find the form 990 for American Credit Foundation?

American Credit Foundation's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.americancreditfoundation.com

Learn more at the official website: www.americancreditfoundation.com

Mission Statement of American Credit Foundation

American Credit Foundation is a nonprofit organization dedicated to providing free credit counseling services to the general public. Their mission is to offer direct consultations with trained staff, implement programs, and conduct seminars to help individuals manage their debt effectively. In the tax year 2013, these efforts proved successful, with the organization's staff assisting clients from various backgrounds in creating debt management programs and maintaining them for over a year. This is a significant achievement, as most clients typically struggle to stick to such programs for an extended period. The high retention rates are largely attributed to the one-on-one interactions with trained credit counselors who regularly follow up with their assigned clients. Furthermore, American Credit Foundation has achieved success with its free seminars, reaching out to the general public through both in-house facilities and out-of-office events. These seminars, led by trained staff, focus on teaching debt management strategies, offering guidance on how to get out and stay out of debt, and providing advice on using money wisely in challenging economic conditions. The seminars have been well-attended, with positive feedback from participants.

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Impact




October, 2024

American Credit Foundation has made a significant impact by providing free credit counseling to the general public. Through direct consultations with trained staff, the organization has empowered clients from diverse backgrounds to create and maintain effective debt management programs. Notably, many clients have successfully adhered to these programs for over a year, a considerable achievement given the challenges many face in sustaining such initiatives. This success is attributed to the dedicated follow-up by one-on-one trained credit counselors.

In addition to individualized counseling, the foundation has facilitated numerous free seminars that educate the public on essential topics such as debt management, financial literacy, and making wise monetary choices in challenging economic conditions. These seminars have attracted substantial attendance and garnered positive feedback, underscoring their relevance and impact in the community. Overall, the foundation's multifaceted approach to credit counseling has fostered financial stability and awareness, significantly benefiting individuals seeking to improve their financial well-being.




This information is meant to be a general summary of American Credit Foundation. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$1,771,052 (2022)
Expenses
$2,243,033 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $5
  • Program Service Revenue: $1,097,507
  • Gross Receipts: $1,771,052

Assets and Liabilities:

  • Total Assets: $0
  • Total Liabilities: $0
  • Net Assets: $0

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

PROGRAM SERVICE

Revenue

$1,097,507

Organization Details

Founding Year

1999

Principal Officer

Scott Peterson

Main Address

11668 WILDRYE FIELD WAY, DRAPER, UT, 84020

NTEE Category

Code: P51 - Human services

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