Community Credit Lab

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 841899948 ✦ Seattle, WA ✦ Designated as a 501(c)(3)

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Overview

What is Community Credit Lab?

Community Credit Lab is a nonprofit organization situated in Seattle, Washington, specifically at 450 Alaskan Way South Suite 200. Their primary aim is to design and manage affordable lending programs that help bridge economic inequality for communities that have historically faced discrimination, such as immigrants, refugees, low-income individuals, marginalized groups, and underserved communities in King County and across the United States. By supporting equitable access to economic opportunities, Community Credit Lab works towards fostering a more inclusive financial landscape. With a team of five dedicated individuals, they strive to empower these communities and contribute to financial equality.


Official website here: www.communitycreditlab.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 96% (Four-Star out of Four Star rating)

Community Credit Lab has received a commendable 96% rating from Charity Navigator, indicating a strong level of trustworthiness and effectiveness in its operations. The rating is derived from various metrics, which highlight its commitment to accountability and financial health, cultural engagement, and effective leadership. The organization has excelled in its Leadership & Adaptability with a perfect score of 100, reflecting its responsiveness and innovative approach.

Strengths of Community Credit Lab include high scores in Accountability & Finance (95%) and Culture & Community (97%), showcasing its focus on transparency and its positive impact on the community it serves. Additionally, the organization is actively implementing 13 Equity Practices, demonstrating its dedication to fostering inclusivity and addressing systemic disparities in financial access.

While the overall scores are impressive, the lower weight assigned to Leadership & Adaptability indicates that there may be less emphasis on this area compared to other aspects. However, the perfect score in this category suggests that the organization is effectively navigating challenges and adapting to the needs of its constituents. Overall, Community Credit Lab appears to be a well-managed nonprofit making significant strides in promoting financial equity.


This AI summary has been generated from information found on Charity Navigator.

Is Community Credit Lab legitimate?

Community Credit Lab is a legitimate nonprofit organization registered as a 501(c)(3) entity. Community Credit Lab submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.communitycreditlab.org

What is the mission statement of Community Credit Lab?

The Community Credit Lab is committed to supporting equitable access to economic opportunities for immigrants, refugees, low-income, marginalized, and underserved communities across the United States, with a particular focus on King County. Their mission is achieved through the design and management of affordable lending programs, aiming to increase economic equality for communities that often face discrimination. By doing so, the organization seeks to promote financial inclusion and empower these communities to improve their economic situations.


Official website here: www.communitycreditlab.org

Who is the CEO of Community Credit Lab?

Sandhya Nakhasi is the Board Member/President of Community Credit Lab.


Official website here: www.communitycreditlab.org

What is the revenue of Community Credit Lab?

Community Credit Lab's revenue in 2022 was $1,003,534.


Official website here: www.communitycreditlab.org

Who are the executives of Community Credit Lab and what are their salaries?

There are 5 employees at Community Credit Lab.


Here are 4 key members and their salaries:


Sandhya Nakhasi (Board Member/President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ryan Glasgo (Board Member/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rodney Foxworth (Board Member/Vice President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Vivienne Lee (Board Member/Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.communitycreditlab.org

Where can I find the form 990 for Community Credit Lab?

Community Credit Lab's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.communitycreditlab.org

Learn more at the official website: www.communitycreditlab.org

Mission Statement of Community Credit Lab

Community Credit Lab, as a nonprofit organization, is committed to promoting equitable access to economic opportunities for immigrants, refugees, low-income, marginalized, and underserved communities across the United States, with a specific focus on King County. Their mission is centered around this objective, aiming to break down barriers and level the playing field for these communities that have historically faced discrimination.

In pursuit of this mission, Community Credit Lab designs and manages affordable lending programs. These programs are instrumental in increasing economic equality within these communities. By providing access to credit and financial resources, they empower individuals to build wealth, invest in their futures, and ultimately, contribute to a more equitable society. This approach not only strengthens the financial stability of the individuals involved but also bolsters the economic resilience of the communities they serve.

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Impact




July, 2024

Community Credit Lab's impact can be seen in its efforts to support equitable access to economic opportunities for immigrants, refugees, low-income, marginalized, and underserved communities in King County and the United States. Through the design and management of affordable lending programs, Community Credit Lab aims to increase economic equality for communities facing discrimination. These initiatives play a vital role in fostering financial inclusion and empowerment among those who have historically been marginalized or underserved in the financial sector. By addressing these barriers to economic advancement, Community Credit Lab contributes to creating a more just and equitable society for all.




This information is meant to be a general summary of Community Credit Lab. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$1,364,814 (2022)
Expenses
$905,099 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $4,950
  • Gross Receipts: $1,003,534

Assets and Liabilities:

  • Total Assets: $6,635,083
  • Total Liabilities: $1,644,667
  • Net Assets: $4,990,416

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Organization Details

Founding Year

2019

Principal Officer

Sandhya Nakhasi

Main Address

450 ALASKAN WAY SOUTH SUITE 200, SEATTLE, WA, 981042785

NTEE Category

Code: P99 - Human services

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