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Carolina Community Impact Inc

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 823990062 ✦ Raleigh, NC ✦ Designated as a 501(c)(3)

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Overview

What is Carolina Community Impact Inc?

Carolina Community Impact Inc, a nonprofit organization based in Raleigh, North Carolina, is committed to promoting economic and community development. They provide financial programs and services to individuals and small businesses, particularly those with low to moderate income. During the COVID-19 pandemic, they originated over $4.87 million in loans to financially impacted small businesses, leveraging state funding to expand their reach beyond regional lending. Recognizing the unique challenges faced by minority entrepreneurs, they offered zero-interest loans and comprehensive technical assistance services to help these businesses recover. In FY 2022, 59% of the 93 small business loans they originated were provided to minority-owned or controlled firms, accounting for 23% of the total loan amount.


Official website here: www.ccifund.org

Is Carolina Community Impact Inc legitimate?

Carolina Community Impact Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Carolina Community Impact Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $383,538

For more financial information, click here


Official website here: www.ccifund.org

What is the mission statement of Carolina Community Impact Inc?

Carolina Community Impact Inc, a non-profit organization, is committed to promoting economic and community development. They achieve this by providing financial programs and services to individuals and small businesses with low to moderate incomes. The organization's mission is to help these clients gain access to credit and asset-building techniques. In response to the COVID-19 pandemic, Carolina Community Impact Inc originated over $4.87 million in loans to small businesses that were financially impacted, using state funding. They also recognized the importance of providing minority entrepreneurs with additional loan sources at 0% interest and extensive technical assistance services. In FY 2022, out of the 93 small business loans they originated, 55 (59%) were provided to minority-owned or controlled firms, amounting to $1.15 million, which was 23% of their total small business loans for the year.


Official website here: www.ccifund.org

Who is the CEO of Carolina Community Impact Inc?

Steven Cole is the President/Ceo of Carolina Community Impact Inc. The CEO's salary of Carolina Community Impact Inc is $0 and their total compensation is $274,739.


Official website here: www.ccifund.org

What is the revenue of Carolina Community Impact Inc?

Carolina Community Impact Inc's revenue in 2022 was $1,063,640.


Official website here: www.ccifund.org

Who are the executives of Carolina Community Impact Inc and what are their salaries?

There 6 volunteers at Carolina Community Impact Inc.


Here are 7 key members and their salaries (Carolina Community Impact Inc's CEO's salary is $0 and their total compensation is $274,739):


Michael Croxson (President/Ceo)
  • Compensation: $0
  • Related: $235,952
  • Other: $38,787
Alexis Nelson (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tim Catlett (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ron Fischer (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Doug Miskew (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Amy Blackwell (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jennifer Simpson (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.ccifund.org

Where can I find the form 990 for Carolina Community Impact Inc?

Carolina Community Impact Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.ccifund.org

Learn more at the official website: www.ccifund.org

Mission Statement of Carolina Community Impact Inc

Carolina Community Impact Inc, a non-profit organization, is dedicated to promoting economic and community development. They achieve this by providing access to credit and asset-building techniques for individuals and small businesses. Their mission is to empower low and moderate-income clients, aiming to help them build a stronger financial foundation.

During the challenging times of the COVID-19 pandemic, Carolina Community Impact Inc demonstrated their commitment to their mission. They originated over $4.87 million in loans for small businesses that were financially impacted. Utilizing lead funding from North Carolina's Rapid Response Program (RRP), they successfully transformed from a regional Community Development Financial Institution (CDFI) into a statewide lender. Recognizing the unique needs of minority entrepreneurs and small business owners, they offered loans at a 0% interest rate, alongside extensive technical assistance services. These services aimed to help these businesses recover and strengthen in the aftermath of the pandemic.

In summary, Carolina Community Impact Inc is a non-profit organization that focuses on financial empowerment. They provide credit and asset-building techniques for individuals and small businesses, with a special interest in assisting low and moderate-income clients. During the COVID-19 pandemic, they demonstrated their dedication by offering substantial financial support to affected small businesses, with a particular focus on minority-owned entities. Their approach combines financial aid with technical assistance, aiming to help businesses rebuild and thrive.

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Impact




October, 2024

Carolina Community Impact Inc (CCI) plays a crucial role in fostering economic growth and community development, particularly for low and moderate-income individuals and small businesses. By facilitating access to credit and providing asset-building techniques, CCI empowers entrepreneurs to overcome financial barriers and thrive in a competitive market.

In the fiscal year 2022, CCI successfully originated over $4.87 million in loans aimed at helping small businesses that were severely affected by the COVID-19 pandemic. This significant financial support was partly enabled by funding from North Carolina's Rapid Response Program, which also aided CCI in expanding its reach from a regional lender to a statewide presence.

A key focus for CCI is assisting minority entrepreneurs, with 59% of the small business loans issued in FY 2022 going to minority-owned or controlled firms. However, this demographic represented a smaller proportion of the total loan amount, highlighting the ongoing need for tailored financial assistance and support services to enhance the resilience of these businesses.

Overall, CCI's work not only provides immediate financial relief but also contributes to long-term community stability and economic development, making a lasting impact on the communities it serves.




This information is meant to be a general summary of Carolina Community Impact Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$1,063,640 (2022)
Expenses
$554,605 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $33,333
  • Program Service Revenue: $73,189
  • Gross Receipts: $1,063,640

Assets and Liabilities:

  • Total Assets: $1,458,243
  • Total Liabilities: $493,033
  • Net Assets: $965,210

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN ADMIN FEE

Revenue

$44,794

LOAN ADMIN FEE

Revenue

$24,060

LOAN ADMIN FEE

Revenue

$3,360

NSF CHARGES

Revenue

$975

Organization Details

Founding Year

2018

Principal Officer

Steven Cole

Main Address

3724 NATIONAL DRIVE SUITE 220, RALEIGH, NC, 27612

NTEE Category

Code: P50 - Human services

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