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Housing Trust Silicon Valley

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 770545135 ✦ San jose, CA ✦ Designated as a 501(c)(3)

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Overview

What is Housing Trust Silicon Valley?

Housing Trust Silicon Valley is a nonprofit organization based in San Jose, California, with a mission to make the Bay Area a more affordable place to live. Since the turn of the millennium, they have made loans totaling over $450 million, funding 186 affordable housing projects and creating 15,149 affordable rental homes. Their borrowers are primarily community-based, non-profit, and mission-aligned for-profit developers, who aim to increase and preserve the affordable housing stock in the communities they serve. Housing Trust Silicon Valley lends in various counties within the Bay Area, including Alameda, Contra Costa, Marin, Monterey, Napa, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano, and Sonoma. The organization's activities encompass making loans and grants to expand the supply of affordable housing, assisting first-time homebuyers, preventing homelessness, and stabilizing neighborhoods. With a workforce of 37 employees, Housing Trust Silicon Valley is an essential player in addressing affordable housing challenges in the Bay Area.


Official website here: www.housingtrustsv.org

What are the reviews and ratings of this charity?

Charity Navigator rating: 94%, Four-Star out of Four Star rating.

Housing Trust Silicon Valley is recognized for its strong performance in accountability and finance, achieving a 94% score. This rating reflects the organization's commitment to transparency and good governance, as demonstrated by its independent board, rigorous financial oversight, and adherence to best practices in nonprofit management. The absence of asset diversion and a robust conflict of interest policy further enhance its credibility.

User reviews highlight the organization's positive impact on addressing the affordable housing crisis in Santa Clara County. The Housing Trust has successfully raised over $30 million, resulting in the creation of over 7,000 new housing opportunities for low and moderate-income families. This collaborative approach involving local governments, private sector partners, and nonprofit organizations positions it as a national model for regional cooperation in tackling housing issues.

Despite its strengths, the data suggests some areas for improvement, particularly in fundraising efficiency, where the cost of raising funds is relatively high. Nonetheless, the organization's focus on program expenses indicates a strong commitment to utilizing resources effectively for its mission. Overall, Housing Trust Silicon Valley is viewed as a leading force in innovative solutions for affordable housing.


This AI summary has been generated from information found on Charity Navigator and Great Nonprofits.

Is Housing Trust Silicon Valley legitimate?

Housing Trust Silicon Valley is a legitimate nonprofit organization registered as a 501(c)(3) entity. Housing Trust Silicon Valley submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,100,390
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,711,280

For more financial information, click here


Official website here: www.housingtrustsv.org

What is the mission statement of Housing Trust Silicon Valley?

Housing Trust Silicon Valley is dedicated to making the Bay Area a more affordable place to live. Through making loans and grants, they aim to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness, and stabilize neighborhoods. In the competitive real estate market of the Bay Area, Housing Trust plays a crucial role in helping to address the affordable housing crisis. Since 2000, they have provided over $450 million in funding, resulting in over 15,000 affordable rental homes. Their borrowers, typically community-based, non-profit, and mission-aligned for-profit affordable housing developers, share the collective mission of increasing and preserving the affordable housing stock in their communities. By doing so, they not only revitalize these communities but also help address the housing affordability challenge.


Official website here: www.housingtrustsv.org

Who is the CEO of Housing Trust Silicon Valley?

Antonieta Ramos is the Chief Executive Officer of Housing Trust Silicon Valley. The CEO's salary of Housing Trust Silicon Valley is $344,730 and their total compensation is $363,612.


Official website here: www.housingtrustsv.org

What is the revenue of Housing Trust Silicon Valley?

Housing Trust Silicon Valley's revenue in 2022 was $26,012,346.


Official website here: www.housingtrustsv.org

Who are the executives of Housing Trust Silicon Valley and what are their salaries?

The average compensation at Housing Trust Silicon Valley during 2022 was $103,018. There are 37 employees and 17 volunteers at Housing Trust Silicon Valley.


Here are 28 key members and their salaries (Housing Trust Silicon Valley's CEO's salary is $344,730 and their total compensation is $363,612):


Craig Robinson (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Katia Kamangar (First Vice-Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joe Anzalone (Second Vice-Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kevin Deeble (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sharon Lee (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mike Beasley (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mary Chandler (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Art Fatum (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jonathan Fearn (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Katie Ferrick (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Papia Gambelin (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lisa Gutierrez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Meg Mcgraw-Scherer (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Hilda Ramirez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ahmad Thomas (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Shilloh Ballard Ending 0222 (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jim Morgensen Ending 0222 (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Antonieta Ramos (Chief Executive Officer)
  • Compensation: $344,730
  • Related: $0
  • Other: $18,882
Julie Mahowald (Chief Financial Officer)
  • Compensation: $298,915
  • Related: $0
  • Other: $41,171
Craig Mizushima Ending 0921 (Chief Compliance & Risk Officer)
  • Compensation: $130,640
  • Related: $0
  • Other: $21,522
Fathia Macauley (Chief Lending Officer)
  • Compensation: $193,922
  • Related: $0
  • Other: $23,531
Nazmin Bishop (Chief Dev. & Com. Officer)
  • Compensation: $8,885
  • Related: $0
  • Other: $0
Prathit Thaker (Chief Credit Officer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pam Berkowitz (Vice President Of Multifamily Lending)
  • Compensation: $153,503
  • Related: $0
  • Other: $50,901
Steven Yang (Director Of Multifamily Lending And Diversity)
  • Compensation: $144,536
  • Related: $0
  • Other: $15,571
Vivian Vo (Accounting Manager)
  • Compensation: $134,178
  • Related: $0
  • Other: $30,854
Deborah Hao (Finance Director)
  • Compensation: $130,250
  • Related: $0
  • Other: $20,462
Stephaney Kipple (Senior Loan Officer)
  • Compensation: $121,252
  • Related: $0
  • Other: $10,678


Official website here: www.housingtrustsv.org

Where can I find the form 990 for Housing Trust Silicon Valley?

Housing Trust Silicon Valley's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.housingtrustsv.org

Learn more at the official website: www.housingtrustsv.org

Mission Statement of Housing Trust Silicon Valley

Housing Trust Silicon Valley, a leading nonprofit organization, is dedicated to making the Bay Area a more affordable place to live. With a mission to increase and preserve the affordable housing stock in the communities it serves, Housing Trust has become an essential partner in addressing the affordable housing crisis in the region. Since its inception in 2000, the organization has made loans totaling over $450 million, resulting in the creation of 15,149 affordable rental homes.

The competitive real estate market in the greater Bay Area poses significant challenges for affordable housing development. Housing Trust, which is the most active nonprofit housing lender in the region, is committed to helping bridge this gap. The organization's borrowers, primarily community-based, non-profit, and mission-aligned for-profit affordable housing developers, share the collective goal of revitalizing the communities they serve. Housing Trust's loans have contributed to the development of affordable housing projects in Alameda, Contra Costa, Marin, Monterey, Napa, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano, and Sonoma Counties. By providing funding for affordable housing projects, Housing Trust not only makes a significant impact on the lives of residents, but also helps to stabilize the neighborhoods where these developments are located.

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Impact




October, 2024

Housing Trust Silicon Valley plays a crucial role in addressing the affordable housing crisis in the Greater Bay Area. Since 2000, it has facilitated over $450 million in loans for 186 affordable housing projects, resulting in the creation of 15,149 affordable rental homes. This financial support primarily targets community-based, nonprofit, and for-profit developers dedicated to increasing and preserving affordable housing in their communities.

By providing financial resources in a competitive real estate market, Housing Trust Silicon Valley helps revitalize neighborhoods and promotes stability for residents. Its impact extends across multiple counties, including Santa Clara, Alameda, San Mateo, and San Francisco, ensuring that various communities benefit from enhanced access to affordable living options.

Moreover, Housing Trust Silicon Valley assists first-time homebuyers and works to prevent homelessness, underscoring its comprehensive approach to housing affordability. Through its efforts, it contributes significantly to making the Bay Area a more affordable place to live.




This information is meant to be a general summary of Housing Trust Silicon Valley. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$26,012,346 (2022)
Expenses
$20,047,859 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $720,804
  • Program Service Revenue: $8,406,033
  • Gross Receipts: $36,271,453

Assets and Liabilities:

  • Total Assets: $240,898,899
  • Total Liabilities: $131,452,341
  • Net Assets: $109,446,558

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST INCOME ON LOA

Revenue

$6,023,797

PROGRAM SERVICE FEE

Revenue

$2,382,236

Organization Details

Founding Year

2000

Principal Officer

Antonieta Ramos

Main Address

75 E SANTA CLARA STREET 1350, SAN JOSE, CA, 95113

NTEE Category

Code: L800 - Housing

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