Hebrew Free Loan Association Of Houston

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 760069644 ✦ Houston, TX ✦ Designated as a 501(c)(3)

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Overview

What is Hebrew Free Loan Association Of Houston?

The Hebrew Free Loan Association of Houston is a non-profit organization situated in Houston, Texas, specifically at 4131 South Braeswood Boulevard, TX 77025. Its primary mission is to provide interest-free loans to Jewish residents of Houston, aiming to alleviate financial hardships within the community. With a small staff of one, this association offers a unique service that helps locals navigate through tough financial situations. While the details of the programs and initiatives they offer are not specified, it is clear that they focus on providing financial assistance to those in need.


Official website here: www.hfla.net

What are the reviews and ratings of this charity?

Rating from Charity Navigator: 59% (One-Star out of Four Stars)

The Hebrew Free Loan Association of Houston has received a One-Star rating from Charity Navigator, indicating significant room for improvement in its accountability and financial practices. The organization demonstrates strong governance with a fully independent board and effective policies in place, such as those for conflict of interest and whistleblower protections. However, it has been noted that the charity lacks transparency in financial reporting, as evidenced by the absence of its tax form on its website.

While the organization has a good culture and community score, its accountability metrics raise concerns. A notably low program expense ratio of 40.15% suggests that a smaller portion of its funds are directed towards its core programs, which could impact the overall effectiveness of its services. Additionally, the liabilities to assets ratio indicates potential financial vulnerabilities that the organization must address.

In summary, the Hebrew Free Loan Association of Houston has strengths in governance and policy frameworks, but it faces challenges in financial transparency and program funding allocation. Stakeholders may want to keep these considerations in mind when evaluating the organization's overall impact and effectiveness.


This AI summary has been generated from information found on Charity Navigator.

Is Hebrew Free Loan Association Of Houston legitimate?

Hebrew Free Loan Association Of Houston is a legitimate nonprofit organization registered as a 501(c)(3) entity. Hebrew Free Loan Association Of Houston submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $20,160

For more financial information, click here


Official website here: www.hfla.net

What is the mission statement of Hebrew Free Loan Association Of Houston?

The Hebrew Free Loan Association, an organization based in an unspecified location, is dedicated to providing interest-free loans to members of the Jewish community. Its primary mission is to offer financial aid during hardships, thereby alleviating the burden of interest on loans for Jewish residents. By extending these no-interest loans, the association aims to contribute positively to the financial well-being of the community it serves.


Official website here: www.hfla.net

Who is the CEO of Hebrew Free Loan Association Of Houston?

Paul Wainstein is the President of Hebrew Free Loan Association Of Houston.


Official website here: www.hfla.net

What is the revenue of Hebrew Free Loan Association Of Houston?

Hebrew Free Loan Association Of Houston's revenue in 2022 was $131,401.


Official website here: www.hfla.net

Who are the executives of Hebrew Free Loan Association Of Houston and what are their salaries?

The average compensation at Hebrew Free Loan Association Of Houston during 2022 was $20,160. There is 1 employee at Hebrew Free Loan Association Of Houston.


Here are 23 key members and their salaries:


Paul Wainstein (President)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Loev (Vice & Past President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joe Blog (Vice President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Laurence Kam (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lou Diamond (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stuart Arouty (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Edward Berzin (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Melvin Buck (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sam Cutler (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mike Danziger (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Danziger (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Clive Fleishman (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nancy Freed (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lilly Lazarus (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marshall Lerner (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marshall Levitt (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Reuven Linzer (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Meir Mandel (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Moshe Poltorak (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Richker (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Vicky Richker (Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jeff Horowitz (Honorary Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Harvey Rosenstock (Honorary Trustee)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.hfla.net

Where can I find the form 990 for Hebrew Free Loan Association Of Houston?

Hebrew Free Loan Association Of Houston's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.hfla.net

Learn more at the official website: www.hfla.net

Mission Statement of Hebrew Free Loan Association Of Houston

The Hebrew Free Loan Association of Houston is a charitable organization that offers interest-free loans to Jewish residents in Houston, Texas. Its mission is to provide financial aid to those in need within the Jewish community, alleviating the burden of financial hardships. By offering interest-free loans, the association aims to assist individuals in managing their financial difficulties and improving their overall well-being. The organization has been instrumental in offering support to members of the Houston Jewish community, enabling them to overcome financial hurdles and lead more stable lives.

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Impact




June, 2024

Hebrew Free Loan Association Of Houston's impact is significant as it provides interest-free loans to Jewish residents of Houston, Texas, helping them navigate through financial hardships. By offering support without the burden of interest, the organization plays a crucial role in ensuring individuals within the Houston Jewish community have access to necessary funds when facing difficult circumstances. This assistance undoubtedly contributes to the overall well-being and stability of those individuals, demonstrating the meaningful impact of Hebrew Free Loan Association Of Houston in supporting the local community.




This information is meant to be a general summary of Hebrew Free Loan Association Of Houston. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$131,401 (2022)
Expenses
$79,379 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $10,848
  • Gross Receipts: $137,836

Assets and Liabilities:

  • Total Assets: $1,263,193
  • Total Liabilities: $1,064
  • Net Assets: $1,262,129

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Organization Details

Founding Year

1930

Principal Officer

Paul Wainstein

Main Address

4131 SOUTH BRAESWOOD BLVD, HOUSTON, TX, 77025

NTEE Category

Code: F80 - Mental health

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