First Basin Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 751084210 ✦ Odessa, TX ✦ Designated as a 501(c)(14)

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Overview

What is First Basin Credit Union?

First Basin Credit Union is a cooperative not-for-profit savings institution based in Texas, established in 1965. With a mission to encourage thrift among members, the credit union provides affordable credit and strives to improve their economic conditions. Serving residents in 17 counties, First Basin Credit Union offers tools and services designed to simplify members' financial lives and help them achieve their financial goals.


Official website here: www.firstbasin.com

What are the reviews and ratings of this charity?

First Basin Credit Union does not have a current rating on Charity Navigator. This absence of rating does not reflect either positively or negatively on the organization; rather, it indicates that the credit union has not been evaluated under the specific methodologies used by Charity Navigator. As First Basin Credit Union is not a 501(c)(3) nonprofit, it is exempted from tax-deductible contributions, which is a primary focus of Charity Navigator's evaluations.

Although Charity Navigator hasn't provided specific details about First Basin Credit Union's revenue, expenses, or any key performance metrics, the information suggests that it operates under a group ruling as a subordinate entity. This often implies that such organizations follow directives or are managed in conjunction with a larger entity, which may dictate their operations, governance, and financial policies.

No user reviews are available on GreatNonprofits, which leaves a gap in community feedback and insights that could provide more personalized accounts of services and user satisfaction. As a result, potential or current members may need to consider other sources or direct interactions to gauge the credit union's community impact and service quality.


What do the Facebook reviews say about First Basin Credit Union?

84% of 26 reviewers on Facebook recommend First Basin Credit Union. Here is a summary of their reviews:

While some users express satisfaction with the services, mentioning a general ease of banking, others have reported negative experiences. One review specifically criticized the institution for locking debit cards without clear communication, suggesting that customer service might not be sufficient in addressing issues.

Overall, sentiments are mixed, highlighting that while there are positive aspects, there are significant concerns that potential members may want to consider.


This AI summary has been generated from reviews found on Facebook.

Is First Basin Credit Union legitimate?

First Basin Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. First Basin Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $801,799
Professional Fundraising Fees: $0
Other Salaries and Wages: $4,775,103

For more financial information, click here


Official website here: www.firstbasin.com

What is the mission statement of First Basin Credit Union?

First Basin Credit Union is a not-for-profit financial institution, incorporated under the Texas Credit Union Act, dedicated to encouraging savings among its members. It aims to provide credit at fair and reasonable interest rates and offer opportunities to improve the economic condition of its members. The credit union's mission is to help members manage their finances effectively by offering savings and credit services. It is a cooperative where members pool their resources to achieve common financial goals. By fostering thrift and providing affordable credit, First Basin Credit Union strives to empower its members to lead financially stable lives.


Official website here: www.firstbasin.com

Who is the CEO of First Basin Credit Union?

Shem Culpepper is the Board Secretary of First Basin Credit Union. The CEO's salary of First Basin Credit Union is $344,219 and their total compensation is $396,070.


Official website here: www.firstbasin.com

What is the revenue of First Basin Credit Union?

First Basin Credit Union's revenue in 2022 was $18,692,893.


Official website here: www.firstbasin.com

Who are the executives of First Basin Credit Union and what are their salaries?

The average compensation at First Basin Credit Union during 2022 was $38,198. There are 146 employees and 6 volunteers at First Basin Credit Union.


Here are 12 key members and their salaries (First Basin Credit Union's CEO's salary is $344,219 and their total compensation is $396,070):


Gary Windham (Board Secretary)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Steve Compton (Board Vice Chairperson)
  • Compensation: $4,000
  • Related: $0
  • Other: $0
Samuel Gonzalez (Chaiperson)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Rebecca Marler (Board Treasurer)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Cathy Laracuente (Board Member)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Wesley Burnett (Board Member)
  • Compensation: $3,600
  • Related: $0
  • Other: $0
Shem Culpepper (Chief Executive Officer)
  • Compensation: $344,219
  • Related: $0
  • Other: $51,851
Ana Gonzalez (Chief Financial Officer)
  • Compensation: $137,338
  • Related: $0
  • Other: $9,778
Tim O'Reilly (Chief Marketing Officer)
  • Compensation: $201,600
  • Related: $0
  • Other: $30,213
Bradley Stillwell (Chief Operations Officer)
  • Compensation: $143,175
  • Related: $0
  • Other: $5,772
Doug Sypolt (Chief Lending Officer)
  • Compensation: $134,573
  • Related: $0
  • Other: $17,947
Julia Tarin (Chief Retail Officer)
  • Compensation: $137,754
  • Related: $0
  • Other: $8,515


Official website here: www.firstbasin.com

Where can I find the form 990 for First Basin Credit Union?

First Basin Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.firstbasin.com

Learn more at the official website: www.firstbasin.com

Mission Statement of First Basin Credit Union

First Basin Credit Union, a not-for-profit financial institution, was established with the purpose of encouraging thrift among its members. By providing credit at fair and reasonable interest rates, the credit union aims to help its members improve their economic condition. In simpler terms, First Basin Credit Union functions as a cooperative savings institution that strives to foster financial responsibility among its members.

Since its inception in 1965, this credit union has served the financial needs of its members in 17 counties. It offers a range of services and tools designed to make managing personal finances easier. First Basin Credit Union's mission is deeply rooted in the belief that financial stability and growth are within reach for every member. The credit union's dedication to its members' economic well-being sets it apart as a trusted partner in their financial journeys.

By offering credit at fair rates, the credit union makes it possible for members to borrow when they need it, allowing them to invest in their future or address unexpected expenses. Additionally, by providing opportunities for savings, the credit union empowers its members to build a solid financial foundation. With a focus on improving members' economic conditions, First Basin Credit Union plays a critical role in helping individuals and families achieve their financial goals.

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Impact




October, 2024

First Basin Credit Union has made a significant impact in the communities it serves since its establishment in 1965. With a mission centered on encouraging thrift among its members and providing access to fair and reasonable credit, the credit union plays a vital role in enhancing the economic conditions of individuals across 17 counties in Texas. By offering a range of financial products and services tailored to meet the needs of its members, First Basin empowers them to achieve their financial goals, whether it's saving for the future, purchasing a home, or managing day-to-day expenses.

The cooperative model of First Basin fosters a sense of community, ensuring that members have a voice in the credit union's operations and decisions. This approach not only enhances member loyalty but also reinforces the commitment to serving the best interests of the community. Through financial education and personalized service, First Basin Credit Union promotes responsible financial practices and supports local economic growth, making it a cornerstone of financial stability in Odessa and beyond.




This information is meant to be a general summary of First Basin Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$18,692,893 (2022)
Expenses
$15,925,435 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,238,965
  • Program Service Revenue: $16,444,279
  • Gross Receipts: $18,692,893

Assets and Liabilities:

  • Total Assets: $322,243,586
  • Total Liabilities: $297,193,497
  • Net Assets: $25,050,089

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INCOME

Revenue

$9,371,217

FEE INCOME

Revenue

$7,005,887

FINANCE AND INSURANCE

Revenue

$67,175

Organization Details

Founding Year

1965

Principal Officer

Shem Culpepper

Main Address

7100 E TX HWY 191, ODESSA, TX, 79765

NTEE Category

Code: W60 - Public benefit

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