East Texas Professional Credit

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 750913075 ✦ Longview, TX ✦ Designated as a 501(c)(14)

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Overview

What is East Texas Professional Credit?

East Texas Professional Credit, or ETPCU, is a financial institution based in Longview, Texas, with a community charter to serve its membership. With a team of 437 employees, ETPCU offers a variety of consumer lending products. These include automobile loans (both direct and indirect), boat loans, motorcycle loans, home mortgages, home equity loans, home improvement loans, and Home Equity Lines of Credit (HELOCs). ETPCU prides itself on providing loans with risk-based pricing and competitive rates. The organization's mission is to be the financial institution of choice for its members.


Official website here: www.etpcu.org

What do the Facebook reviews say about East Texas Professional Credit?

78% of 49 reviewers on Facebook recommend East Texas Professional Credit. Here's a summary of their comments:

Many users appreciate the personal touch provided by the organization, with one reviewer highlighting the importance of being recognized by name rather than feeling like just another number. This sentiment reflects a sense of community and individualized service that many find appealing in their interactions with the nonprofit.

Overall, while the recommendation rate suggests there is room for improvement, the positive mentions of personalized service indicate that East Texas Professional Credit makes an effort to build strong relationships with its clients.


This AI summary has been generated from reviews found on Facebook.

Is East Texas Professional Credit legitimate?

East Texas Professional Credit is a legitimate nonprofit organization registered as a 501(c)(14) entity. East Texas Professional Credit submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,201,518
Professional Fundraising Fees: $0
Other Salaries and Wages: $9,925,822

For more financial information, click here


Official website here: www.etpcu.org

What is the mission statement of East Texas Professional Credit?

East Texas Professional Credit (ETPCU) functions as a financial institution catering to its membership base. Its mission is to be the preferred financial institution for this community. ETPCU offers diverse lending products, such as automobile, boat, motorcycle, home mortgage, home equity, home improvement, and HELOC loans, at competitive rates based on risk assessment. The financial institution aims to deliver financial services that meet the diverse needs of its membership. ETPCU's lending practices are centered around providing accessible and affordable financing options for its clients.


Official website here: www.etpcu.org

Who is the CEO of East Texas Professional Credit?

Debbie Pearce is the President of East Texas Professional Credit.


Official website here: www.etpcu.org

What is the revenue of East Texas Professional Credit?

East Texas Professional Credit's revenue in 2022 was $48,939,993.


Official website here: www.etpcu.org

Who are the executives of East Texas Professional Credit and what are their salaries?

The average compensation at East Texas Professional Credit during 2022 was $27,751. There are 437 employees and 7 volunteers at East Texas Professional Credit.


Here are 11 key members and their salaries:


W Byron Norton (President)
  • Compensation: $938,902
  • Related: $0
  • Other: $0
John Griffin (Srvp Lending)
  • Compensation: $177,525
  • Related: $0
  • Other: $0
Scot Haines (Srvp Operations)
  • Compensation: $166,558
  • Related: $0
  • Other: $0
Kevin Wasson (Vp Information Technology)
  • Compensation: $149,012
  • Related: $0
  • Other: $0
Deborah Pearce (Srvp Accounting)
  • Compensation: $147,661
  • Related: $0
  • Other: $0
Kerri Dalme (Srvp Branch Operations)
  • Compensation: $127,913
  • Related: $0
  • Other: $0
Meagan Staples (Vp Hr Manager)
  • Compensation: $107,337
  • Related: $0
  • Other: $0
Kelly Evans (Vp Branch Operations)
  • Compensation: $103,088
  • Related: $0
  • Other: $0
Richard Martin (Vp Indirect Lending)
  • Compensation: $100,913
  • Related: $0
  • Other: $0
Keitha Nilsson (Srvp Branch Operations)
  • Compensation: $93,215
  • Related: $0
  • Other: $0
Greg Jeffery (Vp Branch Operations)
  • Compensation: $89,394
  • Related: $0
  • Other: $0


Official website here: www.etpcu.org

Where can I find the form 990 for East Texas Professional Credit?

East Texas Professional Credit's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.etpcu.org

Learn more at the official website: www.etpcu.org

Mission Statement of East Texas Professional Credit

East Texas Professional Credit, or ETPCU, is a financial institution dedicated to serving its membership community. With a mission to be the preferred financial choice, ETPCU offers a variety of consumer lending products to its members.

Among the financial services it provides, ETPCU grants loans for automobiles, boats, motorcycles, homes, home improvements, and home equity. These loans are offered using risk-based pricing levels at competitive rates. The financial institution's lending portfolio caters to various financial needs of its members, ensuring accessibility and affordability.

The core values of East Texas Professional Credit are reflected in its commitment to its members. By providing consumer lending products at competitive rates, ETPCU empowers individuals to make informed financial decisions. This, in turn, contributes to the financial well-being and stability of its members.

In essence, ETPCU acts as a trusted financial partner, offering diverse lending options tailored to meet the financial needs of its membership community. Its mission to be the financial institution of choice is driven by its dedication to providing personalized and flexible financial solutions.

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Impact




October, 2024

East Texas Professional Credit plays a crucial role in supporting the financial well-being of its community by offering a diverse range of consumer lending products tailored to meet the needs of its members. Operating in Longview, Texas, ETPCU focuses on providing access to essential financial services such as automobile loans, mortgages, and home equity lines of credit, ensuring that individuals and families can secure the funding they need for significant purchases and investments.

By using risk-based pricing models, ETPCU is able to offer competitive rates, which empowers members to make sound financial decisions while minimizing borrowing costs. This approach not only enhances individual financial stability but also stimulates the local economy by enabling residents to invest in homes, vehicles, and other essential areas of their lives.

ETPCU's commitment to being the financial institution of choice for its members fosters a sense of community by prioritizing their needs and interests. Through its mission, ETPCU contributes to the overall well-being of Longview and surrounding areas, enhancing public benefit by promoting financial literacy and stability among its members. The organization’s efforts to provide accessible financial services directly contribute to the empowerment of individuals and families, helping them thrive in their financial journeys.




This information is meant to be a general summary of East Texas Professional Credit. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$48,939,993 (2022)
Expenses
$37,551,936 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $6,826,950
  • Program Service Revenue: $41,940,256
  • Gross Receipts: $48,940,088

Assets and Liabilities:

  • Total Assets: $1,179,947,147
  • Total Liabilities: $983,362,631
  • Net Assets: $196,584,516

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Interest on Loans

Revenue

$26,948,487

Member Charges and Fees

Revenue

$14,991,769

Organization Details

Founding Year

1953

Principal Officer

Debbie Pearce

Main Address

5000 East George Richey Rd, Longview, TX, 75605

NTEE Category

Code: W60 - Public benefit

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