Resource One Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 750821285 ✦ Dallas, TX ✦ Designated as a 501(c)(14)

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Overview

What is Resource One Credit Union?

Resource One Credit Union is a non-profit financial cooperative based in Texas, established under the Texas Credit Union act. With a mission to promote savings and lending among its members, the credit union offers accessible credit at fair and reasonable rates. Aside from financial services, it also provides member insurance sales for accidental death and dismemberment. The credit union generates additional income through foreign ATM fees.


Official website here: www.r1cu.org

Is Resource One Credit Union legitimate?

Resource One Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Resource One Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $17,347,597

For more financial information, click here


Official website here: www.r1cu.org

What is the mission statement of Resource One Credit Union?

Resource One Credit Union is a member-owned financial cooperative with a mission to encourage savings and provide affordable loans to its members. Incorporated under the Texas Credit Union act, it operates as a non-profit institution promoting financial well-being among its members. The cooperative offers credit at fair and reasonable rates and generates additional income from insurance sales and foreign ATM fees. Its primary goal is to serve its members by facilitating financial stability through savings and accessible credit. Additionally, the credit union aims to contribute to the financial well-being of its community by promoting thrift and financial literacy.


Official website here: www.r1cu.org

Who is the CEO of Resource One Credit Union?

Mary Beth Spuck is the President & Ceo of Resource One Credit Union. The CEO's salary of Resource One Credit Union is $477,214 and their total compensation is $493,005.


Official website here: www.r1cu.org

What is the revenue of Resource One Credit Union?

Resource One Credit Union's revenue in 2022 was $45,978,560.


Official website here: www.r1cu.org

Who are the executives of Resource One Credit Union and what are their salaries?

The average compensation at Resource One Credit Union during 2022 was $63,544. There are 273 employees and 8 volunteers at Resource One Credit Union.


Here are 20 key members and their salaries (Resource One Credit Union's CEO's salary is $477,214 and their total compensation is $493,005):


Chris Degelia (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $9,250
Craig Gant (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $12,500
Greg Blunt (Vice Chair Of The Board)
  • Compensation: $0
  • Related: $0
  • Other: $10,750
Karen Hart (Board Chair)
  • Compensation: $0
  • Related: $0
  • Other: $11,250
Janey Appia (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $9,250
Keith Wilson (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $8,500
Jean Manueal (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $9,500
Clifton Broughton (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $6,800
Tony Goebel (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $4,500
Mary Beth Spuck (President & Ceo)
  • Compensation: $477,214
  • Related: $0
  • Other: $15,791
Tracey Jackson (Cfo)
  • Compensation: $213,127
  • Related: $0
  • Other: $10,265
Doug Bedner (Clo)
  • Compensation: $249,132
  • Related: $0
  • Other: $0
Brady Popp (Cso)
  • Compensation: $232,760
  • Related: $0
  • Other: $7,116
Jennifer Grinder (Cmxo)
  • Compensation: $151,119
  • Related: $0
  • Other: $4,289
Merrill Currier (Cio)
  • Compensation: $175,814
  • Related: $0
  • Other: $23,022
Paul Matamoros (Director Indirect Lending)
  • Compensation: $152,750
  • Related: $0
  • Other: $19,738
Leslie Attebery (Director Mortgage Lending)
  • Compensation: $159,662
  • Related: $0
  • Other: $7,116
George Johnson (Director Human Resources)
  • Compensation: $155,634
  • Related: $0
  • Other: $19,738
Tesfu Beraki (Director It)
  • Compensation: $130,982
  • Related: $0
  • Other: $22,765
Mike Tambourine (Director Member Solutions)
  • Compensation: $133,073
  • Related: $0
  • Other: $13,198


Official website here: www.r1cu.org

Where can I find the form 990 for Resource One Credit Union?

Resource One Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.r1cu.org

Learn more at the official website: www.r1cu.org

Mission Statement of Resource One Credit Union

Resource One Credit Union, a voluntary cooperative savings institution, was established with a mission to foster thrift and provide financial services to its members. Acting as a non-profit entity under the Texas Credit Union act, this financial cooperative aims to promote savings and offer loans to its members at reasonable rates.

At its core, Resource One Credit Union functions as a cooperative financial services provider. By pooling resources and working together, members have access to credit when they need it, all while benefiting from competitive interest rates. In addition to lending services, the credit union generates income through member insurance sales for accidental death and dismemberment (AD&D). This diversified revenue stream ensures the sustainability of the organization and its ability to serve its members effectively.

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Impact




October, 2024

Resource One Credit Union has a significant impact on its community and members by promoting financial well-being through accessible savings and loan options. By operating as a financial cooperative, it fosters thrift and provides members with fair credit rates, helping them achieve their financial goals. Its services include savings accounts and loans, which empower members to manage their finances effectively—encouraging responsible borrowing and saving practices.

Located in Dallas, Texas, Resource One also enhances its offerings with additional services such as insurance for accidental death and dismemberment (AD&D), further supporting members in planning for unforeseen circumstances. The credit union's commitment to affordable financial services enables residents to access the funds they need for important milestones, from purchasing homes to funding education, thereby contributing to the overall financial stability of the community.

Moreover, by earning income from foreign ATM fees, Resource One creates opportunities to reinvest in its services, ensuring that it can continue to provide valuable resources to its members. Overall, Resource One Credit Union plays a vital role in promoting economic growth and financial literacy within its community, making a positive difference in the lives of those it serves.




This information is meant to be a general summary of Resource One Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$45,978,560 (2022)
Expenses
$42,724,137 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,782,213
  • Program Service Revenue: $42,370,082
  • Gross Receipts: $46,039,806

Assets and Liabilities:

  • Total Assets: $825,257,395
  • Total Liabilities: $769,461,081
  • Net Assets: $55,796,314

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$26,400,357

SERVICE CHARGES & FEES

Revenue

$13,555,551

MEMBER PROGRAM FEES

Revenue

$1,686,136

OTHER INCOME

Revenue

$728,038

Organization Details

Founding Year

1986

Principal Officer

Mary Beth Spuck

Main Address

1200 BELLEVIEW ST, DALLAS, TX, 75215

NTEE Category

Code: W60 - Public benefit

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