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Cen-Tex Certified Development Corp

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 742581297 ✦ Austin, TX ✦ Designated as a 501(c)(3)

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Overview

What is Cen-Tex Certified Development Corp?

Cen-Tex Certified Development Corp is a nonprofit organization located in Austin, Texas, with a specific mission to aid and encourage the growth and development of small businesses within the state. They accomplish this by processing and servicing Small Business Administration (SBA) loans for companies that cannot secure conventional financing. These loans are primarily funded through grants, contributions from various businesses and local governments, as well as interest earnings and principal repaid to the loan fund pool. During Fiscal Year 2022, they disbursed over $5 million in loans, contributing to the financial well-being of small businesses in Texas. Moreover, Cen-Tex also supports housing initiatives, working towards the development of affordable housing for low and moderate-income families, thereby contributing to Texas's economic development. The organization employs a team of 24 individuals dedicated to fulfilling its mission.


Official website here: www.bcloftexas.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 89% (Three-Star out of Four Stars)

Cen-Tex Certified Development Corp has received a Three-Star rating from Charity Navigator, indicating a solid performance in accountability and finance. With an overall score of 89%, the organization has demonstrated strength in its financial practices, earning an 87 in the Accountability & Finance category. This suggests a commitment to transparency and responsible financial management.

The organization also excels in its Culture & Community score, achieving a remarkable 95. This reflects the nonprofit's positive engagement with its community and its efforts to foster a supportive environment. Additionally, its Equity Strategies score of 93 points highlights a strong commitment to equitable practices within its operations.

Despite these strengths, the overall rating suggests there may be areas for improvement, particularly within the accountability and finance sphere, where the score is lower compared to its cultural impact. This indicates that while the organization is performing well, it might benefit from enhancing its financial strategies further to boost its rating.


This AI summary has been generated from information found on Charity Navigator.

Is Cen-Tex Certified Development Corp legitimate?

Cen-Tex Certified Development Corp is a legitimate nonprofit organization registered as a 501(c)(3) entity. Cen-Tex Certified Development Corp submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $160,642
Professional Fundraising Fees: $0
Other Salaries and Wages: $817,645

For more financial information, click here


Official website here: www.bcloftexas.org

What is the mission statement of Cen-Tex Certified Development Corp?

Cen-Tex Certified Development Corp's mission is centered around promoting economic development in Texas. This is achieved by assisting and fostering the growth and development of small businesses within the state. Additionally, the organization plays a role in facilitating housing initiatives, specifically for low and moderate income families. The corporation's activities involve processing and servicing SBA loans for small businesses that may not qualify for conventional financing. These loans are funded through grant funds, contributions from various businesses and local governments, as well as interest earnings and principal returned to the loan fund pool. During fiscal year 2022, the organization disbursed over $5 million in loans to small businesses.


Official website here: www.bcloftexas.org

Who is the CEO of Cen-Tex Certified Development Corp?

Rosa Rios Valdez is the Chair of Cen-Tex Certified Development Corp. The CEO's salary of Cen-Tex Certified Development Corp is $150,000 and their total compensation is $160,642.


Official website here: www.bcloftexas.org

What is the revenue of Cen-Tex Certified Development Corp?

Cen-Tex Certified Development Corp's revenue in 2023 was $3,744,979.


Official website here: www.bcloftexas.org

Who are the executives of Cen-Tex Certified Development Corp and what are their salaries?

The average compensation at Cen-Tex Certified Development Corp during 2023 was $40,762. There are 24 employees at Cen-Tex Certified Development Corp.


Here are 10 key members and their salaries (Cen-Tex Certified Development Corp's CEO's salary is $150,000 and their total compensation is $160,642):


David Salinas (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
William Sutherland (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stacy Bowers (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judy Canales (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Brennan (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dora Zapata (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Andres Garza (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Melissa Chamrad (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marina Garcia (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rosa Rios Valdez (Chief Executive Officer)
  • Compensation: $150,000
  • Related: $0
  • Other: $10,642


Official website here: www.bcloftexas.org

Where can I find the form 990 for Cen-Tex Certified Development Corp?

Cen-Tex Certified Development Corp's most recent form 990 was submitted in 2023 and can be accessed here.


Official website here: www.bcloftexas.org

Learn more at the official website: www.bcloftexas.org

Mission Statement of Cen-Tex Certified Development Corp

Cen-Tex Certified Development Corp is dedicated to promoting and facilitating the growth and development of small businesses in Texas. With a focus on economic development, the organization aims to assist these businesses that may not qualify for conventional financing. To achieve this mission, Cen-Tex processes and services Small Business Administration (SBA) loans, utilizing grant funds, contributions from various businesses and local governments, as well as earnings and principal returned to the loan fund pool. During the fiscal year 2022, the organization disbursed over $5 million in loans, demonstrating its commitment to supporting small businesses in Texas. Furthermore, Cen-Tex also contributes to the development of affordable housing for low and moderate-income families, showcasing its dedication to fostering sustainable community growth.

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Impact




July, 2024

Cen-Tex Certified Development Corp's impact can be seen through its significant role in promoting and assisting the growth and development of small businesses in Texas. By facilitating business lending and processing SBA loans for small businesses that may not qualify for conventional financing, Cen-Tex has provided crucial financial support to entrepreneurs and business owners. This assistance has enabled small businesses to access capital that they need to thrive and expand, ultimately contributing to the economic development of Texas.

Additionally, Cen-Tex's efforts in facilitating housing initiatives have played a vital role in the development of affordable housing for low and moderate-income families. By focusing on supporting these communities with housing opportunities, Cen-Tex has made a tangible impact on improving the quality of life for many individuals and families in Texas.

Overall, Cen-Tex Certified Development Corp's commitment to furthering economic development, promoting small businesses, and supporting affordable housing initiatives highlights its valuable contribution to the community improvement and overall prosperity of Texas.




This information is meant to be a general summary of Cen-Tex Certified Development Corp. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$3,744,979 (2023)
Expenses
$4,096,470 (2023)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2023.

  • Investment Income: $56,328
  • Program Service Revenue: $1,407,862
  • Gross Receipts: $3,744,979

Assets and Liabilities:

  • Total Assets: $28,558,255
  • Total Liabilities: $13,485,451
  • Net Assets: $15,072,804

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST INCOME

Revenue

$615,184

LOAN SERVICING FEES

Revenue

$191,030

LOAN PROCESSING FEES

Revenue

$33,948

CONTRACT INCOME

Revenue

$447,177

HOMEBUYER COUNSELING

Revenue

$50,348

Organization Details

Founding Year

1990

Principal Officer

Rosa Rios Valdez

Main Address

1011 JAN JACINTO BLVD, AUSTIN, TX, 78701

NTEE Category

Code: S30Z - Community improvement

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