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Acapita Education Finance Corporation

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 742542435 ✦ Waco, TX ✦ Designated as a 501(c)(3)

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Overview

What is Acapita Education Finance Corporation?

Acapita Education Finance Corporation is a secondary market based in Waco, Texas, that specializes in financing educational opportunities through various student loan programs. The organization supports initiatives under the Federal Family Education Loan Program (FFELP), HEAL, TERI, and alternative student loan schemes. They fund these loans through temporary financing and later sell them to external parties. Acapita Education Finance Corporation's mission is to make education accessible to a larger population by providing financial resources for educational pursuits.


Official website here: www.studentloans.com

What are the reviews and ratings of this charity?

Rating from Charity Navigator: 81% (Three-Star out of Four Star rating)

Acapita Education Finance Corporation has received a Three-Star rating from Charity Navigator, reflecting a solid performance in accountability and finance with an overall score of 81%. The rating is based solely on their accountability and finance metrics, which indicate a strong commitment to transparency and responsible financial management. The charity has an independent board with 100% of its members meeting the criteria for independence, which enhances governance integrity.

The organization demonstrates effective oversight through a fully functional Audit and Oversight Committee and has no reported material diversions of assets. Additionally, Acapita has clear policies in place regarding conflicts of interest, whistleblower protections, and document retention, which contribute to its accountability. The full allocation of program expenses further indicates a strong focus on its mission.

However, while the charity shows strengths in financial practices, details regarding its programmatic impact and overall effectiveness are not captured in the provided data. High salaries for leadership positions may raise questions about compensation alignment with nonprofit benchmarks, an area that potential donors might want to consider. Overall, Acapita Education Finance Corporation appears to operate with a strong governance framework and financial prudence.


This AI summary has been generated from information found on Charity Navigator.

Is Acapita Education Finance Corporation legitimate?

Acapita Education Finance Corporation is a legitimate nonprofit organization registered as a 501(c)(3) entity. Acapita Education Finance Corporation submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.studentloans.com

What is the mission statement of Acapita Education Finance Corporation?

Acapita Education Finance Corporation's mission is geared towards making education accessible by supporting various programs and initiatives to finance educational opportunities. As a secondary market of college student loans under the Federal Family Education Loan Program (FFELP), Acapita Education Finance Corporation plays a vital role in helping students realize their educational goals. Through its activities, the corporation sells student loans obtained through FFELP, HEAL, TERI, and other alternative student loan programs. These loans are funded through temporary financings. In essence, Acapita Education Finance Corporation is dedicated to making education a reality for numerous students by facilitating the financing of their educational pursuits.


Official website here: www.studentloans.com

Who is the CEO of Acapita Education Finance Corporation?

Ricky Turman is the President/Ceo of Acapita Education Finance Corporation. The CEO's salary of Acapita Education Finance Corporation is $0 and their total compensation is $775,095.


Official website here: www.studentloans.com

What is the revenue of Acapita Education Finance Corporation?

Acapita Education Finance Corporation's revenue in 2022 was $1,031,391,562.


Official website here: www.studentloans.com

Who are the executives of Acapita Education Finance Corporation and what are their salaries?

There 8 volunteers at Acapita Education Finance Corporation.


Here are 15 key members and their salaries (Acapita Education Finance Corporation's CEO's salary is $0 and their total compensation is $775,095):


Thomas Ben Litle (President/Ceo)
  • Compensation: $0
  • Related: $707,064
  • Other: $68,031
Ricky Turman (Evp/Coo/Cfo)
  • Compensation: $0
  • Related: $593,678
  • Other: $71,273
Kelli Uttech (Svp/General Counsel)
  • Compensation: $0
  • Related: $341,729
  • Other: $63,567
Tammy Harralson (Controller/Vp)
  • Compensation: $0
  • Related: $234,378
  • Other: $57,610
Darrell Brooks (Treasurer)
  • Compensation: $0
  • Related: $186,941
  • Other: $46,110
Susan Davis (Secretary (End:2021))
  • Compensation: $0
  • Related: $205,523
  • Other: $20,232
Tiffany Jones (Secretary (Begin:2021))
  • Compensation: $0
  • Related: $84,031
  • Other: $18,574
Steve Bostick (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Claude Ervin (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Brent Helm (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dr Terry Maness (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sherrill Pogue (Director (End:2021))
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Reed (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Larry Smith (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Greta Watson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.studentloans.com

Where can I find the form 990 for Acapita Education Finance Corporation?

Acapita Education Finance Corporation's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.studentloans.com

Learn more at the official website: www.studentloans.com

Mission Statement of Acapita Education Finance Corporation

Acapita Education Finance Corporation, or AEFC, is a corporation dedicated to making education a reality by supporting various programs and initiatives to finance educational opportunities. Under the Federal Family Education Loan Program (FFELP) and alternative student loan programs like HEAL, TERI, and others, AEFC holds student loans. These loans are funded through temporary financings, and during the fiscal year, the company sells these loans to outside parties. In simpler terms, Acapita Education Finance Corporation plays a crucial role in providing educational financing, enabling students to pursue their academic goals.

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Impact




October, 2024

Acapita Education Finance Corporation (AEFC) plays a pivotal role in financing educational opportunities. By serving as a secondary market for college student loans under the Federal Family Education Loan Program (FFELP), AEFC helps facilitate access to necessary funding for students pursuing higher education. This support extends beyond just providing loans; it involves actively participating in various initiatives designed to enhance educational accessibility and ensure that financial barriers do not impede students' aspirations.

Throughout its operations, AEFC has managed student loans from multiple lending programs, offering flexibility and resources that meet the diverse needs of students. The sale of these loans to outside parties further strengthens the financial ecosystem surrounding education, allowing for the reinvestment of capital into additional educational programs.

In essence, AEFC's commitment to making education a reality translates into tangible impacts within the community by enabling students to finance their educational journeys, thereby fostering a more educated population that can contribute positively to society.




This information is meant to be a general summary of Acapita Education Finance Corporation. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$1,031,391,562 (2022)
Expenses
$208,840 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: -$16,979,776
  • Program Service Revenue: $864,330
  • Gross Receipts: $1,048,371,504

Assets and Liabilities:

  • Total Assets: $0
  • Total Liabilities: $0
  • Net Assets: $0

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Interest Received on Student Loans

Revenue

$310,622

Late Charges

Revenue

$3,440

BAD DEBT RECOVERY

Revenue

$550,268

Organization Details

Founding Year

1989

Principal Officer

Ricky Turman

Main Address

5609 Crosslake Pkwy, Waco, TX, 76712

NTEE Category

Code: B82 - Education

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