Edinburg Teachers Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 741279052 ✦ Edinburg, TX ✦ Designated as a 501(c)(14)

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Overview

What is Edinburg Teachers Credit Union?

Edinburg Teachers Credit Union is a financial institution primarily dedicated to serving its member-teachers in Edinburg, Texas. With a 25-minimum deposit for membership, the credit union offers low-cost checking and savings accounts that pay quarterly dividends and no monthly service fees. Members also have access to special savings accounts for individually earmarked purposes at no extra cost. The credit union provides basic financial services, including signature and vehicle loans, as well as competitive rate certificates and individual retirement accounts (IRAs). Furthermore, Edinburg Teachers Credit Union offers convenience services such as online banking, telephone banking, money orders, and traveler's checks. With a team of 22 employees, the credit union strives to meet the financial needs of its member-teachers efficiently and effectively.


Official website here: www.etcu.coop

Is Edinburg Teachers Credit Union legitimate?

Edinburg Teachers Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Edinburg Teachers Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $147,413
Professional Fundraising Fees: $0
Other Salaries and Wages: $546,155

For more financial information, click here


Official website here: www.etcu.coop

What is the mission statement of Edinburg Teachers Credit Union?

The Edinburg Teachers Credit Union serves as a financial institution, offering basic financial services to its members. This includes checking and savings accounts, certificates, IRAs, and loans for signature and vehicle purchases. The credit union also provides convenience services such as online banking, telephone banking, money orders, and traveler's checks. The members of this credit union are afforded a low minimum deposit for membership, and their savings accounts pay quarterly dividends at competitive rates with no monthly service fees. Special savings accounts are available at no extra cost for members who wish to separate their savings for individual purposes. The credit union offers low to no-cost checking accounts with free debit card service, and these checking accounts pay monthly dividends. Competitive rate certificate accounts and individual retirement accounts (IRAs) are also provided by the Edinburg Teachers Credit Union. 24-hour, 7-days a week access to accounts is accessible via automated teller machines, online banking, and automated telephone lines.


Official website here: www.etcu.coop

Who is the CEO of Edinburg Teachers Credit Union?

Mary Carpenter is the Ceo of Edinburg Teachers Credit Union. The CEO's salary of Edinburg Teachers Credit Union is $73,951 and their total compensation is $73,951.


Official website here: www.etcu.coop

What is the revenue of Edinburg Teachers Credit Union?

Edinburg Teachers Credit Union's revenue in 2022 was $3,580,886.


Official website here: www.etcu.coop

Who are the executives of Edinburg Teachers Credit Union and what are their salaries?

The average compensation at Edinburg Teachers Credit Union during 2022 was $31,526. There are 22 employees and 5 volunteers at Edinburg Teachers Credit Union.


Here are 7 key members and their salaries (Edinburg Teachers Credit Union's CEO's salary is $73,951 and their total compensation is $73,951):


Mary Carpenter (Ceo)
  • Compensation: $73,951
  • Related: $0
  • Other: $0
Laura Vazquez (Cfo)
  • Compensation: $73,462
  • Related: $0
  • Other: $0
Ofelia Abrego (Vice Chairpe)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rodrigo Cainglet (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Julie Garza (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Maria E Ovalle (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Tamez (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.etcu.coop

Where can I find the form 990 for Edinburg Teachers Credit Union?

Edinburg Teachers Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.etcu.coop

Learn more at the official website: www.etcu.coop

Mission Statement of Edinburg Teachers Credit Union

Edinburg Teachers Credit Union, as a financial institution, is dedicated to providing essential financial services to its members. This includes checking and savings accounts, IRAs, and various loans such as signature and vehicle loans. Beyond these basic offerings, the credit union also provides convenience services like online banking, telephone banking, money orders, and traveler's checks. The membership requirements are relatively simple, with a minimum deposit of just $25 required to join.

The savings accounts offered by Edinburg Teachers Credit Union pay quarterly dividends at competitive rates, with no monthly service fees. Members have the option to open special savings accounts for individual, earmarked purposes at no additional cost. The credit union also provides low to no-cost checking accounts with free debit card services. These checking accounts also pay out monthly dividends. In addition, Edinburg Teachers Credit Union offers competitive rate certificate accounts and Individual Retirement Accounts (IRAs).

In summary, Edinburg Teachers Credit Union serves its members by providing a range of financial services, including basic accounts and convenient banking options. The membership requirements are minimal, and the credit union offers competitive rates and dividends for its savings and checking accounts. The institution also provides certificate accounts and IRAs, ensuring a comprehensive range of financial services for its members.

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Impact




October, 2024

Edinburg Teachers Credit Union (ETCU) significantly impacts its community by providing essential financial services tailored to meet the needs of its members. By offering a low minimum deposit of just $25 for membership, ETCU ensures accessibility for individuals looking to manage their finances effectively.

Members benefit from a range of offerings, including checking and savings accounts that yield competitive quarterly dividends, along with no monthly service fees. This approach not only encourages savings but also helps members grow their funds over time. Special savings accounts allow individuals to earmark funds for specific purposes without incurring additional costs, fostering responsible financial planning.

ETCU supports its members with low to no-cost checking accounts, complemented by free debit card services and monthly dividends. The credit union also provides a variety of investment options, such as certificate accounts and individual retirement accounts (IRAs), helping members prepare for future financial needs.

With 24/7 access to accounts through automated teller machines, online banking, and automated telephone services, ETCU enhances convenience for its members, facilitating easy management of their financial resources. Overall, Edinburg Teachers Credit Union plays a vital role in promoting financial well-being in the community, ensuring that its members have the tools and resources necessary to achieve their financial goals.




This information is meant to be a general summary of Edinburg Teachers Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$3,580,886 (2022)
Expenses
$3,164,922 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,007,811
  • Program Service Revenue: $1,355,954
  • Gross Receipts: $3,580,886

Assets and Liabilities:

  • Total Assets: $96,360,161
  • Total Liabilities: $84,298,778
  • Net Assets: $12,061,383

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$975,955

MEMBER FEES

Revenue

$374,705

OTHER OPERATING INCOME

Revenue

$5,294

Organization Details

Founding Year

1955

Principal Officer

Mary Carpenter

Main Address

900 W UNIVERSITY DRIVE, EDINBURG, TX, 78539

NTEE Category

Code: W60 - Public benefit

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