First Central Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 741137995 ✦ Waco, TX ✦ Designated as a 501(c)(14)

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Overview

What is First Central Credit Union?

First Central Credit Union is a financial institution situated in Waco, Texas, specifically at 6201 Sanger Avenue, 76710. As a cooperative, it provides a variety of financial services to its members, including vehicle loans, signature loans, home equity loans, real estate loans, and credit cards. The organization is committed to offering secure, competitive financial services and aims to provide the best possible benefits to its members. Additionally, it is dedicated to making a difference in the communities it serves while building capital reserves through innovative and sound business practices. First Central Credit Union is a Texas-chartered credit union, a member of CUNA, and holds the "Juntos Avanzamos" designation, signifying its long-term vision and commitment to serving the Hispanic market. In 2018, the credit union was recognized as a Community Development Financial Institution (CDFI) by the US Department of the Treasury.


Official website here: www.firstcentralcu.com

Is First Central Credit Union legitimate?

First Central Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. First Central Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $530,867
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,468,909

For more financial information, click here


Official website here: www.firstcentralcu.com

What is the mission statement of First Central Credit Union?

First Central Credit Union, as a financial institution and a cooperative provider of financial services, is dedicated to offering secure and competitive financial solutions to its members. The credit union is committed to providing the best possible benefits to its members and making a positive impact in the communities it serves. Additionally, First Central Credit Union builds capital reserves through innovative and sound business practices, and it is committed to serving the needs of the Hispanic market, as signified by its "Juntos Avanzamos" designation. In 2018, the credit union was awarded certification as a Community Development Financial Institution (CDFI) by the US Department of the Treasury.


Official website here: www.firstcentralcu.com

Who is the CEO of First Central Credit Union?

Jo Betsy Tyler is the President/Ceo of First Central Credit Union. The CEO's salary of First Central Credit Union is $262,850 and their total compensation is $279,076.


Official website here: www.firstcentralcu.com

What is the revenue of First Central Credit Union?

First Central Credit Union's revenue in 2022 was $11,296,325.


Official website here: www.firstcentralcu.com

Who are the executives of First Central Credit Union and what are their salaries?

The average compensation at First Central Credit Union during 2022 was $37,972. There are 79 employees and 10 volunteers at First Central Credit Union.


Here are 13 key members and their salaries (First Central Credit Union's CEO's salary is $262,850 and their total compensation is $279,076):


Jo Betsy Tyler (President/Ceo)
  • Compensation: $262,850
  • Related: $0
  • Other: $16,226
Rachael Bosse (Senior Lending Manager)
  • Compensation: $114,697
  • Related: $0
  • Other: $14,366
Orlando Rodriguez Jr (Senior Accounting And It Manager)
  • Compensation: $109,356
  • Related: $0
  • Other: $13,371
Vicki Deckard (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Glenn Williamson (Vice Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Cheryl Graves (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lori Alambar (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Elio Smythe (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dan Dent (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Beverly Walker (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Asia Howard (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joshua Reyes (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Everett Alexander (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.firstcentralcu.com

Where can I find the form 990 for First Central Credit Union?

First Central Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.firstcentralcu.com

Learn more at the official website: www.firstcentralcu.com

Mission Statement of First Central Credit Union

First Central Credit Union, as a financial institution, is committed to providing secure and competitive financial services to its members. The credit union, which operates as a cooperative, is dedicated to offering the best possible benefits to its members and making a difference in the communities it serves. It strives to continue building capital reserves through innovative and sound business practices. First Central Credit Union is also recognized for its long-term vision and commitment to serving the needs of the Hispanic market, earning the "Juntos Avanzamos" designation by Cornerstone Credit Union League. In 2018, the credit union was awarded certification as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury. This recognition signifies its dedication to investing in and supporting underserved communities. Overall, First Central Credit Union's mission is to serve its members and the communities it operates in, by offering financial services, promoting economic growth, and supporting the Hispanic market.

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Impact




October, 2024

First Central Credit Union significantly impacts the community by offering a range of financial services tailored to meet the diverse needs of its members. Located in Waco, TX, it provides member loans, including vehicle loans, signature loans, home equity loans, real estate loans, and credit cards, all with competitive rates achieved through efficient underwriting processes.

The organization prioritizes secure and innovative financial solutions, ensuring its members receive the best possible benefits. Its commitment extends beyond individual services; First Central is dedicated to enhancing community welfare, particularly through its designation as a "Juntos Avanzamos" institution, which demonstrates a focused effort to serve the Hispanic market. Additionally, being recognized as a Community Development Financial Institution (CDFI) by the US Department of the Treasury underscores its commitment to fostering economic growth and accessibility within the community it serves. Overall, First Central Credit Union plays a crucial role in empowering its members and improving local financial well-being.




This information is meant to be a general summary of First Central Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$11,296,325 (2022)
Expenses
$9,450,076 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $815,335
  • Program Service Revenue: $10,204,543
  • Gross Receipts: $11,296,325

Assets and Liabilities:

  • Total Assets: $148,590,492
  • Total Liabilities: $132,143,416
  • Net Assets: $16,447,076

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$4,763,758

MEMBER FEES AND CHARGES

Revenue

$4,874,203

LOAN FEE INCOME

Revenue

$50,854

Organization Details

Founding Year

1937

Principal Officer

Jo Betsy Tyler

Main Address

6201 SANGER AVENUE, WACO, TX, 76710

NTEE Category

Code: W60 - Public benefit

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