Gulf Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 741110172 ✦ Groves, TX ✦ Designated as a 501(c)(14)

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Overview

What is Gulf Credit Union?

Gulf Credit Union is a cooperative, nonprofit financial institution based in Groves, Texas, with an address at 5140 West Parkway St, ZIP code 77619. They had 27,309 member-owned accounts as of the end of 2022. The credit union offers savings accounts, providing dividends quarterly and access through home banking, the Internet, and phone banking. Gulf Credit Union aims to encourage savings among its members, offering credit at fair rates, and striving to improve their economic conditions. The organization operates with a team of 89 employees.


Official website here: www.gecu.org

Is Gulf Credit Union legitimate?

Gulf Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Gulf Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $732,897
Professional Fundraising Fees: $0
Other Salaries and Wages: $3,991,304

For more financial information, click here


Official website here: www.gecu.org

What is the mission statement of Gulf Credit Union?

Gulf Credit Union functions as a cooperative, non-profit financial institution, operating under the Texas Credit Union Act. Its mission is geared towards encouraging savings among its members, offering credit at reasonable rates, and enhancing members' economic conditions. The credit union is a voluntary savings institution, aiming to benefit its members through quarterly dividends on share accounts, accessible through various channels including home banking, the internet, and phone banking. The credit union had over 27,000 member-owned accounts as of the end of 2022.


Official website here: www.gecu.org

Who is the CEO of Gulf Credit Union?

Todd Gaudin is the Ceo of Gulf Credit Union. The CEO's salary of Gulf Credit Union is $263,496 and their total compensation is $273,762.


Official website here: www.gecu.org

What is the revenue of Gulf Credit Union?

Gulf Credit Union's revenue in 2022 was $13,218,033.


Official website here: www.gecu.org

Who are the executives of Gulf Credit Union and what are their salaries?

The average compensation at Gulf Credit Union during 2022 was $53,081. There are 89 employees at Gulf Credit Union.


Here are 11 key members and their salaries (Gulf Credit Union's CEO's salary is $263,496 and their total compensation is $273,762):


Todd Gaudin (Ceo)
  • Compensation: $263,496
  • Related: $0
  • Other: $10,266
Bambi D Mcginn (Cio)
  • Compensation: $150,846
  • Related: $0
  • Other: $9,894
Linda Kiker Rials (Cfo)
  • Compensation: $131,282
  • Related: $0
  • Other: $19,326
Stephine Adams (Coo)
  • Compensation: $137,572
  • Related: $0
  • Other: $10,215
Barry Gorman (Vice Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Johnny Lewallen (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Lovelace (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dustin Marsh (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen Brown (Secretary/Treas)
  • Compensation: $0
  • Related: $0
  • Other: $0
Logan Delcambre (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joshua Lege (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.gecu.org

Where can I find the form 990 for Gulf Credit Union?

Gulf Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.gecu.org

Learn more at the official website: www.gecu.org

Mission Statement of Gulf Credit Union

Gulf Credit Union, a cooperative and non-profit financial institution, is dedicated to encouraging savings among its members and offering them credit at fair and reasonable interest rates. By doing so, the credit union aims to help its members enhance their economic conditions. Established under the provisions of the Texas Credit Union Act, Gulf Credit Union operates as a savings institution with a volunteer-driven board and a mission to promote financial stability among its members.

The credit union's core purpose is to foster thrift within its community of members. By providing a safe and secure place for members to save their money, Gulf Credit Union enables them to build a financial foundation for the future. Additionally, the credit union offers credit services, extending loans to its members at favorable terms. This dual emphasis on savings and credit makes Gulf Credit Union an essential resource for individuals seeking to improve their financial situation.

With over 27,000 member-owned accounts, Gulf Credit Union has become a trusted financial partner for individuals of all ages. Members can access their savings accounts through various channels, including home banking, the Internet, and phone banking. The credit union returns dividends on member savings accounts on a quarterly basis, incentivizing members to save and contribute to the cooperative. Overall, Gulf Credit Union's mission is to empower its members by providing them with the tools and resources to build a stronger financial future.

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Impact




October, 2024

Gulf Credit Union plays a significant role in enhancing the financial well-being of its community by serving as a cooperative financial institution. With over 27,000 member-owned accounts as of December 31, 2022, it provides valuable financial services tailored to meet the needs of individuals and families of all ages.

The credit union encourages thrift among its members by offering advantageous share (savings) accounts that yield dividends quarterly. These accounts are accessible through various convenient platforms, including home banking, the Internet, and phone banking, ensuring that members can manage their finances with ease.

By providing credit at fair and reasonable interest rates, Gulf Credit Union directly contributes to the economic improvement of its members. This commitment to fostering financial stability creates a positive ripple effect within the community, enabling members to make informed financial decisions, save for the future, and invest in opportunities that enhance their quality of life.




This information is meant to be a general summary of Gulf Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$13,218,033 (2022)
Expenses
$12,024,970 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,301,708
  • Program Service Revenue: $14,385,627
  • Gross Receipts: $13,496,282

Assets and Liabilities:

  • Total Assets: $325,190,904
  • Total Liabilities: $305,735,767
  • Net Assets: $19,455,137

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Fees & Charges

Revenue

$6,740,100

Interest fees on loans

Revenue

$7,645,527

Organization Details

Founding Year

1939

Principal Officer

Todd Gaudin

Main Address

5140 West Parkway St, Groves, TX, 77619

NTEE Category

Code: W60 - Public benefit

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