nonprofit logo

Cooperativa De Ahorro Y Credito De Cabo Rojo

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 660270259 ✦ Cabo rojo, PR ✦ Designated as a 501(c)(14)

Shop smarter and support your favorite cause at the same time! With the Give Freely browser extension, you'll automatically save money with coupons, and partner stores will donate to your chosen charity - at no extra cost to you. Start giving back with a single click. It's safe, free, and spam-free, guaranteed!

Overview

What is Cooperativa De Ahorro Y Credito De Cabo Rojo?

Cooperativa De Ahorro Y Credito De Cabo Rojo is a nonprofit organization based in Cabo Rojo, Puerto Rico. The cooperative primarily focuses on receiving savings from its members in the form of shares and deposits. With a workforce of 85 employees, the organization has expanded its financial services, growing its loan portfolio by over $28 million in 2022. The cooperative continues to offer financing options to its members, ensuring they have access to essential financial resources.


Official website here: www.caborojocoop.com

What are the reviews and ratings of this charity?

Cooperativa De Ahorro Y Credito De Cabo Rojo currently does not have a rating from Charity Navigator. Their evaluation processes require the charity to be a 501(c)(3) IRS registered organization, which this cooperative is not. This absence of a rating does not imply anything positive or negative about the organization but simply their ineligibility for standard evaluation metrics used by Charity Navigator, such as Accountability & Finance or Impact & Measurement.

Charity Navigator's framework extends to evaluating nonprofits through accountability, finance, leadership, adaptability, culture, community, and impact. Since Cooperativa De Ahorro Y Credito De Cabo Rojo isn't a 501(c)(3), it's exempt from these evaluations, which also means there is no available revenue, expense, or key salary data to potentially inform an external judgment about their operational effectiveness or financial health.

GreatNonprofits does not offer user reviews for Cooperativa De Ahorro Y Credito De Cabo Rojo at this time, which limits the extent of community-shared feedback. In summary, while formal rating mechanisms and user feedback are unavailable, this absence does not reflect negatively on the cooperative but rather highlights the different regulatory contexts and limitations of rating systems.


This AI summary has been generated from information found on Charity Navigator.

Is Cooperativa De Ahorro Y Credito De Cabo Rojo legitimate?

Cooperativa De Ahorro Y Credito De Cabo Rojo is a legitimate nonprofit organization registered as a 501(c)(14) entity. Cooperativa De Ahorro Y Credito De Cabo Rojo submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $530,849
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,575,265

For more financial information, click here


Official website here: www.caborojocoop.com

What is the mission statement of Cooperativa De Ahorro Y Credito De Cabo Rojo?

Cooperativa De Ahorro Y Credito De Cabo Rojo is a non-profit organization dedicated mainly to receiving savings from its members in the form of shares and deposits. Its primary role is to offer financial services to its members and the community. In the year 2022, the loan portfolio of the credit union grew significantly by $28,777,889. This expansion reflects the organization's commitment to providing financing opportunities to its members who require financial assistance. As a non-profit, it continues to serve its community by managing and distributing its members' savings for their future financial needs.


Official website here: www.caborojocoop.com

Who is the CEO of Cooperativa De Ahorro Y Credito De Cabo Rojo?

Kerwin Morales is the Principal Officer of Cooperativa De Ahorro Y Credito De Cabo Rojo.


Official website here: www.caborojocoop.com

What is the revenue of Cooperativa De Ahorro Y Credito De Cabo Rojo?

Cooperativa De Ahorro Y Credito De Cabo Rojo's revenue in 2022 was $17,456,223.


Official website here: www.caborojocoop.com

Who are the executives of Cooperativa De Ahorro Y Credito De Cabo Rojo and what are their salaries?

The average compensation at Cooperativa De Ahorro Y Credito De Cabo Rojo during 2022 was $36,543. There are 85 employees and 7 volunteers at Cooperativa De Ahorro Y Credito De Cabo Rojo.


Here are 6 key members and their salaries:


Kerwin Morales Rivera (Executive President)
  • Compensation: $171,950
  • Related: $0
  • Other: $0
Jorge I Ferrer Lopez (Vp Of Finance)
  • Compensation: $85,029
  • Related: $0
  • Other: $0
Luisette Ayala Santana (Vp Of Credit)
  • Compensation: $60,270
  • Related: $0
  • Other: $0
Mayra Figueroa Lopez (Software System Manager)
  • Compensation: $76,618
  • Related: $0
  • Other: $0
Victor Mendez Zapata (Internal Auditor)
  • Compensation: $71,651
  • Related: $0
  • Other: $0
Mariangely Cruz Aquino (Human Resources Director)
  • Compensation: $65,331
  • Related: $0
  • Other: $0


Official website here: www.caborojocoop.com

Where can I find the form 990 for Cooperativa De Ahorro Y Credito De Cabo Rojo?

Cooperativa De Ahorro Y Credito De Cabo Rojo's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.caborojocoop.com

Learn more at the official website: www.caborojocoop.com

Mission Statement of Cooperativa De Ahorro Y Credito De Cabo Rojo

Cooperativa De Ahorro Y Credito De Cabo Rojo, a non-profit organization, is primarily dedicated to collecting savings from its members in the form of shares and deposits. This institution serves its community by offering various financial services and providing loans to its members in need. In the year 2022, the loan portfolio of Cooperativa De Ahorro Y Credito De Cabo Rojo experienced significant growth, surpassing $28,777,889. The organization continues to expand its financial reach and support its members by offering them financing options.

At the heart of Cooperativa De Ahorro Y Credito De Cabo Rojo's mission lies the goal of fostering a community of savers. Members contribute their savings as shares and deposits to the credit union, which in turn enables the organization to offer loans and other financial services to those in need. By pooling together resources, Cooperativa De Ahorro Y Credito De Cabo Rojo creates opportunities for financial growth and stability within its membership.

Cooperativa De Ahorro Y Credito De Cabo Rojo is more than just a financial institution; it is a community that empowers its members to collectively save and access financial resources. Through its commitment to receiving savings from its members and providing loans, the organization fosters financial inclusion and stability, benefiting individuals and the community as a whole.

Shop smarter and support your favorite cause with the Give Freely browser extension. Save money with coupons and donate to charity with a single click. Download now!

Impact




October, 2024

Cooperativa De Ahorro Y Credito De Cabo Rojo plays a significant role in the financial landscape of its community by providing essential financial services and support to its members. In 2022, the credit union saw a substantial increase in its loan portfolio, growing by $28,777,889. This growth reflects its commitment to offering viable financing options for members who require financial assistance, helping them achieve their personal and business goals.

By facilitating access to loans and encouraging savings through shares and deposits, the credit union fosters financial stability and empowerment among its members. This not only aids individual financial health but also strengthens the local economy in Cabo Rojo. The cooperative model emphasizes community involvement and support, making it a pillar of financial resilience for both its members and the broader community. Through its operations, Cooperativa De Ahorro Y Credito De Cabo Rojo demonstrates a strong dedication to public benefit, ensuring that its services cater to the needs of those it serves.




This information is meant to be a general summary of Cooperativa De Ahorro Y Credito De Cabo Rojo. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$17,456,223 (2022)
Expenses
$13,566,606 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $13,754,610
  • Gross Receipts: $17,456,223

Assets and Liabilities:

  • Total Assets: $311,426,730
  • Total Liabilities: $234,137,458
  • Net Assets: $77,289,272

Want to help this charity, for free? You can click here to learn more about Give Freely

Organization Details

Founding Year

1956

Principal Officer

Kerwin Morales

Main Address

PO BOX 99, CABO ROJO, PR, 006230099

NTEE Category

Code: W61 - Public benefit

If you are a representative of Cooperativa De Ahorro Y Credito De Cabo Rojo and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.