Cooperativa De Ahorro Y Credito Vega Alta

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 660214784 ✦ Designated as a 501(c)(14)

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Overview

What is Cooperativa De Ahorro Y Credito Vega Alta?

Cooperativa De Ahorro Y Credito Vega Alta is a Puerto Rican non-profit organization primarily dedicated to collecting savings from its members through share contributions. Acting as a savings and credit union, the cooperative generates income from interest and various sources, amassing a total of $21,743,565. With total expenses amounting to $18,855,071, the cooperative effectively operates within its means. Based in Puerto Rico, Cooperativa De Ahorro Y Credito Vega Alta functions as a financial institution catering to its local community.


Official website here: www.vegacooppr.com

Is Cooperativa De Ahorro Y Credito Vega Alta legitimate?

Cooperativa De Ahorro Y Credito Vega Alta is a legitimate nonprofit organization registered as a 501(c)(14) entity. Cooperativa De Ahorro Y Credito Vega Alta submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $600,216
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,443,125

For more financial information, click here


Official website here: www.vegacooppr.com

What is the mission statement of Cooperativa De Ahorro Y Credito Vega Alta?

Cooperativa De Ahorro Y Credito Vega Alta functions as a non-profit organization, primarily focused on collecting savings from its members in the form of shares. This cooperative operates as a savings and credit union. Its operations yield significant income, totaling $21,743,565, which includes interest income and other earnings. The cooperative also manages expenses amounting to $18,855,071. The mission of Cooperativa De Ahorro Y Credito Vega Alta is centered around managing savings and providing financial services to its members.


Official website here: www.vegacooppr.com

Who is the CEO of Cooperativa De Ahorro Y Credito Vega Alta?

Ruben Morales is the President of Cooperativa De Ahorro Y Credito Vega Alta.


Official website here: www.vegacooppr.com

What is the revenue of Cooperativa De Ahorro Y Credito Vega Alta?

Cooperativa De Ahorro Y Credito Vega Alta's revenue in 2022 was $13,579,909.


Official website here: www.vegacooppr.com

Who are the executives of Cooperativa De Ahorro Y Credito Vega Alta and what are their salaries?

The average compensation at Cooperativa De Ahorro Y Credito Vega Alta during 2022 was $34,195. There are 89 employees at Cooperativa De Ahorro Y Credito Vega Alta.


Here are 3 key members and their salaries:


Ruben Morales (President)
  • Compensation: $342,392
  • Related: $0
  • Other: $0
Victor Torres (Vice President Information Systems)
  • Compensation: $138,309
  • Related: $0
  • Other: $0
Nancy Colon (Vice President Administration)
  • Compensation: $119,515
  • Related: $0
  • Other: $0


Official website here: www.vegacooppr.com

Where can I find the form 990 for Cooperativa De Ahorro Y Credito Vega Alta?

Cooperativa De Ahorro Y Credito Vega Alta's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.vegacooppr.com

Learn more at the official website: www.vegacooppr.com

Mission Statement of Cooperativa De Ahorro Y Credito Vega Alta

Cooperativa de Ahorro y Credito Vega Alta, a prominent non-profit organization, is primarily committed to collecting savings from its members in the form of shares. The cooperative functions as a savings and credit union, generating income from interest and various other sources, amounting to $21,743,565. Concurrently, its total expenses stand at $18,855,071. This organization has a mission to provide financial services to its members, fostering sustainable economic growth within its community. By encouraging members to save and offering credit when needed, Cooperativa de Ahorro y Credito Vega Alta empowers individuals to improve their financial well-being and build a more stable future. The cooperative's focus on savings and credit is instrumental in making financial resources accessible to its members, enabling them to meet their financial goals and overcome short-term financial challenges.

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Impact




October, 2024

Cooperativa De Ahorro Y Credito Vega Alta plays a vital role in its community by facilitating savings and providing access to credit for its members. By concentrating on member deposits in the form of shares, the cooperative fosters financial literacy and encourages savings among its members, directly contributing to their financial well-being.

Through its operations, the cooperative generates substantial interest income and actively reinvests in community programs, reflecting a model that benefits its members and the larger economy. With total income amounting to approximately $21.7 million and expenses around $18.9 million, it effectively manages its resources to ensure sustainability while supporting local initiatives.

By offering financial services tailored to the needs of individuals and families, Cooperativa De Ahorro Y Credito Vega Alta enhances economic stability and empowers its members to achieve their financial goals, thus driving positive socio-economic outcomes in the region.




This information is meant to be a general summary of Cooperativa De Ahorro Y Credito Vega Alta. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$13,579,909 (2022)
Expenses
$11,655,272 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $10,252,684
  • Gross Receipts: $13,579,909

Assets and Liabilities:

  • Total Assets: $361,313,053
  • Total Liabilities: $279,641,722
  • Net Assets: $81,671,331

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Organization Details

Founding Year

1953

Principal Officer

Ruben Morales

NTEE Category

Code: W60 - Public benefit

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