Alabama Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630440014 ✦ Tuscaloosa, AL ✦ Designated as a 501(c)(14)

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Overview

What is Alabama Credit Union?

Alabama Credit Union is a nonprofit organization based in Tuscaloosa, Alabama, with a PO Box address (35486). They serve over 134,000 members and aim to promote thrift opportunities and offer affordable loans to their clientele. Their mission revolves around extending these financial benefits to their members. With a workforce of approximately 460 employees, they remain dedicated to this purpose.


Official website here: www.alabamacu.com

What are the reviews and ratings of this charity?

The Alabama Credit Union is currently not rated by Charity Navigator. This is primarily due to its status as a non-501(c)(3) organization, which makes it ineligible for evaluation using Charity Navigator's various beacon scores such as Accountability & Finance, Impact & Measurement, Culture & Community, and Leadership & Adaptability. The absence of a rating should not be interpreted as negative or positive but rather an indication of its non-evaluation status.

As a non-501(c)(3) entity, Alabama Credit Union does not qualify for the assessments typically reserved for nonprofits that are tax-exempt and eligible to receive tax-deductible contributions. Consequently, charity ratings generally supported by revenue, expense data, and key personnel salary information are unavailable for this organization.

There are no user reviews on GreatNonprofits, which further limits external public insights into its operations and impact. While this lack of evaluation and feedback might be seen as a gap in transparent accountability, it remains unclear how the credit union fits into the broader nonprofit landscape, particularly in terms of standard nonprofit operational evaluations.


This AI summary has been generated from information found on Charity Navigator.

Is Alabama Credit Union legitimate?

Alabama Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Alabama Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,228,191
Professional Fundraising Fees: $0
Other Salaries and Wages: $15,018,894

For more financial information, click here


Official website here: www.alabamacu.com

What is the mission statement of Alabama Credit Union?

The Alabama Credit Union is dedicated to offering thrift opportunities and providing affordable loans to its members. This mission is aimed at empowering individuals to save and borrow money in a cost-effective manner. With over 134,000 members served, the credit union is committed to promoting thrift and accessible financial services to its community. Through these efforts, the credit union strives to make a positive impact on the lives of its members by providing them with valuable financial resources. Additionally, it is focused on ensuring that the loans offered are kept at a minimal cost, thereby making financial services more accessible and inclusive for all.


Official website here: www.alabamacu.com

Who is the CEO of Alabama Credit Union?

Stephen K Swofford is the Director of Alabama Credit Union. The CEO's salary of Alabama Credit Union is $450,800 and their total compensation is $497,980.


Official website here: www.alabamacu.com

What is the revenue of Alabama Credit Union?

Alabama Credit Union's revenue in 2022 was $76,294,666.


Official website here: www.alabamacu.com

Who are the executives of Alabama Credit Union and what are their salaries?

The average compensation at Alabama Credit Union during 2022 was $37,494. There are 460 employees and 14 volunteers at Alabama Credit Union.


Here are 24 key members and their salaries (Alabama Credit Union's CEO's salary is $450,800 and their total compensation is $497,980):


Reba Essary (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Casey Taylor (Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charlotte Harris (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lynne April (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mark Nelson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marcus Jones (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Thomas West (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Riley (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ron Dulek (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lisa Evans (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tony Johnson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Goodman (Cio)
  • Compensation: $242,363
  • Related: $0
  • Other: $24,162
June Landrum (Coo)
  • Compensation: $220,571
  • Related: $0
  • Other: $27,071
Jim Pennington (Vp, Collections)
  • Compensation: $161,724
  • Related: $0
  • Other: $22,545
Stephen K Swofford (Ceo/President)
  • Compensation: $450,800
  • Related: $0
  • Other: $47,180
Eleanor Brown (Cfo)
  • Compensation: $225,657
  • Related: $0
  • Other: $28,001
Michael R Shults (Vp Of Information Systems)
  • Compensation: $199,256
  • Related: $0
  • Other: $25,001
Benson P Bolling (Chief Lending Officer)
  • Compensation: $223,660
  • Related: $0
  • Other: $23,172
Tommy Cobb (Chief Development Officer)
  • Compensation: $282,124
  • Related: $0
  • Other: $24,904
Joseph Hardy (Manager Of Outside Sales)
  • Compensation: $172,511
  • Related: $0
  • Other: $24,728
Brandi Mckinney (Avp, Human Resources)
  • Compensation: $156,367
  • Related: $0
  • Other: $27,071
Ajaykumar Gupta (Manager, Network Services)
  • Compensation: $147,755
  • Related: $0
  • Other: $18,359
Elizabeth Cole (Avp, Branch Operations)
  • Compensation: $146,597
  • Related: $0
  • Other: $19,696
Jennifer Browning (Acuis Program Manager)
  • Compensation: $165,537
  • Related: $0
  • Other: $21,984


Official website here: www.alabamacu.com

Where can I find the form 990 for Alabama Credit Union?

Alabama Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.alabamacu.com

Learn more at the official website: www.alabamacu.com

Mission Statement of Alabama Credit Union

Alabama Credit Union, a thriving organization, is dedicated to providing member-exclusive thrift opportunities and affordable loans. With a membership base of over 134,000 individuals, the credit union's primary mission is to promote financial well-being by offering access to savings and borrowing services at reasonable rates.

At the heart of Alabama Credit Union's operations lies its commitment to empowering its members. By offering thrift opportunities, the credit union encourages its members to save and build a solid financial foundation. Additionally, the availability of low-cost loans enables members to address their financial needs effectively, without being burdened by exorbitant interest rates.

Alabama Credit Union's services extend beyond basic banking, fostering a sense of community among its members. The organization's mission to provide thrift opportunities and low-cost loans is not just a tagline but a guiding principle that influences every aspect of its operations. Members benefit from a collaborative and supportive environment, where they can work towards their financial goals and receive assistance when needed. Together, through the credit union, members can pool their resources and create a positive impact on each other's lives.

In summary, Alabama Credit Union is a member-focused organization that offers thrift opportunities and low-cost loans to its diverse base. By prioritizing the financial well-being of its members, the credit union has become an essential pillar of the financial landscape, empowering individuals to save, borrow, and build a secure financial future.

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Impact




October, 2024

Alabama Credit Union plays a significant role in promoting financial well-being within the community. By providing thrift opportunities and low-cost loans, it serves 134,896 members, facilitating access to essential financial resources. Based in Tuscaloosa, Alabama, the credit union's mission focuses on empowering individuals with affordable financial solutions. This commitment not only enhances personal savings but also supports the overall economic health of the area, fostering a culture of financial responsibility and stability among its members.




This information is meant to be a general summary of Alabama Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$76,294,666 (2022)
Expenses
$63,024,332 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $5,461,425
  • Program Service Revenue: $47,815,360
  • Gross Receipts: $98,025,306

Assets and Liabilities:

  • Total Assets: $1,640,689,087
  • Total Liabilities: $1,540,705,228
  • Net Assets: $99,983,859

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST INCOME

Revenue

$47,815,360

Organization Details

Founding Year

1956

Principal Officer

Stephen K Swofford

Main Address

PO BOX 862998, TUSCALOOSA, AL, 35486

NTEE Category

Code: W60 - Public benefit

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