Lauderdale County Teachers Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630438963 ✦ Florence, AL ✦ Designated as a 501(c)(14)

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Overview

What is Lauderdale County Teachers Credit Union?

Lauderdale County Teachers Credit Union is a cooperative society, established under the Alabama state law, serving primarily the employees and their families from the Lauderdale County School System. As a nonprofit organization, its primary mission is to promote savings among its members and provide them with legitimate credit options. The credit union, located in Florence, Alabama, had approximately 2,146 members as of December 31, 2022. By operating as a cooperative, the credit union aims to foster financial wellbeing within its membership base.


Official website here: www.lctcu.org

Is Lauderdale County Teachers Credit Union legitimate?

Lauderdale County Teachers Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Lauderdale County Teachers Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $98,016
Professional Fundraising Fees: $0
Other Salaries and Wages: $180,400

For more financial information, click here


Official website here: www.lctcu.org

What is the mission statement of Lauderdale County Teachers Credit Union?

Lauderdale County Teachers Credit Union is a cooperative society, incorporated with a dual purpose. Its primary objective is to encourage thrift among its members, and secondly, to provide them with a legitimate source of credit. This cooperative credit union, established primarily for the employees and family members of the Lauderdale County School System, operates under the guidelines set by the Code of Alabama. As of December 31, 2022, the credit union serves approximately 2,146 members.


Official website here: www.lctcu.org

Who is the CEO of Lauderdale County Teachers Credit Union?

Sherry Fulks is the Board Chairperson of Lauderdale County Teachers Credit Union.


Official website here: www.lctcu.org

What is the revenue of Lauderdale County Teachers Credit Union?

Lauderdale County Teachers Credit Union's revenue in 2022 was $830,860.


Official website here: www.lctcu.org

Who are the executives of Lauderdale County Teachers Credit Union and what are their salaries?

The average compensation at Lauderdale County Teachers Credit Union during 2022 was $46,403. There are 6 employees and 9 volunteers at Lauderdale County Teachers Credit Union.


Here are 9 key members and their salaries:


Robert Alan Trimm (Board Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Betty Fannin (Board Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Freda Coleman-Reed (Board Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Libby Johnson (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Arthur Reed (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Linda Quigley (Board Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
William Randy Fannin (Supervisory Committee Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Patricia Neal (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sherry Fulks (Manager)
  • Compensation: $95,910
  • Related: $0
  • Other: $2,106


Official website here: www.lctcu.org

Where can I find the form 990 for Lauderdale County Teachers Credit Union?

Lauderdale County Teachers Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.lctcu.org

Learn more at the official website: www.lctcu.org

Mission Statement of Lauderdale County Teachers Credit Union

Lauderdale County Teachers Credit Union, as a cooperative society, serves a dual purpose. Its primary objective is to foster thrift among its members, encouraging them to save money. Simultaneously, the credit union aims to provide its members with a reliable source of credit at reasonable interest rates. Established primarily for the employees and family members of the Lauderdale County School System, the credit union operates according to the guidelines set by the Code of Alabama. As of December 31, 2022, the credit union had approximately 2,146 members, demonstrating its commitment to serving its community.

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Impact




October, 2024

Lauderdale County Teachers Credit Union plays a vital role in promoting financial well-being within its community. By offering a platform for employees and family members of the Lauderdale County School System to save and access credit, it serves to enhance financial literacy and stability.

With a membership of approximately 2,146 individuals, the credit union fosters a sense of community among its members, encouraging them to save and invest in their futures. The cooperative model supports its members by providing credit at legitimate rates, thereby allowing them to meet personal and professional financial needs without resorting to predatory lending practices.

By promoting thrift and responsible borrowing, Lauderdale County Teachers Credit Union empowers its members to achieve their financial goals, whether that’s purchasing a home, financing a vehicle, or managing unexpected expenses. This impact extends beyond individual members, contributing to the overall economic vitality of the local community in Florence, Alabama.




This information is meant to be a general summary of Lauderdale County Teachers Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$830,860 (2022)
Expenses
$724,355 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $830,860
  • Gross Receipts: $830,860

Assets and Liabilities:

  • Total Assets: $36,517,673
  • Total Liabilities: $32,779,690
  • Net Assets: $3,737,983

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON MEMBER LOA

Revenue

$439,437

INVESTMENT INCOME

Revenue

$276,030

FINANCIAL SERVICE FEES

Revenue

$115,393

Organization Details

Founding Year

1956

Principal Officer

Sherry Fulks

Main Address

103 MANGUM STREET, FLORENCE, AL, 35630

NTEE Category

Code: W60 - Public benefit

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