Guardian Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630421006 ✦ Montgomery, AL ✦ Designated as a 501(c)(14)

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Overview

What is Guardian Credit Union?

Guardian Credit Union is a cooperative society incorporated in Montgomery, Alabama, with the dual objectives of fostering thrift among its members and serving as a legitimate credit source for them. Established as an Alabama state-chartered credit union, Guardian Credit Union caters to a diverse membership, primarily consisting of employees and relatives of the Alabama Army and National Guard, municipal employees from Montgomery, various departments of the Alabama state government, and select employee groups. The credit union's outreach extends to individuals residing in Autauga, Butler, Chilton, Coosa, Covington, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, and Tallapoosa counties. With a workforce of 284 employees, Guardian Credit Union had approximately 84,606 members and provided services to them as of December 31, 2022.


Official website here: www.myguardiancu.com

What are the reviews and ratings of this charity?

Guardian Credit Union is not currently rated by Charity Navigator. The lack of a rating stems from its status as a non-501(c)(3) organization, which makes it ineligible for their standard evaluation processes, such as Accountability & Finance or Impact & Measurement beacons. This absence of classification does not imply a positive or negative standing but simply reflects its ineligibility under Charity Navigator's criteria.

The organization's classification as a subordinate in a group ruling suggests it operates under a collective umbrella rather than independently. Historical evaluations by Charity Navigator primarily focused on Accountability and Finance, though such assessments are not applicable to Guardian Credit Union due to its registration status. This limitation means there's less transparency about its financial health and leadership efficacy through traditional nonprofit assessment avenues.

Currently, there are no user reviews for Guardian Credit Union available on GreatNonprofits. Without individual testimonials, it is challenging to gauge public perception or personal experiences with this organization through this platform.


This AI summary has been generated from information found on Charity Navigator.

Is Guardian Credit Union legitimate?

Guardian Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Guardian Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,217,089
Professional Fundraising Fees: $0
Other Salaries and Wages: $15,055,420

For more financial information, click here


Official website here: www.myguardiancu.com

What is the mission statement of Guardian Credit Union?

Guardian Credit Union is a cooperative society incorporated with a two-fold purpose: encouraging thrift among its members and creating a legitimate source of credit for them. Established to serve the financial needs of its members, the credit union primarily caters to employees and relatives of the Alabama Army and National Guard, municipal employees of Montgomery, Alabama, and various departments of the State of Alabama. It also extends membership to selected employee groups and individuals residing or working in certain counties. With approximately 84,606 members as of December 31, 2022, Guardian Credit Union aims to provide essential financial services to its expanding membership base.


Official website here: www.myguardiancu.com

Who is the CEO of Guardian Credit Union?

Heath Harrell is the Chairman of Guardian Credit Union. The CEO's salary of Guardian Credit Union is $526,501 and their total compensation is $640,565.


Official website here: www.myguardiancu.com

What is the revenue of Guardian Credit Union?

Guardian Credit Union's revenue in 2022 was $62,110,372.


Official website here: www.myguardiancu.com

Who are the executives of Guardian Credit Union and what are their salaries?

The average compensation at Guardian Credit Union during 2022 was $57,298. There are 284 employees and 10 volunteers at Guardian Credit Union.


Here are 15 key members and their salaries (Guardian Credit Union's CEO's salary is $526,501 and their total compensation is $640,565):


Scott Kramer (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Therman Dennis (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rick Roney (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Henry (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Belcher (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Greta Williams (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pam Newman (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Heath Harrell (Ceo)
  • Compensation: $526,501
  • Related: $0
  • Other: $114,064
Becky Lee (Cfo)
  • Compensation: $198,922
  • Related: $0
  • Other: $53,433
Nikita Mcclain (Cco)
  • Compensation: $239,369
  • Related: $0
  • Other: $84,800
Joseph Robison (Vp Lending)
  • Compensation: $189,379
  • Related: $0
  • Other: $77,908
Scott Rosen (Vp Information Technology)
  • Compensation: $186,131
  • Related: $0
  • Other: $76,770
Daniel Post (Vp Finance)
  • Compensation: $187,554
  • Related: $0
  • Other: $79,803
J Lindsey Mcdonald (Vp Human Resources)
  • Compensation: $165,749
  • Related: $0
  • Other: $49,331
Lindsey Walters (Vp Branches)
  • Compensation: $160,619
  • Related: $0
  • Other: $44,983


Official website here: www.myguardiancu.com

Where can I find the form 990 for Guardian Credit Union?

Guardian Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.myguardiancu.com

Learn more at the official website: www.myguardiancu.com

Mission Statement of Guardian Credit Union

Guardian Credit Union, a cooperative society, is dedicated to two primary objectives: fostering thrift among its members and creating a legitimate source of credit for them. This Alabama-state-chartered credit union caters to a diverse membership base, primarily consisting of employees and relatives of the Alabama Army and National Guard, municipal employees of Montgomery, Alabama, and various departments of the state of Alabama. Additionally, selected employee groups and individuals residing or working in Autauga, Butler, Chilton, Coosa, Covington, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, and Tallapoosa counties are eligible to join.

In operation since December 31, 2022, Guardian Credit Union boasts an impressive membership of approximately 84,606 individuals. As a not-for-profit organization, the credit union's primary goal is to promote financial responsibility and savings among its members. By doing so, it creates a sustainable pool of resources to extend credit to its members at fair and legitimate rates of interest, ultimately empowering them to meet their financial needs and aspirations. The credit union's services extend beyond basic banking, as it aims to foster a thriving community of financially savvy members.

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Impact




October, 2024

Guardian Credit Union plays a significant role in enhancing financial stability and accessibility for its members, which include individuals associated with the Alabama Army and National Guard, municipal employees of Montgomery, and various state departments. With a focus on promoting thrift and providing credit at legitimate rates, Guardian Credit Union serves approximately 84,606 members as of December 31, 2022.

By offering competitive loan rates and savings options, Guardian Credit Union enables members to build their financial futures, encouraging responsible saving and efficient borrowing. Its community-centric approach fosters strong relationships among members and empowers them to achieve their financial goals. Additionally, by including a diverse membership base from various counties in Alabama, Guardian Credit Union contributes to the local economy, supporting financial empowerment and resilience across the region.

Overall, Guardian Credit Union's commitment to facilitating access to affordable financial services not only strengthens individual members but also enhances the economic wellbeing of the communities it serves.




This information is meant to be a general summary of Guardian Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$62,110,372 (2022)
Expenses
$52,025,320 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,545,866
  • Program Service Revenue: $41,727,734
  • Gross Receipts: $99,868,768

Assets and Liabilities:

  • Total Assets: $865,286,128
  • Total Liabilities: $794,140,086
  • Net Assets: $71,146,042

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST INCOME

Revenue

$41,727,734

Organization Details

Founding Year

1958

Principal Officer

Heath Harrell

Main Address

418 MADISON AVENUE, MONTGOMERY, AL, 36104

NTEE Category

Code: W60 - Public benefit

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