L & N Employees Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630371534 ✦ Birmingham, AL ✦ Designated as a 501(c)(14)

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Overview

What is L & N Employees Credit Union?

L&N Employees Credit Union is a nonprofit financial institution situated in Birmingham, Alabama, specifically at 4101 Vanderbilt Road. Its primary objective is to serve the financial needs of CSX Railroad employees, City of Tarrant employees, and their families. The credit union offers savings instruments, lending vehicles, and additional services, continuously monitoring and adjusting its offerings to maximize benefits for its members. The credit union's mission is to promote credit union principles, act as the primary financial institution for its members, and provide exceptional financial services that surpass expectations. With a staff of four dedicated individuals, L&N Employees Credit Union strives to maintain a stable and growing presence while expanding its services to meet its members' demands.


Official website here: www.mylncu.com

Is L & N Employees Credit Union legitimate?

L & N Employees Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. L & N Employees Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $79,368
Professional Fundraising Fees: $0
Other Salaries and Wages: $128,743

For more financial information, click here


Official website here: www.mylncu.com

What is the mission statement of L & N Employees Credit Union?

L&N Employees Credit Union's mission is centered around promoting and providing affordable credit to eligible individuals, primarily CSX Railroad employees, City of Tarrant employees, and their families. The primary goal of the credit union is to uphold the principles of a credit union and serve as the primary financial institution for its members, offering quality financial services that exceed their expectations. The credit union is committed to maintaining a stable and sustainable growth, expanding its membership and services, and conducting regular assessments of the financial industry to adjust rates on savings instruments, loans, and additional services to maximize benefits for its members.


Official website here: www.mylncu.com

Who is the CEO of L & N Employees Credit Union?

Michelle Cooper is the Manager/President of L & N Employees Credit Union.


Official website here: www.mylncu.com

What is the revenue of L & N Employees Credit Union?

L & N Employees Credit Union's revenue in 2022 was $561,023.


Official website here: www.mylncu.com

Who are the executives of L & N Employees Credit Union and what are their salaries?

The average compensation at L & N Employees Credit Union during 2022 was $52,028. There are 4 employees and 5 volunteers at L & N Employees Credit Union.


Here are 6 key members and their salaries:


Michelle Cooper (Manager/President)
  • Compensation: $79,368
  • Related: $0
  • Other: $0
David Honeycutt (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Earnest Long Sr (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ralph Sullins (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Pate (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dwight Miller (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.mylncu.com

Where can I find the form 990 for L & N Employees Credit Union?

L & N Employees Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.mylncu.com

Learn more at the official website: www.mylncu.com

Mission Statement of L & N Employees Credit Union

L&N Employees Credit Union, with a focus on promoting and providing affordable credit, serves as a financial resource for CSX Railroad employees, City of Tarrant employees, their families, and all eligible members. The organization's mission is multifaceted, aiming to uphold credit union principles, establish itself as the primary financial institution for its members, and deliver superior financial services that surpass member expectations. L&N Employees Credit Union strives for financial stability and growth, expanding its membership and offered services while maintaining competitive interest rates on savings instruments and lending vehicles. The credit union consistently assesses the financial industry to ensure its offerings continue to bring maximum benefits to its membership.

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Impact




October, 2024

L & N Employees Credit Union plays a vital role in supporting the financial well-being of CSX Railroad employees, City of Tarrant employees, and their families in Birmingham, Alabama. By offering a reliable source of credit at competitive interest rates, the credit union ensures that its members have access to affordable financial services, empowering them to achieve their personal and financial goals.

The ongoing assessment of the financial industry enables L & N to stay responsive to market changes, allowing them to adjust rates on savings accounts and lending vehicles effectively. This proactive approach provides maximum benefit to its members, helping them make informed financial decisions.

With a mission centered on promoting credit union principles, L & N Employees Credit Union aims to be the primary financial institution for its members. By providing quality financial services that not only meet but exceed member expectations, and fostering stable growth, the credit union is committed to expanding its membership and offering a wider range of services. This focus on community engagement and member satisfaction contributes significantly to the public benefit, enhancing the overall economic stability of the region.




This information is meant to be a general summary of L & N Employees Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$561,023 (2022)
Expenses
$622,655 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $45,368
  • Program Service Revenue: $515,655
  • Gross Receipts: $561,023

Assets and Liabilities:

  • Total Assets: $9,744,761
  • Total Liabilities: $7,905,399
  • Net Assets: $1,839,362

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Loan Interest Income

Revenue

$391,674

Organization Details

Founding Year

1952

Principal Officer

Michelle Cooper

Main Address

4101 Vanderbilt Road, Birmingham, AL, 35217

NTEE Category

Code: W60 - Public benefit

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