Wcu Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630321814 ✦ Decatur, AL ✦ Designated as a 501(c)(14)

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Overview

What is Wcu Credit Union?

Wcu Credit Union is a cooperative society incorporated in Decatur, Alabama, with a mission to promote thrift among its members and provide them with a source of credit at fair rates. Established in Morgan and Lawrence Counties, the credit union serves its members who reside, work, or worship in these areas, as well as their immediate families and other approved groups. As a voluntary, non-profit financial institution, Wcu Credit Union aims to empower its members to manage their finances and improve their economic and social condition. As of December 31, 2022, the credit union had approximately 3,482 members and a workforce of 19 individuals.


Official website here: www.wcucu.com

What do the Facebook reviews say about Wcu Credit Union?

98% of 8 reviewers on Facebook recommend Wcu Credit Union. Here is a summary of their reviews:

Many users express satisfaction with the friendly and helpful demeanor of the employees. The reviews highlight a positive atmosphere where members feel valued and supported. Additionally, the absence of long wait times contributes to a pleasant banking experience, allowing customers to address their needs promptly.

Overall, the consensus is that Wcu Credit Union excels in customer service, making it a preferred choice for its members. The commitment to a welcoming environment is evident in the feedback, suggesting that the organization fulfills its promises to the community.


This AI summary has been generated from reviews found on Facebook.

Is Wcu Credit Union legitimate?

Wcu Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Wcu Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $110,708
Professional Fundraising Fees: $0
Other Salaries and Wages: $342,465

For more financial information, click here


Official website here: www.wcucu.com

What is the mission statement of Wcu Credit Union?

WCU Credit Union is a cooperative financial institution, operating under the Alabama Credit Union Act. Its primary purpose is to encourage savings and provide access to affordable credit with reasonable interest rates. The credit union is structured to enable its members to have control over their own funds, aiming to improve their economic and social condition. It operates as a voluntary, non-profit organization, working towards the betterment of its members.


Official website here: www.wcucu.com

Who is the CEO of Wcu Credit Union?

Steven Determan is the Chairman Of Board of Wcu Credit Union. The CEO's salary of Wcu Credit Union is $45,948 and their total compensation is $46,317.


Official website here: www.wcucu.com

What is the revenue of Wcu Credit Union?

Wcu Credit Union's revenue in 2022 was $1,433,001.


Official website here: www.wcucu.com

Who are the executives of Wcu Credit Union and what are their salaries?

The average compensation at Wcu Credit Union during 2022 was $23,851. There are 19 employees and 13 volunteers at Wcu Credit Union.


Here are 12 key members and their salaries (Wcu Credit Union's CEO's salary is $45,948 and their total compensation is $46,317):


Tim Ledlow (Chairman Of Board)
  • Compensation: $0
  • Related: $0
  • Other: $0
Gina Briscoe (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jim Burleson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mark Moody (Vice Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bobby Speegle (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Luke Etheredge (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Burden (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Crystal Spigle (Supervisory Committee Chai)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mike Briscoe (Supervisory Committee Memb)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bruce Young (Supervisory Committee Memb)
  • Compensation: $0
  • Related: $0
  • Other: $0
Christi R Thompson (Ceo (Through 7/29/2022))
  • Compensation: $51,264
  • Related: $0
  • Other: $13,127
Steven Determan (Ceo (Current))
  • Compensation: $45,948
  • Related: $0
  • Other: $369


Official website here: www.wcucu.com

Where can I find the form 990 for Wcu Credit Union?

Wcu Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.wcucu.com

Learn more at the official website: www.wcucu.com

Mission Statement of Wcu Credit Union

WCU Credit Union, a voluntary and cooperative financial institution, is established under the Alabama Credit Union Act. Its primary mission is threefold: to promote thrift, create an accessible source of credit at reasonable rates, and provide its members with the opportunity to manage their own funds, thereby improving their economic and social conditions. This non-profit organization is fundamentally committed to encouraging savings and extending credit at fair terms, ultimately allowing its members to exert control over their financial well-being.

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Impact




October, 2024

WCU Credit Union plays a vital role in enhancing the financial well-being of its members in Morgan and Lawrence Counties, Alabama. By promoting thrift and providing access to affordable credit, it empowers individuals and families to manage their finances effectively. The cooperative structure allows for shared benefits among members, fostering a sense of community and financial solidarity.

With approximately 3,482 members, WCU Credit Union serves as a source of support for those who live, work, or worship in the area, as well as their immediate families. This access to fair and reasonable financial services helps members make informed economic decisions, ultimately improving their social and economic conditions.

By encouraging responsible financial practices and offering opportunities for its members to gain control over their finances, WCU Credit Union contributes significantly to the overall economic health of the community. It not only provides critical financial services but also creates an environment wherein members can thrive together, thereby enhancing the quality of life in the region.




This information is meant to be a general summary of Wcu Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$1,433,001 (2022)
Expenses
$1,407,633 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $1,433,001
  • Gross Receipts: $1,433,001

Assets and Liabilities:

  • Total Assets: $35,953,682
  • Total Liabilities: $33,376,097
  • Net Assets: $2,577,585

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST INCOME

Revenue

$698,589

FINANCIAL SERVICES FEE

Revenue

$555,640

INVESTMENT INCOME

Revenue

$178,772

Organization Details

Founding Year

1948

Principal Officer

Steven Determan

Main Address

2505 HIGHWAY 31 SOUTH, DECATUR, AL, 35603

NTEE Category

Code: W60 - Public benefit

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