Mutual Savings Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630148940 ✦ Birmingham, AL ✦ Designated as a 501(c)(14)

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Overview

What is Mutual Savings Credit Union?

Mutual Savings Credit Union is a cooperative society, incorporated in Alabama, with a twofold mission: promoting thrift among its members and acting as a legitimate source of credit for them. Established as a state-chartered credit union, it offers various financial services to its members primarily residing, working, attending school, or worshiping in fourteen Alabama counties, including Jefferson, Shelby, Dallas, Chilton, and Tallapoosa, or employed by a Mutual Savings sponsor group. As of December 31, 2022, the credit union caters to 23,016 members and has 96 employees.


Official website here: www.mutualsavings.org

Is Mutual Savings Credit Union legitimate?

Mutual Savings Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Mutual Savings Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,052,154
Professional Fundraising Fees: $0
Other Salaries and Wages: $3,657,322

For more financial information, click here


Official website here: www.mutualsavings.org

What is the mission statement of Mutual Savings Credit Union?

Mutual Savings Credit Union is a cooperative society incorporated with a twofold purpose: encouraging thrift among its members and serving as a legitimate source of credit for them. The credit union operates under the principles of a cooperative, aiming to promote savings and offer affordable loans to its members. It caters to individuals who primarily reside, work, attend school, or worship in select Alabama counties, or those employed by a Mutual Savings sponsor group. As of December 31, 2022, the credit union had served 23,016 members.


Official website here: www.mutualsavings.org

Who is the CEO of Mutual Savings Credit Union?

Kendall Speed is the Board Vice Chairperson of Mutual Savings Credit Union. The CEO's salary of Mutual Savings Credit Union is $285,016 and their total compensation is $301,946.


Official website here: www.mutualsavings.org

What is the revenue of Mutual Savings Credit Union?

Mutual Savings Credit Union's revenue in 2022 was $12,277,489.


Official website here: www.mutualsavings.org

Who are the executives of Mutual Savings Credit Union and what are their salaries?

The average compensation at Mutual Savings Credit Union during 2022 was $49,057. There are 96 employees and 9 volunteers at Mutual Savings Credit Union.


Here are 18 key members and their salaries (Mutual Savings Credit Union's CEO's salary is $285,016 and their total compensation is $301,946):


Douglas Key (Board Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kendall L Speed (Ceo/Director - Treasurer)
  • Compensation: $285,016
  • Related: $0
  • Other: $16,930
Allen Ritter (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ralph A Ferguson Jr (Director - Board Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Derrell Crimm (Supervisory Committee Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karl Hendrickson (Supervisory Committee Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Mcbee (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Brooks (Director - Board Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Keith Newton (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Linda Allison (Supervisory Committee - Me)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lynne Loftin (Coo)
  • Compensation: $193,931
  • Related: $0
  • Other: $16,920
Mike Shaw (Chief Technology Officer)
  • Compensation: $175,307
  • Related: $0
  • Other: $16,920
Sonja Purvis (Chief Marketing Officer)
  • Compensation: $165,609
  • Related: $0
  • Other: $16,920
Susan Landrum (Cfo)
  • Compensation: $157,759
  • Related: $0
  • Other: $6,842
Jimmie Rochester Ii (Vice-President Business Ba)
  • Compensation: $156,261
  • Related: $0
  • Other: $0
Kimberly Hunt (Vice-President Of Human Re)
  • Compensation: $115,173
  • Related: $0
  • Other: $16,920
Mike Dyer (Vp Collections)
  • Compensation: $118,457
  • Related: $0
  • Other: $16,920
Jeffrey Graham (Vp Of Lending)
  • Compensation: $116,607
  • Related: $0
  • Other: $16,920


Official website here: www.mutualsavings.org

Where can I find the form 990 for Mutual Savings Credit Union?

Mutual Savings Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.mutualsavings.org

Learn more at the official website: www.mutualsavings.org

Mission Statement of Mutual Savings Credit Union

Mutual Savings Credit Union, a cooperative society incorporated in Alabama, is driven by a twofold purpose: encouraging its members to save and creating a legitimate source of credit for them. Established as a cooperative credit union, the organization aims to promote thrift among its members and act as a reliable lending institution.

The mission of Mutual Savings Credit Union is rooted in its cooperative structure. It offers various financial services to its members, primarily those who reside, work, attend school, or worship in fourteen Alabama counties, or are employed by a Mutual Savings sponsor group. With a commitment to serving its community, the credit union provides essential financial assistance to its growing membership of 23,016 individuals. By fostering savings and extending credit at reasonable rates, Mutual Savings Credit Union plays a vital role in empowering its members to improve their financial well-being.

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Impact




October, 2024

Mutual Savings Credit Union plays a significant role in promoting financial well-being and stability within its community. By providing a range of financial services to over 23,000 members across fourteen Alabama counties, including Jefferson, Shelby, Dallas, Chilton, and Tallapoosa, the credit union creates a supportive environment for individuals who reside, work, attend school, or worship in these areas.

Its commitment to promoting thrift among members encourages responsible saving and investment practices, empowering individuals to achieve their financial goals. Additionally, by offering credit at legitimate rates of interest, Mutual Savings Credit Union ensures that members have access to affordable financing options, which is crucial for those who may not qualify for traditional banking services.

The credit union's focus on community and cooperative principles allows it to nurture a sense of belonging among its members, fostering relationships and increasing financial literacy. Through its support of selected employee groups and partnerships with local organizations, Mutual Savings enhances economic opportunities and fosters a thriving local economy.

Overall, Mutual Savings Credit Union's impact is felt through improved financial health of its members, increased access to credit, and the promotion of economic stability in the regions it serves.




This information is meant to be a general summary of Mutual Savings Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$12,277,489 (2022)
Expenses
$10,984,804 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $12,277,489
  • Gross Receipts: $12,277,489

Assets and Liabilities:

  • Total Assets: $218,893,491
  • Total Liabilities: $210,798,090
  • Net Assets: $8,095,401

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

FINANCIAL SERVICE FEES AND OTHER

Revenue

$5,584,351

LOAN INTEREST INCOME

Revenue

$5,426,715

INVESTMENT INCOME

Revenue

$1,266,423

Organization Details

Founding Year

1936

Principal Officer

Kendall Speed

Main Address

2040 VALLEYDALE ROAD, BIRMINGHAM, AL, 35244

NTEE Category

Code: W60 - Public benefit

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