Alatrust Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 630021787 ✦ Hoover, AL ✦ Designated as a 501(c)(14)

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Overview

What is Alatrust Credit Union?

Alatrust Credit Union, a nonprofit organization situated in Hoover, Alabama, operates under a cooperative structure, as per the Code of Alabama. Its primary objective is to foster savings among its members while also serving as a reliable source of credit at reasonable interest rates. Established to cater to the financial needs of employees working in public schools located in Jefferson, Calhoun, Walker, and Talladega counties, along with their relatives, Alatrust Credit Union expanded its field of membership to include specific employee groups and individuals residing in these regions. As of December 31, 2022, the credit union boasts approximately 12,323 members and provides a variety of financial services to support them. With a workforce of 48 employees, Alatrust Credit Union continues to promote thrift and offer credit to its members, upholding its cooperative mission.


Official website here: www.alatrustcu.com

Is Alatrust Credit Union legitimate?

Alatrust Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Alatrust Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $421,525
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,653,897

For more financial information, click here


Official website here: www.alatrustcu.com

What is the mission statement of Alatrust Credit Union?

Alatrust Credit Union operates as a cooperative society, incorporating two primary objectives: encouraging savings among its members and offering them accessible credit at reasonable interest rates. Established in Alabama, this credit union caters to employees of public schools in Jefferson, Calhoun, Walker, and Talladega counties and their relatives, while also extending membership to selected employee groups and individuals residing in these areas. As of December 31, 2022, Alatrust Credit Union had around 12,323 members and provided various financial services to them.


Official website here: www.alatrustcu.com

Who is the CEO of Alatrust Credit Union?

Steve Nix is the Ceo & Board Treasurer of Alatrust Credit Union. The CEO's salary of Alatrust Credit Union is $291,951 and their total compensation is $344,603.


Official website here: www.alatrustcu.com

What is the revenue of Alatrust Credit Union?

Alatrust Credit Union's revenue in 2022 was $8,462,340.


Official website here: www.alatrustcu.com

Who are the executives of Alatrust Credit Union and what are their salaries?

The average compensation at Alatrust Credit Union during 2022 was $43,238. There are 48 employees and 9 volunteers at Alatrust Credit Union.


Here are 13 key members and their salaries (Alatrust Credit Union's CEO's salary is $291,951 and their total compensation is $344,603):


Steve Nix (Ceo & Board Treasurer)
  • Compensation: $291,951
  • Related: $0
  • Other: $52,652
Dr Bascom Henry Woodward (Chairman Of The Board)
  • Compensation: $0
  • Related: $0
  • Other: $0
Donald Duck (Director - Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Phillip Woods (Director - Vice Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Martha Wise (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Alvin Washington (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dr Simpson Berry Jr (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ken Wasmund (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Roberts (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Perry Ward (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michelle Crumbley (Accounting Manager)
  • Compensation: $76,922
  • Related: $0
  • Other: $0
Shelley Mclaughlin (Vp Of Administration)
  • Compensation: $115,390
  • Related: $0
  • Other: $18,434
Kevin Lott (Loan Manager)
  • Compensation: $102,730
  • Related: $0
  • Other: $17,903


Official website here: www.alatrustcu.com

Where can I find the form 990 for Alatrust Credit Union?

Alatrust Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.alatrustcu.com

Learn more at the official website: www.alatrustcu.com

Mission Statement of Alatrust Credit Union

Alatrust Credit Union, a cooperative society, is established with a twofold purpose. Its primary objective is to encourage savings among its members, fostering a culture of thrift. Simultaneously, it aims to serve as a reliable source of credit for its members, providing loans at reasonable interest rates. This credit union, recognized as a cooperative society incorporated under the Code of Alabama, extends its services to employees of public schools located in Jefferson, Calhoun, Walker, and Talladega counties, as well as their relatives. Additionally, Alatrust Credit Union's field of membership expands to include selected employee groups and individuals residing in these counties. As of December 31, 2022, the credit union has served approximately 12,323 members, demonstrating its commitment to financial well-being within its member community.

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Impact




October, 2024

Alatrust Credit Union plays a pivotal role in the financial landscape of its community by fostering a culture of thrift and providing accessible credit options to its members. Established to serve employees of public schools in Jefferson, Calhoun, Walker, and Talladega Counties, as well as select employee groups and residents, it has become a trusted financial resource for approximately 12,323 members.

By promoting financial literacy and encouraging savings, Alatrust Credit Union not only helps its members manage their finances more effectively but also strengthens the overall economic stability of the communities it serves. The credit union offers legitimate interest rates on loans, making credit more accessible for individuals who may otherwise face barriers in traditional banking systems.

Additionally, as a cooperative institution, Alatrust prioritizes the interests of its members, ensuring that the financial services it provides align with their needs and goals. This member-centric approach fosters a sense of community and shared responsibility, leading to greater financial empowerment among members and their families. In summary, Alatrust Credit Union’s impact is significant, enhancing the financial well-being of individuals while contributing to the overall prosperity of the communities it serves.




This information is meant to be a general summary of Alatrust Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$8,462,340 (2022)
Expenses
$6,122,684 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $8,462,340
  • Gross Receipts: $8,462,340

Assets and Liabilities:

  • Total Assets: $187,319,143
  • Total Liabilities: $172,884,154
  • Net Assets: $14,434,989

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST INCOME FROM L

Revenue

$4,924,903

FINANCIAL SERVICE FEES

Revenue

$2,088,851

INVESTMENT INCOME

Revenue

$1,448,586

Organization Details

Founding Year

1935

Principal Officer

Steve Nix

Main Address

PO BOX 36489, HOOVER, AL, 35236

NTEE Category

Code: W60 - Public benefit

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