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The Tennessee Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 620526770 ✦ Nashville, TN ✦ Designated as a 501(c)(14)

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Overview

What is The Tennessee Credit Union?

The Tennessee Credit Union, or TTCU, is a credit union based in Nashville, Tennessee, with a wide presence across Middle and East Tennessee. As of December 2022, the organization boasts nine locations and a diverse workforce of 99 employees. TTCU offers various consumer credit and deposit products and services, including credit cards, term and revolving loans, and mortgage lending. Although most mortgage loans are kept in-house, some are occasionally sold to Fannie Mae and Freddie Mac while retaining servicing. TTCU's mission extends beyond financial services through programs like "Summer Pay" and seasonal savings accounts, aiding members in managing their budgets and achieving financial goals. With a membership of over 24,000 individuals and over 23,000 loan accounts and 42,000 deposit accounts, TTCU aims to cater to the financial needs of its members.


Official website here: www.ttcu.org

Is The Tennessee Credit Union legitimate?

The Tennessee Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. The Tennessee Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $590,780
Professional Fundraising Fees: $0
Other Salaries and Wages: $4,340,858

For more financial information, click here


Official website here: www.ttcu.org

What is the mission statement of The Tennessee Credit Union?

The Tennessee Credit Union (TTCU) is dedicated to delivering a range of financial services to its members. Its mission encompasses offering loan, checking, and saving services to help members manage their budgets and achieve their financial goals. TTCU provides various consumer credit and deposit products and services, including secured and unsecured loans, term loans, revolving loans, residential construction and permanent mortgage lending, and mortgage servicing. Additionally, TTCU offers value-added services such as summer pay programs and seasonal savings accounts. With a commitment to financial thrift objectives, TTCU boasts a strong membership base of 24,097, managing 23,376 loan accounts and 42,352 deposit accounts (as of December 31, 2022).


Official website here: www.ttcu.org

Who is the CEO of The Tennessee Credit Union?

Rafael Rondon is the Chairperson of The Tennessee Credit Union. The CEO's salary of The Tennessee Credit Union is $168,546 and their total compensation is $173,706.


Official website here: www.ttcu.org

What is the revenue of The Tennessee Credit Union?

The Tennessee Credit Union's revenue in 2022 was $14,793,248.


Official website here: www.ttcu.org

Who are the executives of The Tennessee Credit Union and what are their salaries?

The average compensation at The Tennessee Credit Union during 2022 was $33,778. There are 146 employees and 8 volunteers at The Tennessee Credit Union.


Here are 14 key members and their salaries (The Tennessee Credit Union's CEO's salary is $168,546 and their total compensation is $173,706):


Gerald Martin (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Chris Henson (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Hall (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Churchwell (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tara Loba (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Harvey Hoskin (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lora Love (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathy Woods-Dobins (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rafael Rondon (Ceo)
  • Compensation: $267,652
  • Related: $0
  • Other: $13,571
Michael Martin (Ceo)
  • Compensation: $168,546
  • Related: $0
  • Other: $5,160
Andres Llanos (Cfo)
  • Compensation: $40,430
  • Related: $0
  • Other: $2,285
Jonathan Chilson (Cfo/Vp Finance)
  • Compensation: $85,522
  • Related: $0
  • Other: $7,614
Joseph Knowles (Vp It)
  • Compensation: $107,759
  • Related: $0
  • Other: $6,439
Flavis Burroughs (Vp Real Estate)
  • Compensation: $112,553
  • Related: $0
  • Other: $1,536


Official website here: www.ttcu.org

Where can I find the form 990 for The Tennessee Credit Union?

The Tennessee Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.ttcu.org

Learn more at the official website: www.ttcu.org

Mission Statement of The Tennessee Credit Union

The Tennessee Credit Union, or TTCU, is dedicated to delivering a comprehensive suite of financial services to its membership base. Their mission is geared towards extending loan, checking, and saving services to individuals within their community. With nine locations spread across Middle and East Tennessee, TTCU caters to a wide demographic, offering a diverse range of consumer credit and deposit products.

TTCU's service offerings encompass credit cards, secured and unsecured term and revolving loans, and residential construction and permanent mortgage lending. They retain most mortgage loans but occasionally sell mortgages to Fannie Mae and Freddie Mac, while retaining servicing. In addition to these financial services, TTCU provides value-added programs to help their consumer members effectively manage their budgets and achieve their financial goals. These include programs such as "Summer Pay" and seasonal savings accounts, such as Christmas and vacation club savings.

As of December 31, 2022, TTCU boasts a strong workforce of 99 employees, serving a membership base of 24,097 individuals, with 23,376 loan accounts and 42,352 deposit accounts in their care. Their commitment to providing financial services and support to their members underpins their unwavering dedication to the communities they serve.

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Impact




October, 2024

The Tennessee Credit Union plays a vital role in its community by providing essential financial services tailored to the needs of its members. With nine locations across Middle and East Tennessee, TTCU offers a comprehensive range of consumer credit and deposit products, including credit cards, various loan options, and specialized savings accounts.

As of December 31, 2022, TTCU served over 24,000 members, facilitating more than 23,000 loan accounts and maintaining over 42,000 deposit accounts. This extensive outreach not only strengthens individual financial well-being but also stimulates local economies. The availability of services such as the "Summer Pay" program and seasonal savings accounts like Christmas and Vacation Club savings helps members effectively manage their finances throughout the year.

By retaining most of its mortgage loans while maintaining the flexibility to sell to agencies like FNMA and FHLMC, TTCU ensures it can provide competitive lending options while still supporting local communities. Overall, TTCU's commitment to its members fosters financial stability and growth, promoting greater economic health in the region it serves.




This information is meant to be a general summary of The Tennessee Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$14,793,248 (2022)
Expenses
$15,212,498 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,963,940
  • Program Service Revenue: $12,829,308
  • Gross Receipts: $14,793,248

Assets and Liabilities:

  • Total Assets: $407,626,939
  • Total Liabilities: $378,861,788
  • Net Assets: $28,765,151

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$8,679,603

FEES, CHARGES AND OTHER REVENUE

Revenue

$3,980,876

FINANCE AND INSURANCE

Revenue

$168,829

Organization Details

Founding Year

1950

Principal Officer

Rafael Rondon

Main Address

1400 8TH AVE SOUTH, NASHVILLE, TN, 37203

NTEE Category

Code: W61Z - Public benefit

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