Southern Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 620365265 ✦ Chattanooga, TN ✦ Designated as a 501(c)(14)

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Overview

What is Southern Credit Union?

Southern Credit Union is a local financial institution, specifically a credit union, situated in Chattanooga, Tennessee. With a postal address at PO Box 3490, the credit union offers a range of loan services to its approximately 1,493 members. Its primary mission is to serve its members financially, providing them with various financial options such as loans, savings, and other financial services. The credit union employs a small team of nine individuals, dedicated to fulfilling this mission.


Official website here: www.southerncu.com

Is Southern Credit Union legitimate?

Southern Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Southern Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $273,153

For more financial information, click here


Official website here: www.southerncu.com

What is the mission statement of Southern Credit Union?

Southern Credit Union is committed to providing financial services to its approximately 1,493 members. This includes offering loans, savings, and various other financial services. The mission of the credit union is to serve its members effectively, thereby enhancing their financial well-being. The credit union's activities are centered around providing loan services to its members, aiming to cater to their financial needs and assist them in managing their finances efficiently.


Official website here: www.southerncu.com

Who is the CEO of Southern Credit Union?

Cindy D Beale is the Ceo of Southern Credit Union. The CEO's salary of Southern Credit Union is $68,495 and their total compensation is $85,609.


Official website here: www.southerncu.com

What is the revenue of Southern Credit Union?

Southern Credit Union's revenue in 2022 was $762,172.


Official website here: www.southerncu.com

Who are the executives of Southern Credit Union and what are their salaries?

The average compensation at Southern Credit Union during 2022 was $30,350. There are 9 employees and 10 volunteers at Southern Credit Union.


Here are 11 key members and their salaries (Southern Credit Union's CEO's salary is $68,495 and their total compensation is $85,609):


Cindy D Beale (Ceo)
  • Compensation: $68,495
  • Related: $0
  • Other: $17,114
Danny E Holmes (Vice-Preside)
  • Compensation: $0
  • Related: $0
  • Other: $0
Clifford L Lowrance (Board Mem/Su)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sandy Wallis (Board Mem/Su)
  • Compensation: $0
  • Related: $0
  • Other: $0
Donna Cunningham (Board Sec/Tr)
  • Compensation: $1,200
  • Related: $0
  • Other: $0
Stephen L Evans (Board Presid)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joanie Murphey-Cope (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Greg M O'Neal (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sam Huff (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Born (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Theodore Jackson (Supervisory)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.southerncu.com

Where can I find the form 990 for Southern Credit Union?

Southern Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.southerncu.com

Learn more at the official website: www.southerncu.com

Mission Statement of Southern Credit Union

Southern Credit Union, a credit union, is committed to providing financial services to its approximately 1,493 members. Its mission is multifaceted, encompassing the provision of loans, savings, and various other financial services. The credit union aims to cater to the financial needs of its members, offering them a range of loan options to help them manage their finances effectively.

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Impact




October, 2024

Southern Credit Union plays a vital role in fostering financial stability and growth for its community in Chattanooga, TN. By offering a diverse range of financial services, including various loan options and savings accounts, the credit union supports approximately 1,493 members in achieving their financial goals. Its mission centers around providing accessible financial resources, enabling members to make informed financial decisions while improving their economic well-being. Through these services, Southern Credit Union enhances the overall financial health of the community, promoting public benefit and financial literacy among its members.




This information is meant to be a general summary of Southern Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$762,172 (2022)
Expenses
$809,766 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $143,577
  • Program Service Revenue: $465,488
  • Gross Receipts: $762,172

Assets and Liabilities:

  • Total Assets: $22,566,623
  • Total Liabilities: $19,720,830
  • Net Assets: $2,845,793

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$401,397

FEE INCOME

Revenue

$64,091

Organization Details

Founding Year

1932

Principal Officer

Cindy D Beale

Main Address

P O BOX 3490, CHATTANOOGA, TN, 37402

NTEE Category

Code: W60 - Public benefit

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