First Choice Community Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 620207975 ✦ Knoxville, TN ✦ Designated as a 501(c)(14)

Shop smarter and support your favorite cause at the same time! With the Give Freely browser extension, you'll automatically save money with coupons, and partner stores will donate to your chosen charity - at no extra cost to you. Start giving back with a single click. It's safe, free, and spam-free, guaranteed!

Overview

What is First Choice Community Credit Union?

First Choice Community Credit Union is a member-owned financial institution, headquartered in Knoxville, Tennessee. With over 4,000 members, its primary purpose is to encourage savings, issue shares, and provide loans to its members. The surplus funds not used for liquidity or loans are temporarily invested. The credit union is dedicated to promoting thrift and financial well-being within its community, serving as a cooperative financial institution for its members. The organization employs a modest team of 22 individuals.


Official website here: www.firstchoiceccu.org

Is First Choice Community Credit Union legitimate?

First Choice Community Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. First Choice Community Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $94,506
Professional Fundraising Fees: $0
Other Salaries and Wages: $445,125

For more financial information, click here


Official website here: www.firstchoiceccu.org

What is the mission statement of First Choice Community Credit Union?

First Choice Community Credit Union, being a state-chartered credit union, is collectively owned by its 4,045 members. Its primary mission is to encourage savings among its members, issue shares, and maintain member accounts. Moreover, the credit union uses its excess funds not required for liquidity or loans temporarily for investments. It fulfills its purpose by making loans to its members, with all its revenues and expenses directly tied to this mission.


Official website here: www.firstchoiceccu.org

Who is the CEO of First Choice Community Credit Union?

Carisa Chitwood is the Ceo of First Choice Community Credit Union. The CEO's salary of First Choice Community Credit Union is $94,506 and their total compensation is $99,651.


Official website here: www.firstchoiceccu.org

What is the revenue of First Choice Community Credit Union?

First Choice Community Credit Union's revenue in 2022 was $2,083,179.


Official website here: www.firstchoiceccu.org

Who are the executives of First Choice Community Credit Union and what are their salaries?

The average compensation at First Choice Community Credit Union during 2022 was $24,529. There are 22 employees and 5 volunteers at First Choice Community Credit Union.


Here are 6 key members and their salaries (First Choice Community Credit Union's CEO's salary is $94,506 and their total compensation is $99,651):


Carisa Chitwood (Ceo)
  • Compensation: $94,506
  • Related: $0
  • Other: $5,145
Jason Haggard (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Brenda Depoilly (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jason Murrell (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nancy Webb (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rusty Goddard (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.firstchoiceccu.org

Where can I find the form 990 for First Choice Community Credit Union?

First Choice Community Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.firstchoiceccu.org

Learn more at the official website: www.firstchoiceccu.org

Mission Statement of First Choice Community Credit Union

First Choice Community Credit Union, a state-chartered organization, is mutually owned by its 4,045 members. Its primary mission is to encourage savings among its members, issue shares, and maintain accounts. Furthermore, the credit union utilizes its surplus funds by lending to its members, ensuring financial assistance is readily available when needed. The organization's activities are solely focused on achieving this purpose, with all revenues and expenses directly related to this mission.

Shop smarter and support your favorite cause with the Give Freely browser extension. Save money with coupons and donate to charity with a single click. Download now!

Impact




October, 2024

First Choice Community Credit Union plays a vital role in promoting financial well-being within its community. With a membership of 4,045 individuals, it focuses on fostering thrift among its members by encouraging saving and providing convenient ways to manage their finances. The credit union issues shares and maintains accounts, which enhance the financial stability of its members.

Additionally, First Choice Community Credit Union is dedicated to meeting the diverse financial needs of its members through lending. By offering loans, it supports personal and community growth, allowing individuals to achieve their goals, whether they be purchasing a home, investing in education, or managing expenses.

The organization's approach to managing funds ensures that any resources not immediately required for loans or liquidity are strategically invested to benefit the community further. This commitment to sound financial practices not only strengthens the credit union but also reinforces its mission to serve its members effectively. In essence, First Choice Community Credit Union contributes significantly to the economic fabric of Knoxville, TN, by providing accessible financial services that empower individuals and foster community development.




This information is meant to be a general summary of First Choice Community Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$2,083,179 (2022)
Expenses
$1,683,245 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $2,083,179
  • Gross Receipts: $2,083,179

Assets and Liabilities:

  • Total Assets: $49,131,715
  • Total Liabilities: $42,581,029
  • Net Assets: $6,550,686

Want to help this charity, for free? You can click here to learn more about Give Freely

Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST

Revenue

$866,749

INVESTMENT INTEREST

Revenue

$316,779

FEE INCOME

Revenue

$203,771

OTHER INCOME

Revenue

$695,880

Organization Details

Founding Year

1934

Principal Officer

Carisa Chitwood

Main Address

100 N 17TH STREET, KNOXVILLE, TN, 37921

NTEE Category

Code: W60 - Public benefit

If you are a representative of First Choice Community Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.