Radiant Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 590808589 ✦ Gainesville, FL ✦ Designated as a 501(c)(14)

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Overview

What is Radiant Credit Union?

Radiant Credit Union is a not-for-profit financial institution based in Gainesville, Florida. With a team of 222 dedicated employees, they provide loan and deposit services to their community members. As a credit union, their profits are returned to the members, resulting in better rates, lower fees, a higher return on deposits, and personalized service. Their mission is to deliver a timely, attentive, and personalized experience that leaves members feeling valued.


Official website here: www.radiantcu.org/

What are the reviews and ratings of this charity?

Radiant Credit Union is not currently rated by Charity Navigator, primarily due to its status as a non-501(c)(3) organization. Charity Navigator evaluates organizations that are registered under the IRS as 501(c)(3) and Radiant Credit Union does not fall under this category. This absence of rating does not imply a negative or positive opinion but simply highlights its non-eligibility for the available rating methodologies.

The historical ratings from Charity Navigator do not apply to Radiant Credit Union, as these typically reflect aspects of today's Accountability and Finance metrics. Due to the lack of electronically-filed Form 990 data, no detailed financial information, such as total revenue, expenses, or key personnel compensation, is available. Moreover, without a 501(c)(3) status, the organization's impact, culture, and leadership cannot be assessed using the other available beacon methodologies.

No user reviews for Radiant Credit Union are currently available on GreatNonprofits. Without these insights, it is challenging to gauge personal user experiences or community feedback about the organization's operations or impact. As such, the general public may need to seek additional sources or direct information from the organization to understand its community role and effectiveness.


This AI summary has been generated from information found on Charity Navigator.

Is Radiant Credit Union legitimate?

Radiant Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Radiant Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,651,048
Professional Fundraising Fees: $0
Other Salaries and Wages: $10,232,533

For more financial information, click here


Official website here: www.radiantcu.org/

What is the mission statement of Radiant Credit Union?

Radiant Credit Union is a not-for-profit financial institution that focuses on providing loan and deposit services to its members. The organization is committed to delivering an efficient, responsive, and personalized experience that makes members feel valued. By operating as a credit union, Radiant Credit Union returns its profits to its member-owners in the form of better interest rates, lower fees, and higher returns on deposits. It prioritizes personalized service to ensure each member receives individual attention and care.


Official website here: www.radiantcu.org/

Who is the CEO of Radiant Credit Union?

Thomas Barnard is the Chairman of Radiant Credit Union. The CEO's salary of Radiant Credit Union is $459,027 and their total compensation is $492,824.


Official website here: www.radiantcu.org/

What is the revenue of Radiant Credit Union?

Radiant Credit Union's revenue in 2022 was $40,380,300.


Official website here: www.radiantcu.org/

Who are the executives of Radiant Credit Union and what are their salaries?

The average compensation at Radiant Credit Union during 2022 was $53,530. There are 222 employees and 13 volunteers at Radiant Credit Union.


Here are 20 key members and their salaries (Radiant Credit Union's CEO's salary is $459,027 and their total compensation is $492,824):


Calvin Decoursey (Chairman)
  • Compensation: $1,156
  • Related: $0
  • Other: $0
Chad King (Vice Chairman)
  • Compensation: $4,623
  • Related: $0
  • Other: $0
Cynthia S Brochu (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jane Taylor (Secretary)
  • Compensation: $728
  • Related: $0
  • Other: $0
Patrick Fitzgerald (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Geiger Sr (Director)
  • Compensation: $3,140
  • Related: $0
  • Other: $0
David Nicholson (Director)
  • Compensation: $5,599
  • Related: $0
  • Other: $0
Sharon Papciak (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Power (Director)
  • Compensation: $603
  • Related: $0
  • Other: $0
Thomas Barnard (President/Ceo)
  • Compensation: $459,027
  • Related: $0
  • Other: $33,797
Kelly Chesser (Coo)
  • Compensation: $232,068
  • Related: $0
  • Other: $28,606
Brandon Love (Cto)
  • Compensation: $211,845
  • Related: $0
  • Other: $28,114
Matthew Braddy (Clo)
  • Compensation: $193,776
  • Related: $0
  • Other: $27,394
Trey Presnell (Cfo)
  • Compensation: $185,317
  • Related: $0
  • Other: $26,558
Andrew Cuomo (Cpo)
  • Compensation: $182,122
  • Related: $0
  • Other: $26,578
Albert Strickland (Vp Of Marketing)
  • Compensation: $161,224
  • Related: $0
  • Other: $21,938
Tannia Weaver (Vp Of Risk/Compliance)
  • Compensation: $151,803
  • Related: $0
  • Other: $19,069
Josh Emerson (Vp Of Credit)
  • Compensation: $150,904
  • Related: $0
  • Other: $13,779
Kimberly Maxwell (Vp Of Operations)
  • Compensation: $128,604
  • Related: $0
  • Other: $24,054
Carol Tucker (Regional Director Of Member Experience)
  • Compensation: $121,761
  • Related: $0
  • Other: $14,067


Official website here: www.radiantcu.org/

Where can I find the form 990 for Radiant Credit Union?

Radiant Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.radiantcu.org/

Learn more at the official website: www.radiantcu.org/

Mission Statement of Radiant Credit Union

Radiant Credit Union, a not-for-profit financial institution, is committed to delivering a timely, attentive, and personalized experience to its members. The organization takes pride in its mission to leave its members feeling valued. As a credit union, Radiant Credit Union returns its profits to its member-owners, offering them better rates, lower fees, and a higher return on deposits. The personalized service is a testament to the organization's dedication to its community and its members.

Radiant Credit Union strives to provide more than just financial services. By focusing on a member-centric approach, the organization ensures that every interaction leaves a lasting impression. The team at Radiant Credit Union is dedicated to understanding the unique needs of each member and tailoring their services accordingly. The result is a financial institution that truly values the contributions of its members and goes above and beyond to deliver exceptional service.

At the heart of Radiant Credit Union's mission is the belief that every member deserves to be treated with respect and dignity. This commitment extends beyond financial transactions and into the everyday interactions between the organization and its members. By fostering a culture of transparency, attentiveness, and personalized service, Radiant Credit Union sets itself apart as a trusted financial partner for its community.

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Impact




October, 2024

Radiant Credit Union plays a vital role in the Gainesville community by providing essential financial services that prioritize member welfare. As a credit union, it focuses on offering loans and deposit services while ensuring that the benefits of its operations are returned to its member-owners. This translates into better rates, lower fees, and higher returns on deposits, creating a positive financial impact for its members.

The credit union is dedicated to delivering a personalized banking experience, fostering a sense of value within the community. By emphasizing timely and attentive service, Radiant Credit Union strengthens member relationships and enhances financial literacy, ultimately contributing to the overall well-being of the local population. Its commitment to public benefit ensures that it operates with the community's best interests at heart, making it an integral part of Gainesville's economic landscape.




This information is meant to be a general summary of Radiant Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$40,380,300 (2022)
Expenses
$34,980,000 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,325,120
  • Program Service Revenue: $27,214,913
  • Gross Receipts: $40,415,783

Assets and Liabilities:

  • Total Assets: $749,270,618
  • Total Liabilities: $92,214,195
  • Net Assets: $657,056,423

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

CONSUMER LOANS

Revenue

$16,738,971

BUSINESS LOANS

Revenue

$4,030,525

VISA

Revenue

$3,179,660

MORTGAGE LOANS

Revenue

$2,208,480

HELOC LOANS

Revenue

$1,006,817

Organization Details

Founding Year

2021

Principal Officer

Thomas Barnard

Main Address

4440 NW 25TH PL, GAINESVILLE, FL, 326066563

NTEE Category

Code: W61 - Public benefit

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