Mcdowell Cornerstone Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 566077585 ✦ Marion, NC ✦ Designated as a 501(c)(14)

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Overview

What is Mcdowell Cornerstone Credit Union?

Mcdowell Cornerstone Credit Union is a member-centric financial institution located in Marion, North Carolina. With a membership of 2,654, the credit union manages a total of $29,995,337 in shares and offers loans to its members, totalling $12,235,999 across 555 accounts. Their primary objective is to provide affordable financial services, ensuring that members receive fair returns on their savings deposits. The credit union operates with a team of six dedicated employees, working diligently to uphold their mission of offering financial services at reasonable rates.


Official website here: www.mcdowellcornerstone.com

Is Mcdowell Cornerstone Credit Union legitimate?

Mcdowell Cornerstone Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Mcdowell Cornerstone Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $81,000
Professional Fundraising Fees: $0
Other Salaries and Wages: $222,106

For more financial information, click here


Official website here: www.mcdowellcornerstone.com

What is the mission statement of Mcdowell Cornerstone Credit Union?

Mcdowell Cornerstone Credit Union is committed to offering financial services to its members. This includes providing these services at affordable rates and offering competitive dividends on savings deposits. The primary goal is to ensure that members have access to financial resources at reasonable costs. The credit union's activities are centered around this mission, aiming to serve its members effectively and fairly.


Official website here: www.mcdowellcornerstone.com

Who is the CEO of Mcdowell Cornerstone Credit Union?

Amy B Johnson is the Ceo of Mcdowell Cornerstone Credit Union. The CEO's salary of Mcdowell Cornerstone Credit Union is $81,000 and their total compensation is $81,000.


Official website here: www.mcdowellcornerstone.com

What is the revenue of Mcdowell Cornerstone Credit Union?

Mcdowell Cornerstone Credit Union's revenue in 2022 was $941,300.


Official website here: www.mcdowellcornerstone.com

Who are the executives of Mcdowell Cornerstone Credit Union and what are their salaries?

The average compensation at Mcdowell Cornerstone Credit Union during 2022 was $50,518. There are 6 employees and 12 volunteers at Mcdowell Cornerstone Credit Union.


Here are 13 key members and their salaries (Mcdowell Cornerstone Credit Union's CEO's salary is $81,000 and their total compensation is $81,000):


Amy B Johnson (Ceo)
  • Compensation: $81,000
  • Related: $0
  • Other: $0
Pat Estes (Vice Pres Bod/ Credit Comm Mbr)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lisa Morgan (President Bod)
  • Compensation: $0
  • Related: $0
  • Other: $0
Freddie Ward (Sec Bod)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judy W Thompson (Treas Bod)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mika Elliott (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sylvia Scott (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stephen Ward (Chairman Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Faye Marlowe (Sec Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Brenda Vaughn (Supervisory Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ron Wilkerson (Credit Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mike Bryant (Credit Committee)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Brendle (Director/Supervisory Comm Mbr)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.mcdowellcornerstone.com

Where can I find the form 990 for Mcdowell Cornerstone Credit Union?

Mcdowell Cornerstone Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.mcdowellcornerstone.com

Learn more at the official website: www.mcdowellcornerstone.com

Mission Statement of Mcdowell Cornerstone Credit Union

Mcdowell Cornerstone Credit Union, as a financial institution, is committed to serving its members by offering financial services at reasonable rates. This mission extends to offering dividends that are reasonable on savings deposits. In essence, the credit union aims to provide its members with affordable financial solutions and returns on their savings, ensuring financial well-being for its community of users.

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Impact




October, 2024

Mcdowell Cornerstone Credit Union plays a vital role in the financial landscape of Marion, NC, by offering accessible financial services that empower its members. With a total membership of 2,654, it effectively provides a community-focused banking option that prioritizes the needs of its local members.

The credit union manages an impressive $29,995,337 in total shares, reflecting the trust and commitment of its members in their financial institution. By maintaining 555 open loan accounts, it facilitates economic growth within the community, providing individuals and families with the necessary resources to achieve their financial goals.

The total loan amount of $12,235,999 signifies the credit union's dedication to supporting its members through competitive loan products. This not only contributes to personal and household development but also stimulates local economic activity by allowing members to invest in homes, education, and other significant life ventures.

Mcdowell Cornerstone Credit Union's mission to provide financial services at reasonable rates ensures that members have access to affordable borrowing options, helping to alleviate financial stress and promote stability. Additionally, the payment of reasonable dividends on savings deposits encourages members to save, enhancing their financial well-being.

Overall, Mcdowell Cornerstone Credit Union significantly impacts its community by fostering financial inclusion, supporting local economic growth, and prioritizing the financial health of its members.




This information is meant to be a general summary of Mcdowell Cornerstone Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$941,300 (2022)
Expenses
$821,846 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $237,630
  • Program Service Revenue: $684,826
  • Gross Receipts: $941,300

Assets and Liabilities:

  • Total Assets: $35,988,937
  • Total Liabilities: $30,389,401
  • Net Assets: $5,599,536

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST INCOME

Revenue

$577,577

FEE INCOME

Revenue

$99,204

OTHER INCOME

Revenue

$8,045

Organization Details

Founding Year

1967

Principal Officer

Amy B Johnson

Main Address

PO Box 519, Marion, NC, 28752

NTEE Category

Code: W60 - Public benefit

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