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Consumer Education Services Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 562106758 ✦ Raleigh, NC ✦ Designated as a 501(c)(3)

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Overview

What is Consumer Education Services Inc?

Consumer Education Services Inc., located in Raleigh, North Carolina, is a dedicated nonprofit organization that assists individuals in managing their personal finances. Their services include debt management, credit counseling, educational resources, and budget planning. The organization, with a team of 86 professionals, empowers financially distressed individuals by providing them with various options and assessing their financial situations to help develop improved budgets. Through their personalized approach, Consumer Education Services Inc. aims to contribute positively to clients' overall credit health and foster financially healthy lives.


Official website here: www.cesisolutions.org

What are the reviews and ratings of this charity?

**Charity Navigator Rating: 100% (Four-Star out of Four Stars)**

Consumer Education Services Inc has achieved an exceptional Four-Star rating from Charity Navigator, signifying its outstanding performance in accountability and finance. The organization boasts a perfect score in this category, indicating prudent financial management and transparency. Notably, it maintains a majority of independent board members, with strong policies in place for conflict of interest, whistleblower protection, and document retention.

The organization's impressive program expense ratio of over 80% suggests that a significant portion of its budget is allocated directly to its programs and services, underscoring its commitment to fulfilling its mission. Furthermore, its low liabilities to assets ratio indicates a solid financial position, reducing risks associated with funding shortfalls or operational challenges.

User reviews from GreatNonprofits could not be retrieved for this nonprofit, leaving an absence of public sentiment to round out the organizational profile. Overall, Consumer Education Services Inc stands out for its robust financial health and governance structure, making it a trustworthy entity for potential supporters.


This AI summary has been generated from information found on Charity Navigator.

Is Consumer Education Services Inc legitimate?

Consumer Education Services Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Consumer Education Services Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $525,453
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,894,330

For more financial information, click here


Official website here: www.cesisolutions.org

What is the mission statement of Consumer Education Services Inc?

Consumer Education Services Inc's mission is centered around empowering individuals to overcome their financial challenges and lead financially healthy lives. They achieve this by providing a range of services, including debt management, credit counseling, education and training, and budget planning. Certified credit counselors discuss various financial decision options with clients, assessing their personal financial situations to help develop budgets that improve overall credit. During the fiscal year ending June 30, 2022, approximately 12,266 financially distressed individuals received credit counseling and free educational resources from Consumer Education Services Inc.


Official website here: www.cesisolutions.org

Who is the CEO of Consumer Education Services Inc?

Steven Cole is the President/Ceo of Consumer Education Services Inc. The CEO's salary of Consumer Education Services Inc is $235,952 and their total compensation is $274,739.


Official website here: www.cesisolutions.org

What is the revenue of Consumer Education Services Inc?

Consumer Education Services Inc's revenue in 2022 was $7,529,671.


Official website here: www.cesisolutions.org

Who are the executives of Consumer Education Services Inc and what are their salaries?

The average compensation at Consumer Education Services Inc during 2022 was $28,137. There are 86 employees and 20 volunteers at Consumer Education Services Inc.


Here are 8 key members and their salaries (Consumer Education Services Inc's CEO's salary is $235,952 and their total compensation is $274,739):


Michael Croxson (President/Ceo)
  • Compensation: $235,952
  • Related: $0
  • Other: $38,787
Jean Elias (Vice President Of Marketin)
  • Compensation: $159,926
  • Related: $0
  • Other: $6,982
Steven Cole (Treasurer)
  • Compensation: $102,980
  • Related: $0
  • Other: $15,147
Diane Chen (Chairman / Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Alexis Nelson (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Wayne Stallings (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Fitzgerald (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Naveed Iftikhar (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.cesisolutions.org

Where can I find the form 990 for Consumer Education Services Inc?

Consumer Education Services Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.cesisolutions.org

Learn more at the official website: www.cesisolutions.org

Mission Statement of Consumer Education Services Inc

Consumer Education Services Inc, a nonprofit organization, is committed to empowering individuals to overcome their financial challenges and lead financially-healthy lives. The mission of this organization is to provide resources and support, enabling clients to manage their personal finances effectively. Through debt management services, credit counseling, education and training, and budget planning, Consumer Education Services Inc equips individuals with the necessary tools to make informed financial decisions.

Certified credit counselors at Consumer Education Services Inc discuss various options with clients, assessing their individual financial situations and helping them develop a budget. This budgeting plan is designed to improve their overall credit standing. During the fiscal year ending June 30, 2022, approximately 12,266 financially distressed individuals received credit counseling and free educational resource materials from Consumer Education Services Inc. This underscores the organization's commitment to providing accessible and relevant financial guidance to those in need.

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Impact




July, 2024

Consumer Education Services Inc empowers individuals to overcome their financial challenges and lead financially healthy lives by providing critical services such as debt management, credit counseling, education, and budget planning. Through their efforts, approximately 12,266 financially distressed individuals received credit counseling and free educational resource materials in the fiscal year ending June 30, 2022. By offering assistance over the phone, online, and in person, CESI's certified credit counselors engage with clients to discuss financial decisions, assess personal financial situations, and help develop budgets to improve overall credit. Through these services, CESI has a direct impact on the financial well-being and stability of individuals seeking assistance.




This information is meant to be a general summary of Consumer Education Services Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$7,529,671 (2022)
Expenses
$5,423,064 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,624,141
  • Program Service Revenue: $2,799,972
  • Gross Receipts: $13,325,332

Assets and Liabilities:

  • Total Assets: $23,360,630
  • Total Liabilities: $979,555
  • Net Assets: $22,381,075

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

DEBT MANAGEMENT PROGRAM

Revenue

$1,780,240

HOUSING STABILITY

Revenue

$437,930

HOUSING SERVICES

Revenue

$340,704

COUNSELING PROGRAMS

Revenue

$241,098

Organization Details

Founding Year

1988

Principal Officer

Steven Cole

Main Address

3724 NATIONAL DRIVE SUITE 220, RALEIGH, NC, 27612

NTEE Category

Code: P51 - Human services

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