Valleystar Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 546040482 ✦ Martinsville, VA ✦ Designated as a 501(c)(14)

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Overview

What is Valleystar Credit Union?

Valleystar Credit Union is a member-owned financial cooperative based in Martinsville, Virginia. With 194 employees, they focus on returning excess earnings to their members through better deposit and loan rates, as well as lower fees. Valleystar's community involvement is notable, with volunteers and employees playing significant roles. They offer less expensive loan products and higher deposit account rates compared to other financial institutions, making them a popular choice for members. The credit union's primary mission is to benefit all its members equally and ensure each member has an equal vote.


Official website here: www.valleystar.org

Is Valleystar Credit Union legitimate?

Valleystar Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Valleystar Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,502,413
Professional Fundraising Fees: $0
Other Salaries and Wages: $6,117,964

For more financial information, click here


Official website here: www.valleystar.org

What is the mission statement of Valleystar Credit Union?

Valleystar Credit Union is a member-owned financial cooperative where excess earnings are returned to all members, resulting in better deposit and loan rates, and lower fees. The primary objective of Valleystar Credit Union is to ensure equitable benefits for all members. As a financial cooperative, every member holds an equal vote. The organization's accomplishments include offering less expensive loan products, higher savings account rates, and reduced fees. Valleystar Credit Union is deeply committed to community involvement through the efforts of volunteers and employees. Additionally, the union provides financial education to its members.


Official website here: www.valleystar.org

Who is the CEO of Valleystar Credit Union?

Michael Warrell is the Director & Treasurer of Valleystar Credit Union. The CEO's salary of Valleystar Credit Union is $324,895 and their total compensation is $324,895.


Official website here: www.valleystar.org

What is the revenue of Valleystar Credit Union?

Valleystar Credit Union's revenue in 2022 was $35,715,444.


Official website here: www.valleystar.org

Who are the executives of Valleystar Credit Union and what are their salaries?

The average compensation at Valleystar Credit Union during 2022 was $44,435. There are 194 employees at Valleystar Credit Union.


Here are 34 key members and their salaries (Valleystar Credit Union's CEO's salary is $324,895 and their total compensation is $324,895):


David L Deal (Director & Treasurer)
  • Compensation: $5,500
  • Related: $0
  • Other: $0
Michael B Bryant (Director)
  • Compensation: $2,000
  • Related: $0
  • Other: $0
Terry A Young (Director)
  • Compensation: $5,600
  • Related: $0
  • Other: $0
Gregory W Hill (Director & Legislative Rep)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Norman W Hill (Director)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
G Steve Isley (Director & Vice Chairman)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Jason Vipperman (Supervisory Committee)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Douglas W Nunn (Director)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Nancy S Phillips (Director)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Betty Jo Ray (Director & Secretary)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
James B Rorrer (Director & Chairman)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Richard L Wood (Director Emeritus)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tyel Banks (Supervisory Committee)
  • Compensation: $4,800
  • Related: $0
  • Other: $0
Sandy Strayer (Supervisory Committee)
  • Compensation: $3,200
  • Related: $0
  • Other: $0
Kevin B Laine (Executive Vice President)
  • Compensation: $203,479
  • Related: $0
  • Other: $0
Robert Sparrow (Chief Risk Officer)
  • Compensation: $197,910
  • Related: $0
  • Other: $0
Rebecca Freemal (Chief Marketing And Comm Officer)
  • Compensation: $139,185
  • Related: $0
  • Other: $0
Mendy Shaffer (Cfo)
  • Compensation: $175,517
  • Related: $0
  • Other: $0
Justin Barnes (Chief Lending Officer)
  • Compensation: $192,829
  • Related: $0
  • Other: $0
Michael Warrell (President/Ceo)
  • Compensation: $324,895
  • Related: $0
  • Other: $0
Angela Davis (Svp Coo)
  • Compensation: $149,656
  • Related: $0
  • Other: $0
Benjamin Mcbride (Senior Vp Of It)
  • Compensation: $131,643
  • Related: $0
  • Other: $0
Elliot Kuelz (Vp Of Commercial Lending)
  • Compensation: $126,123
  • Related: $0
  • Other: $0
Leslie Rakes (Svp Of Human Resources)
  • Compensation: $109,801
  • Related: $0
  • Other: $0
John Hudson (Vp Of Comsumer Lending)
  • Compensation: $132,791
  • Related: $0
  • Other: $0
Cheryl Spence (Svp Cio)
  • Compensation: $23,471
  • Related: $0
  • Other: $0
Jennifer Murphy (Vp Of Mortgage Lending)
  • Compensation: $13,678
  • Related: $0
  • Other: $0
Jordan Weatherholtz (Vp Of Data Analytics)
  • Compensation: $99,524
  • Related: $0
  • Other: $0
Misty Reed (Svp Of Credit Admin)
  • Compensation: $33,137
  • Related: $0
  • Other: $0
Robert Brown (Vp Of Organizational Development)
  • Compensation: $97,213
  • Related: $0
  • Other: $0
Robert Turner (Vp Of Facilities And Security)
  • Compensation: $78,672
  • Related: $0
  • Other: $0
Sheila Ratliff (Vp Of Mortgage Lending)
  • Compensation: $89,254
  • Related: $0
  • Other: $0
Stephanie Potter (Vp Of Brand)
  • Compensation: $87,924
  • Related: $0
  • Other: $0
William Reynolds (Svp Cfo)
  • Compensation: $27,811
  • Related: $0
  • Other: $0


Official website here: www.valleystar.org

Where can I find the form 990 for Valleystar Credit Union?

Valleystar Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.valleystar.org

Learn more at the official website: www.valleystar.org

Mission Statement of Valleystar Credit Union

Valleystar Credit Union, a member-owned financial cooperative, strives to return excess earnings to all its members in the form of better deposit and loan rates, as well as lower fees. This mission is rooted in the cooperative's primary exempt purpose, ensuring that all members benefit equally and have an equal vote.

Valleystar Credit Union prides itself on offering less expensive loan products compared to other financial institutions and providing higher deposit account rates for its members. These advantages, along with lower fees, set the organization apart from traditional banking institutions. The cooperative's commitment to its members goes beyond financial benefits, as it involves strong community involvement through volunteers and employees.

Valleystar Credit Union's dedication to its members' well-being extends to financial education. By providing financial literacy resources and opportunities, the organization empowers its members to make informed decisions about their finances. This focus on education contributes to the long-term financial health and stability of the Credit Union's membership base.

Valleystar Credit Union's member-centric approach sets it apart in the financial services industry. Through its mission to return excess earnings to its members, the Credit Union operates as a not-for-profit organization, with all profits being reinvested back into the organization and its members. This unique business model fosters a sense of unity and mutual support within the Credit Union community.

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Impact




October, 2024

Valleystar Credit Union significantly impacts its community by prioritizing the financial well-being of its members. By returning excess earnings in the form of better deposit and loan rates, as well as lower fees, it provides members with access to more affordable financial services compared to traditional banks.

The credit union offers less expensive loan products, making borrowing more attainable for individuals and families. Additionally, its higher deposit account rates help members grow their savings more effectively. The commitment to lower fees ensures that members keep more of their money.

Valleystar's strong community involvement, driven by dedicated volunteers and employees, fosters a sense of belonging and support. Furthermore, through financial education initiatives, the credit union empowers members with the knowledge they need to make informed financial decisions, enhancing overall financial literacy in the community.

Operating in Martinsville, VA, Valleystar Credit Union showcases the value of member ownership, where every member benefits equally and has a voice in the cooperative's direction. This collective approach not only strengthens its financial impact but also cultivates a supportive community environment.




This information is meant to be a general summary of Valleystar Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$35,715,444 (2022)
Expenses
$32,449,236 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,351,770
  • Program Service Revenue: $25,545,227
  • Gross Receipts: $35,835,877

Assets and Liabilities:

  • Total Assets: $679,489,982
  • Total Liabilities: $628,976,336
  • Net Assets: $50,513,646

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST

Revenue

$25,545,227

Organization Details

Founding Year

1953

Principal Officer

Michael Warrell

Main Address

P O BOX 5511, MARTINSVILLE, VA, 24115

NTEE Category

Code: W60 - Public benefit

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