Housing And Credit Counseling Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 480822466 ✦ Topeka, KS ✦ Designated as a 501(c)(3)

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Overview

What is Housing And Credit Counseling Inc?

Housing and Credit Counseling Inc., established in 1972, is a nonprofit organization located in Topeka, Kansas. With a mission to assist individuals in achieving their personal housing and financial objectives, HCCI provides comprehensive counseling and educational services. These services include budgeting advice, guidance on credit management and credit building, assistance with debt repayment, support for mortgage delinquency cases, mediation between tenants and landlords, exploration of student loan payment options, and guidance on homeownership opportunities. HCCI is recognized by HUD and accredited by the Council on Accreditation, demonstrating its commitment to upholding high standards of service. As a member of the National Foundation for Credit Counseling and regulated in Kansas by the Office of the State Bank Commissioner, HCCI ensures it operates with integrity and transparency. With a team of 13 dedicated professionals, HCCI continues to provide invaluable support to its community.


Official website here: www.housingandcredit.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 96%, Four-Star out of Four Star rating.

Housing and Credit Counseling Inc has achieved a commendable 96% score from Charity Navigator, reflecting its strong commitment to accountability and finance. The organization has excelled in key areas, including having a fully independent board and effective financial oversight, which collectively contribute to its high rating. With an impressive program expense ratio of 87.88%, the majority of its funds are directed towards its mission, demonstrating a focus on impactful service delivery.

The charity maintains robust policies, including those for conflict of interest and whistleblower protections, which enhance its operational transparency and ethical standards. Additionally, the organization has no reported issues regarding material diversion of assets, showcasing its financial integrity. The low liabilities to assets ratio of 6.23% further indicates a stable financial position, which is critical for long-term sustainability.

While the data highlights strong governance and financial health, it is essential for potential donors and stakeholders to consider ongoing program effectiveness and community impact as part of their overall evaluation. Nonetheless, the current metrics paint a positive picture of Housing and Credit Counseling Inc as a trustworthy nonprofit organization.


This AI summary has been generated from information found on Charity Navigator.

Is Housing And Credit Counseling Inc legitimate?

Housing And Credit Counseling Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Housing And Credit Counseling Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $74,793
Professional Fundraising Fees: $0
Other Salaries and Wages: $319,096

For more financial information, click here


Official website here: www.housingandcredit.org

What is the mission statement of Housing And Credit Counseling Inc?

Housing and Credit Counseling Inc, as a non-profit organization, is dedicated to assisting individuals in achieving their personal housing and financial objectives. Through counseling and educational programs, the organization strives to provide guidance on topics such as budgeting, credit management, debt management, mortgage delinquency, tenant-landlord issues, student loan repayment options, and homeownership opportunities. The organization is approved by HUD and accredited by the Council on Accreditation, demonstrating its commitment to adhering to high standards. Housing and Credit Counseling Inc is a member of the National Foundation for Credit Counseling and is regulated in Kansas by the Office of the State Bank Commissioner.


Official website here: www.housingandcredit.org

Who is the CEO of Housing And Credit Counseling Inc?

Teresa Baker is the Director of Housing And Credit Counseling Inc.


Official website here: www.housingandcredit.org

What is the revenue of Housing And Credit Counseling Inc?

Housing And Credit Counseling Inc's revenue in 2022 was $514,887.


Official website here: www.housingandcredit.org

Who are the executives of Housing And Credit Counseling Inc and what are their salaries?

The average compensation at Housing And Credit Counseling Inc during 2022 was $30,299. There are 13 employees and 17 volunteers at Housing And Credit Counseling Inc.


Here are 16 key members and their salaries:


Sandra Muniz (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Adra Burks (Director Thru Nov. 2023)
  • Compensation: $0
  • Related: $0
  • Other: $0
Linda Kinney (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kevin Morgison (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen Perez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Janice Taliaferro (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Vogel (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Terri Barr (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kimberly Gonzales Minson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rebecca Miller (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jacob Wamego (Vice-Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Carrie Higgins (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tiffany Lake (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jill Rice (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ronald Rutherford (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Teresa Baker (Executive Director)
  • Compensation: $72,058
  • Related: $0
  • Other: $2,734


Official website here: www.housingandcredit.org

Where can I find the form 990 for Housing And Credit Counseling Inc?

Housing And Credit Counseling Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.housingandcredit.org

Learn more at the official website: www.housingandcredit.org

Mission Statement of Housing And Credit Counseling Inc

Housing and Credit Counseling, Inc. (HCCI) is dedicated to helping individuals achieve their personal housing and financial goals. As a non-profit organization, HCCI offers counseling and educational services to equip people with the necessary skills to manage their budgets, improve their credit, pay off debts, navigate tenant and landlord issues, explore student loan payment options, and pursue homeownership opportunities. By providing these resources, HCCI aims to empower individuals to take control of their financial futures and build a secure foundation for themselves and their families. HCCI is approved by the Department of Housing and Urban Development (HUD) and accredited by the Council on Accreditation, demonstrating its commitment to providing high-quality services. Furthermore, HCCI is a member of the National Foundation for Credit Counseling and is licensed and regulated in Kansas, ensuring it adheres to strict standards of professionalism and accountability.

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Impact




July, 2024

Housing And Credit Counseling Inc, also known as HCCI, has a significant impact on individuals by providing counseling and education on various aspects of housing and financial management. Through their programs and services, HCCI helps people achieve their personal housing and financial goals by offering guidance on budgeting, credit building, debt payment, mortgage delinquency, tenant and landlord issues, student loan payment options, and homeownership opportunities.

Established in 1972 as a non-profit agency, HCCI is approved by HUD, accredited by the Council on Accreditation, and a member of the National Foundation for Credit Counseling. Additionally, it is licensed and regulated in Kansas by the Office of the State Bank Commissioner.

Overall, HCCI's impact lies in empowering individuals to make informed decisions about their housing and financial situations, ultimately helping them to attain stability and security in these crucial areas of their lives.




This information is meant to be a general summary of Housing And Credit Counseling Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$514,887 (2022)
Expenses
$608,770 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $20,288
  • Program Service Revenue: $18,748
  • Gross Receipts: $514,887

Assets and Liabilities:

  • Total Assets: $1,204,740
  • Total Liabilities: $75,141
  • Net Assets: $1,129,599

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Financial Counseling

Revenue

$17,353

Publications

Revenue

$1,395

Organization Details

Founding Year

1972

Principal Officer

Teresa Baker

Main Address

1195 SW Buchanan 101, Topeka, KS, 666041183

NTEE Category

Code: P50 - Human services

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