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Alma Financial Assistance Corp

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 470863848 ✦ Deerfield beach, FL ✦ Designated as a 501(c)(3)

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Overview

What is Alma Financial Assistance Corp?

Alma Financial Assistance Corp is a nonprofit organization situated in Deerfield Beach, Florida, specifically at 1761 W Hillsboro Blvd 103. Their primary mission is to educate and provide financial counseling services to the public, aiming to improve individuals' understanding of budgeting, consumer practices, and debt management in Puerto Rico. Despite the challenges posed by the 2020 pandemic, Alma continued its operations by offering educational materials on their website, which were accessed by 2,736 new users during the 2021-2022 period. Additionally, they provided financial counseling services to 1,150 consumers through telephone contacts during the same period. Alma signed a three-year cooperation agreement with the Department of Education of Puerto Rico in 2021 to continue offering free financial education to the public high school system in Puerto Rico. However, the pandemic restrictions prevented Alma from conducting in-person workshops and seminars, as planned in the agreement. Alma's services are available to a wide range of financially distressed consumers, including negotiating with creditors to arrange repayment programs.


Official website here: www.almafinancial.com

What are the reviews and ratings of this charity?

Charity Navigator Rating: 90%, Four-Star out of Four Star rating.

Alma Financial Assistance Corp has demonstrated a strong commitment to accountability and finance, achieving a score of 90% in this category. This high rating indicates effective management and transparency in its operations, with key strengths including a fully independent board and no material diversion of assets. The organization maintains a high program expense ratio of 83.69%, suggesting that a significant portion of its resources is directed towards its programs rather than administrative costs.

While the organization excels in many areas, it has a notable limitation in the absence of a whistleblower policy, which could enhance its accountability framework. Nevertheless, the presence of a conflict of interest policy and comprehensive documentation practices reflects a responsible approach to governance. Overall, the financial health and operational integrity of Alma Financial Assistance Corp are commendable, making it a reliable option for potential donors.


This AI summary has been generated from information found on Charity Navigator.

Is Alma Financial Assistance Corp legitimate?

Alma Financial Assistance Corp is a legitimate nonprofit organization registered as a 501(c)(3) entity. Alma Financial Assistance Corp submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $265,440
Professional Fundraising Fees: $0
Other Salaries and Wages: $326,402

For more financial information, click here


Official website here: www.almafinancial.com

What is the mission statement of Alma Financial Assistance Corp?

Alma Financial Assistance Corp's mission is centered around educating individuals in Puerto Rico on financial management, specifically consumer budgeting and debt management. Their goal is to enhance the public's understanding of financial issues and equip them with the skills to address these challenges effectively. The organization also provides debt counseling services, working closely with creditors to establish repayment programs for financially distressed consumers.


Official website here: www.almafinancial.com

Who is the CEO of Alma Financial Assistance Corp?

Alberto Larrea is the Finance Director of Alma Financial Assistance Corp.


Official website here: www.almafinancial.com

What is the revenue of Alma Financial Assistance Corp?

Alma Financial Assistance Corp's revenue in 2022 was $761,121.


Official website here: www.almafinancial.com

Who are the executives of Alma Financial Assistance Corp and what are their salaries?

The average compensation at Alma Financial Assistance Corp during 2022 was $53,804. There are 11 employees at Alma Financial Assistance Corp.


Here are 4 key members and their salaries:


Ruben Sandoval (Finance Director)
  • Compensation: $118,524
  • Related: $0
  • Other: $0
Alberto Larrea (Pres. Executive Director)
  • Compensation: $149,724
  • Related: $0
  • Other: $0
Marilyn Lopez De Victoria (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Maria E Rios (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.almafinancial.com

Where can I find the form 990 for Alma Financial Assistance Corp?

Alma Financial Assistance Corp's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.almafinancial.com

Learn more at the official website: www.almafinancial.com

Mission Statement of Alma Financial Assistance Corp

Alma Financial Assistance Corp, a nonprofit organization, is dedicated to serving the people of Puerto Rico by offering educational resources and debt counseling services. Their primary mission is to enhance the financial literacy of their participants and the wider public, focusing on budgeting, consumer buying habits, and managing debt. By improving individuals' understanding of their financial struggles, Alma Financial Assistance Corp empowers them to devise strategies to address these issues effectively. Additionally, the organization offers debt counseling services to financially distressed consumers, engaging in negotiations with creditors to establish repayment plans. This approach aims to provide a viable solution for individuals seeking to overcome their financial challenges.

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Impact




July, 2024

Alma Financial Assistance Corp's impact can be seen in its commitment to providing education on consumer budgeting, consumer buying practices, and managing consumer debt to the community in Puerto Rico. Despite the disruptions caused by the 2020 pandemic outbreak, Alma Financial Assistance Corp signed a three-year cooperation agreement with the Department of Education of Puerto Rico to offer free financial education in public high schools.

During the 2021-2022 period, the corporation adapted to the ongoing restrictions by providing educational materials on its website and conducting counseling sessions via telephone with consumers. This approach enabled Alma to reach 2,736 new users through its website educational materials and provide financial counseling services to 1,150 consumers over the phone.

Through its mission to improve individuals' understanding of financial problems and assist them in addressing those issues, Alma Financial Assistance Corp plays a crucial role in empowering the community to better manage their finances and navigate through challenging economic circumstances.




This information is meant to be a general summary of Alma Financial Assistance Corp. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$761,121 (2022)
Expenses
$884,313 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Program Service Revenue: $761,121
  • Gross Receipts: $761,121

Assets and Liabilities:

  • Total Assets: $167,085
  • Total Liabilities: $152,397
  • Net Assets: $14,688

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

SERVICE FEES

Revenue

$612,495

FAIRSHARE

Revenue

$128,573

ENROLLMENT FEES

Revenue

$20,053

Organization Details

Founding Year

2004

Principal Officer

Alberto Larrea

Main Address

1761 W HILLSBORO BLVD 103, DEERFIELD BEACH, FL, 33442

NTEE Category

Code: P51 - Human services

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