Overview
What is Black Hills Children's Ranch Inc?
Black Hills Children's Ranch Inc is a nonprofit organization situated in Rapid City, South Dakota, that offers financial education, budgeting, and debt management services to individuals in need. The organization provides these services through certified credit counselors, offering assistance in creating a monthly budget, reviewing financial situations, housing counseling, reverse mortgage counseling, student loan counseling, pre-bankruptcy counseling, and post-bankruptcy education. The Ranch also offers a debt management program for those requiring further assistance in managing their finances. The organization's services are available online, over the phone, and in person, depending on the consumer's needs. Black Hills Children's Ranch Inc prides itself on having helped over 10,500 consumers in 2022, with many sessions provided at no charge to the public. It is a registered agency with Bureau Veritas Certification, adhering to international quality management standards and the Financial Counseling Association of America's code of practice. The organization's latest educational program, "A New Day," has seen over 8,000 completions in 2022, while the "Simplified Guide to Financial Life Skills" workbook has been utilized by over 10,500 enrollees.
Official website here: www.pioneercredit.com
What are the reviews and ratings of this charity?
Charity Navigator Rating: 90%, Four-Star out of Four Star rating.
Black Hills Children's Ranch Inc has received a strong 90% rating from Charity Navigator, reflecting its commitment to accountability and finance. This score is based entirely on their performance in the Accountability & Finance category, where they achieved a perfect score in several key areas including independent board members and financial oversight measures. The organization has a fully listed whistleblower policy, conflict of interest policy, and maintains thorough documentation of board meeting minutes.
The nonprofit demonstrates a high program expense ratio of 87.12%, indicating that a significant majority of its expenditures are directed towards its programs rather than administrative costs. Additionally, the organization has no material diversion of assets, which is a positive indicator of fiscal responsibility.
However, a notable point is the liabilities to assets ratio of 58.30%. While this isn’t an uncommon figure for nonprofits, it suggests that the organization has a substantial amount of liabilities relative to its assets, which could be a consideration for potential donors. Overall, the Black Hills Children's Ranch Inc appears to be a financially responsible choice for those looking to support children's services.
This AI summary has been generated from information found on Charity Navigator.
What do the Facebook reviews say about Black Hills Children's Ranch Inc?
90% of the 11 reviewers on Facebook recommend Black Hills Children's Ranch Inc. Here is a summary of their reviews:
Many users express a strong sense of community within the organization, highlighting the supportive environment among coworkers. The collaborative spirit fosters personal growth, and individuals feel encouraged to help each other improve and succeed.
Additionally, reviewers appreciate the impactful work being done to assist people in overcoming debt and achieving better lives. Overall, those who have interacted with the nonprofit view it as a positive force in the community, committed to making a tangible difference.
This AI summary has been generated from reviews found on Facebook.
Is Black Hills Children's Ranch Inc legitimate?
Black Hills Children's Ranch Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Black Hills Children's Ranch Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.
Heare are some key statistics you may want to consider:
Executive Compensation: $263,250
Professional Fundraising Fees: $0
Other Salaries and Wages: $272,473
For more financial information, click here
Official website here: www.pioneercredit.com
What is the mission statement of Black Hills Children's Ranch Inc?
Black Hills Children's Ranch Inc is dedicated to providing financial counseling and education to consumers across various financial life skills, including budgeting, retirement, housing, student loans, and credit. They offer pre-bankruptcy counseling, post-bankruptcy education, and address debt issues through digital communication platforms like Zoom and telephone sessions, adhering to CDC guidelines for on-site counseling sessions. Their curriculum, which includes "The Simplified Guide to Financial Life Skills" and "A New Day" online education, has empowered hundreds of thousands of individuals and families in the U.S. with the necessary tools to manage their financial lives effectively.
Official website here: www.pioneercredit.com
Who is the CEO of Black Hills Children's Ranch Inc?
Todd Ossenfort is the Pres/Coo of Black Hills Children's Ranch Inc.
Official website here: www.pioneercredit.com
What is the revenue of Black Hills Children's Ranch Inc?
Black Hills Children's Ranch Inc's revenue in 2022 was $1,321,713.
Official website here: www.pioneercredit.com
Who are the executives of Black Hills Children's Ranch Inc and what are their salaries?
The average compensation at Black Hills Children's Ranch Inc during 2022 was $28,196. There are 19 employees and 4 volunteers at Black Hills Children's Ranch Inc.
Here are 7 key members and their salaries:
- Compensation: $110,000
- Related: $0
- Other: $0
- Compensation: $102,000
- Related: $0
- Other: $0
- Compensation: $51,250
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
Official website here: www.pioneercredit.com
Where can I find the form 990 for Black Hills Children's Ranch Inc?
Black Hills Children's Ranch Inc's most recent form 990 was submitted in 2022 and can be accessed here.
Official website here: www.pioneercredit.com
Learn more at the official website: www.pioneercredit.com
Mission Statement of Black Hills Children's Ranch Inc
Black Hills Children's Ranch Inc is committed to providing financial counseling and education to consumers. Their mission encompasses a broad range of financial life skills, including budgeting, retirement planning, housing, student loans, credit management, and debt issues. They offer pre-bankruptcy counseling, post-bankruptcy education, and assistance with various financial concerns through online digital communication, such as Zoom, as well as adhering to CDC guidelines for any on-site counseling sessions. Their curriculum includes resources like the "Simplified Guide to Financial Life Skills" and "A New Day" online education, which have helped hundreds of thousands of individuals and families across the United States to manage their financial lives more effectively. Through their counseling and educational services, Black Hills Children's Ranch Inc aims to equip consumers with the necessary tools to navigate their financial journeys with confidence and resilience.
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Impact
July, 2024
Black Hills Children's Ranch Inc has had a significant impact on individuals and families throughout the United States by providing crucial financial counseling and education services. Through their programs, hundreds of thousands of people have gained the necessary tools to manage their financial life skills effectively. In the year 2022 alone, the organization conducted over 10,500 counseling sessions, with an estimated 1,000 consumers enrolling in their Debt Management Program. Moreover, they offered over 8,000 consumers access to their "A New Day" online education program and had more than 10,500 enrollees in their "Simplified Guide to Financial Life Skills" workbook. These initiatives cover topics ranging from basic money management to dealing with creditors and planning for a secure financial future. Additionally, the organization operates within a quality management system compliant with international standards and is committed to providing counseling and educational services regardless of individuals' ability to pay. The impact of Black Hills Children's Ranch Inc extends beyond their locality, demonstrating their dedication to improving financial literacy and empowering individuals across the nation to make informed financial decisions.
This information is meant to be a general summary of Black Hills Children's Ranch Inc. Please take the time to review official sources before making any decisions based upon the content provided here.
Financials
This financial information is from Propublica.
Other financial information:
This information is from the most recently submitted tax form from this organization, which was in 2022.
- Investment Income: $1,510
- Program Service Revenue: $924,281
- Gross Receipts: $1,321,713
Assets and Liabilities:
- Total Assets: $795,827
- Total Liabilities: $388,383
- Net Assets: $407,444
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Programs
Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.
DEBT COUNSELING FEES
Revenue
$559,768
FAIR SHARE - CREDITORS
Revenue
$199,359
BANKRUPTCY - EDUC & COUNSEL
Revenue
$103,255
GRANTS - CREDITORS
Revenue
$58,300
HOUSING INCOME
Revenue
$3,500
Organization Details
Founding Year
1980
Phone
(605) 348-1608Principal Officer
Todd Ossenfort
Main Address
1644 CONCOURSE DRIVE, RAPID CITY, SD, 57703
Website
www.pioneercredit.comNTEE Category
Code: P51 - Human services
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