Heartland Risk Management Company

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 454256254 ✦ Decatur, IL ✦ Designated as a 501(c)(3)

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Overview

What is Heartland Risk Management Company?

Heartland Risk Management Company is a supporting organization affiliated with Decatur Memorial Hospital, a tax-exempt institution based in Decatur, Illinois. The primary role of Heartland Risk Management Company is to offer insurance services, benefiting Decatur Memorial Hospital as its sole member and supported organization. By providing insurance coverage, the company aims to achieve cost savings for the hospital and offers qualitative benefits, such as establishing a joint defense program for employed physicians, shielding the hospital from insurance market fluctuations, covering joint ventures, and accessing worldwide reinsurance markets. This collaborative arrangement enables Decatur Memorial Hospital to adjust the cost of insurance purchased from traditional marketplaces, ultimately enhancing its overall financial stability.


Official website here: www.none

Is Heartland Risk Management Company legitimate?

Heartland Risk Management Company is a legitimate nonprofit organization registered as a 501(c)(3) entity. Heartland Risk Management Company submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $0

For more financial information, click here


Official website here: www.none

What is the mission statement of Heartland Risk Management Company?

Heartland Risk Management Company's mission is centered around providing insurance services, specifically for Decatur Memorial Hospital, a non-profit organization. The company operates as a captive insurance company, with its sole purpose being to benefit Decatur Memorial Hospital. By offering insurance services, Heartland Risk Management Company helps Decatur Memorial Hospital achieve cost savings and provides qualitative benefits. These benefits include creating a joint defense program for employed physicians, shielding the hospital from insurance market fluctuations, providing coverage for joint ventures, and accessing worldwide reinsurance markets to supplement or replace current excess insurance programs.


Official website here: www.none

Who is the CEO of Heartland Risk Management Company?

Drew Early is the Board Member/Vp of Heartland Risk Management Company.


Official website here: www.none

What is the revenue of Heartland Risk Management Company?

Heartland Risk Management Company's revenue in 2020 was $4,189,645.


Official website here: www.none

Who are the executives of Heartland Risk Management Company and what are their salaries?


Here are 5 key members and their salaries:


Drew Early (Board Member/Vp)
  • Compensation: $0
  • Related: $503,571
  • Other: $26,025
John Ridley (Board Member)
  • Compensation: $0
  • Related: $337,196
  • Other: $28,582
Katherine Anderson Esq (Former Bmr/Secretary (Tr May 20))
  • Compensation: $0
  • Related: $275,797
  • Other: $36,932
Deborah Bragg (Board Member/President/Treasurer)
  • Compensation: $0
  • Related: $271,018
  • Other: $4,032
Andrew Christie (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.none

Where can I find the form 990 for Heartland Risk Management Company?

Heartland Risk Management Company's most recent form 990 was submitted in 2020 and can be accessed here.


Official website here: www.none

Learn more at the official website: www.none

Mission Statement of Heartland Risk Management Company

Heartland Risk Management Company, a supporting organization, is dedicated to providing insurance services primarily for Decatur Memorial Hospital, a tax-exempt entity. This mission is rooted in the organization's role as a captive insurance company, limiting its activities solely to this insurance service provision. By offering insurance services to Decatur Memorial Hospital, Heartland Risk Management Company achieves cost savings for the hospital and provides qualitative benefits. These benefits include creating a joint defense program for employed physicians, protecting the hospital from insurance market cycles, providing coverage for joint ventures, and accessing worldwide reinsurance markets to supplement or replace the current excess insurance program. This mission ultimately aims to enhance the operations and financial stability of Decatur Memorial Hospital.

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Impact




October, 2024

Heartland Risk Management Company plays a pivotal role in enhancing the operational efficiency and financial sustainability of Decatur Memorial Hospital (DMH) by providing tailored insurance services. By functioning as a captive insurance company, it helps DMH achieve significant cost savings and mitigates the impacts of fluctuating insurance market conditions.

One of the key impacts includes the establishment of a joint defense program for the hospital’s employed physicians, which adds a layer of protection and legal defense in potential liability cases. This initiative not only safeguards the physicians but also reinforces the overall quality of care provided by the hospital.

Additionally, Heartland supports DMH in weathering the unpredictable nature of insurance markets. By building a surplus, it empowers the hospital to adjust its insurance coverages more flexibly, thereby controlling costs and enhancing financial stability. This adaptability is crucial for DMH, especially in a landscape where insurance rates can vary significantly.

Moreover, Heartland facilitates coverage for joint ventures entered into by DMH, ensuring that collaborative efforts are adequately protected without incurring exorbitant costs. By accessing worldwide reinsurance markets, Heartland supplements existing insurance coverage, which expands the hospital’s options and reinforces its risk management strategies.

Overall, Heartland Risk Management Company significantly contributes to Decatur Memorial Hospital's ability to operate efficiently, remain financially secure, and provide high-quality healthcare services to the community it serves.




This information is meant to be a general summary of Heartland Risk Management Company. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$4,189,645 (2020)
Expenses
$4,434,465 (2020)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2020.

  • Investment Income: $1,691,060
  • Program Service Revenue: $2,498,585
  • Gross Receipts: $4,757,835

Assets and Liabilities:

  • Total Assets: $0
  • Total Liabilities: $0
  • Net Assets: $0

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

EARNED PREMIUMS

Revenue

$2,498,585

Organization Details

Founding Year

2011

Principal Officer

Drew Early

Main Address

2300 N EDWARD STREET, DECATUR, IL, 62526

Website

www.none

NTEE Category

Code: Y200 - Mutual benefit

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