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Dakota Business Lending

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 450443523 ✦ Fargo, ND ✦ Designated as a 501(c)(3)

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Overview

What is Dakota Business Lending?

Dakota Business Lending is a small business resource situated in Fargo, North Dakota. Acting as the leading SBA 504 lender in the state, they offer long-term, fixed-rate financing to small businesses, often struggling to secure traditional financing. Their mission is multifaceted, encompassing economic growth through unique financing opportunities, positively impacting communities, educating and guiding small businesses, and fostering a nurturing work environment for their team members. By providing stable capital to small businesses, Dakota Business Lending plays a crucial role in creating and retaining jobs, thereby contributing to the overall economic growth of the community.


Official website here: www.dakotabusinesslending.com

What are the reviews and ratings of this charity?

Charity Navigator rating: 91%, Four-Star out of Four Star rating.

Dakota Business Lending has achieved a strong Four-Star rating from Charity Navigator, reflecting its commitment to accountability and financial health. The organization scores a notable 91% in the Accountability & Finance category, indicating robust governance practices and financial management. The organization boasts a fully independent board, with all members maintaining the highest levels of independence, which contributes to its strong oversight.

The nonprofit demonstrates transparency through its well-maintained financial statements and adherence to sound policies, such as conflict of interest and whistleblower policies. The absence of material asset diversion and a favorable liabilities-to-assets ratio further emphasize the organization's financial stability. Additionally, it has a solid program expense ratio, dedicating a significant portion of its budget to its core mission.

While Dakota Business Lending showcases impressive financial practices, its program expense ratio of 66.12% indicates that there may be room for improvement to enhance the impact of its programs. Overall, the organization reflects a strong commitment to responsible financial stewardship and effective governance.


This AI summary has been generated from information found on Charity Navigator.

Is Dakota Business Lending legitimate?

Dakota Business Lending is a legitimate nonprofit organization registered as a 501(c)(3) entity. Dakota Business Lending submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $270,934
Professional Fundraising Fees: $0
Other Salaries and Wages: $986,125

For more financial information, click here


Official website here: www.dakotabusinesslending.com

What is the mission statement of Dakota Business Lending?

Dakota Business Lending serves as a resource for small businesses, driving economic growth by offering unique financing opportunities, positively impacting the communities they serve, educating and guiding small businesses, and building partnerships that add value. They strive to create an environment where their team members thrive. Through the SBA 504 Program, they provide long-term, fixed-rate financing to small businesses, often those who struggle with traditional financing, aiming to create and retain jobs. Dakota Business Lending is recognized as the number one SBA 504 Lender in North Dakota, contributing significantly to the local economy.


Official website here: www.dakotabusinesslending.com

Who is the CEO of Dakota Business Lending?

Steve M Dusek is the Past Chairman of Dakota Business Lending. The CEO's salary of Dakota Business Lending is $206,642 and their total compensation is $242,046.


Official website here: www.dakotabusinesslending.com

What is the revenue of Dakota Business Lending?

Dakota Business Lending's revenue in 2022 was $2,699,017.


Official website here: www.dakotabusinesslending.com

Who are the executives of Dakota Business Lending and what are their salaries?

The average compensation at Dakota Business Lending during 2022 was $83,804. There are 15 employees at Dakota Business Lending.


Here are 11 key members and their salaries (Dakota Business Lending's CEO's salary is $206,642 and their total compensation is $242,046):


Dan Jacobson (Past Chairman)
  • Compensation: $1,700
  • Related: $0
  • Other: $0
Jim Hambrick (Chairman)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
Steve Gehrtz (Director)
  • Compensation: $2,050
  • Related: $0
  • Other: $0
Jason Hopfauf (Director)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
Kim Kautzman (Director)
  • Compensation: $2,050
  • Related: $0
  • Other: $0
Tonya Holmstrom (Vice-Chairman)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
John Phillips (Director)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
Michael Connor (Director)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
Cole Keney (Director)
  • Compensation: $2,550
  • Related: $0
  • Other: $0
Heather Ranck (Director)
  • Compensation: $850
  • Related: $0
  • Other: $0
Steve M Dusek (President & Ceo)
  • Compensation: $206,642
  • Related: $0
  • Other: $35,404


Official website here: www.dakotabusinesslending.com

Where can I find the form 990 for Dakota Business Lending?

Dakota Business Lending's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.dakotabusinesslending.com

Learn more at the official website: www.dakotabusinesslending.com

Mission Statement of Dakota Business Lending

Dakota Business Lending, as a small business resource, is committed to driving economic growth in various communities. They accomplish this through several key strategies. Firstly, Dakota Business Lending provides unique financing opportunities to small businesses, which can often struggle to secure traditional financing. This financial support is essential in fueling business growth and creating job opportunities.

Secondly, Dakota Business Lending strives to positively impact the communities they serve. By doing so, they contribute to the overall economic development and well-being of these communities.

Thirdly, Dakota Business Lending is dedicated to educating and guiding small businesses. They provide valuable expertise and resources, helping businesses navigate the complexities of financing and business operations.

Lastly, Dakota Business Lending values building partnerships that add value. They create an environment where their team members thrive, fostering a culture of collaboration and growth. This approach ensures that Dakota Business Lending is not just a financial institution, but a supportive resource for small businesses.

In summary, Dakota Business Lending's mission is to promote economic growth by offering unique financing opportunities, positively impacting communities, educating and guiding small businesses, and building valuable partnerships. Their commitment to these strategies allows them to support small businesses and contribute to the prosperity of the communities they serve.

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Impact




July, 2024

Dakota Business Lending is a driving force behind economic growth in the communities it serves. By providing unique financing opportunities, positively impacting local businesses, educating and guiding small businesses, and building valuable partnerships, Dakota Business Lending is making a significant impact. Through its SBA 504 Program, the organization has funded 61 loans in 2022 and a total of 1,158 loans to date, establishing itself as the number 1 SBA 504 lender in North Dakota. This program offers long-term, fixed-rate financing to small businesses, aiming to create and retain jobs by providing a stable capital source to those who may struggle to qualify for traditional financing. Dakota Business Lending's dedication to supporting small businesses and fostering economic growth is evident in its mission and ongoing efforts to strengthen the local community.




This information is meant to be a general summary of Dakota Business Lending. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$2,699,017 (2022)
Expenses
$2,141,843 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $165,946
  • Program Service Revenue: $2,298,260
  • Gross Receipts: $2,699,017

Assets and Liabilities:

  • Total Assets: $6,832,211
  • Total Liabilities: $2,725,679
  • Net Assets: $4,106,532

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN SERVICING & PROCE

Revenue

$1,642,530

MANAGEMENT FEES

Revenue

$655,730

Organization Details

Founding Year

1996

Principal Officer

Steve M Dusek

Main Address

5630 36TH AVE S, FARGO, ND, 58104

NTEE Category

Code: S30 - Community improvement

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