Public Employees Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 420807884 ✦ Waterloo, IA ✦ Designated as a 501(c)(14)

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Overview

What is Public Employees Credit Union?

The Public Employees Credit Union, located in Waterloo, Iowa, serves as a financial institution primarily for its members, offering competitive rates on loans and savings. With a low charge-off total and delinquency ratio, the credit union consistently provides affordable financial services. Its unique advantage lies in its association with various employer groups, enabling payroll deductions for savings and loan payments. The credit union's operational structure also allows for reduced advertising costs, which benefits its members directly. During the 2022 tax year, the credit union served approximately 1,918 individuals. In summary, Public Employees Credit Union is a nonprofit organization that prioritizes offering its members competitive financial services and benefits.


Official website here: www.publicemployeescu.com

Is Public Employees Credit Union legitimate?

Public Employees Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Public Employees Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $116,792
Professional Fundraising Fees: $0
Other Salaries and Wages: $149,845

For more financial information, click here


Official website here: www.publicemployeescu.com

What is the mission statement of Public Employees Credit Union?

The Public Employees Credit Union exists with a mission to provide its members with favorable loan and savings rates. This mission is reflected in the credit union consistently offering some of the lowest loan rates in the state and nation, as well as having low charge off totals and delinquency ratios. The credit union is not a community credit union, and this benefits its members in various ways, such as through payroll deduction into savings accounts and loan payments from various employer groups. Additionally, the credit union does not have advertising costs that many community credit unions have, allowing it to offer competitive share, share draft, and certificate rates. The Public Employees Credit Union served approximately 1918 members during the 2022 tax year.


Official website here: www.publicemployeescu.com

Who is the CEO of Public Employees Credit Union?

Lisa Carlo is the Chairperson of Public Employees Credit Union. The CEO's salary of Public Employees Credit Union is $89,695 and their total compensation is $116,792.


Official website here: www.publicemployeescu.com

What is the revenue of Public Employees Credit Union?

Public Employees Credit Union's revenue in 2022 was $883,957.


Official website here: www.publicemployeescu.com

Who are the executives of Public Employees Credit Union and what are their salaries?

The average compensation at Public Employees Credit Union during 2022 was $66,659. There are 4 employees at Public Employees Credit Union.


Here are 10 key members and their salaries (Public Employees Credit Union's CEO's salary is $89,695 and their total compensation is $116,792):


Paul Huting (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Eric Thorson (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jane Wagner (President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bonetta Culp (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judy Knudsen (Aud Comm)
  • Compensation: $0
  • Related: $0
  • Other: $0
Barbara Dodge (Sec Aud Comm)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dave Mohlis (Chair Audit)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Finegan (Aud Comm)
  • Compensation: $0
  • Related: $0
  • Other: $0
Grant Veeder (Sec. Cred Comm)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lisa Carlo (Ceo)
  • Compensation: $89,695
  • Related: $0
  • Other: $27,097


Official website here: www.publicemployeescu.com

Where can I find the form 990 for Public Employees Credit Union?

Public Employees Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.publicemployeescu.com

Learn more at the official website: www.publicemployeescu.com

Mission Statement of Public Employees Credit Union

Public Employees Credit Union, as a financial institution, is committed to providing its members with favorable loan and savings rates. This mission is at the heart of the credit union's operations, aiming to benefit its members financially. The credit union consistently offers some of the most competitive loan rates in the industry, a testament to its dedication to its members. Furthermore, Public Employees Credit Union boasts some of the lowest charge-off totals and delinquency ratios not only in the state but also nationwide.

The unique structure of Public Employees Credit Union provides additional benefits to its members. Unlike community credit unions, it does not incur advertising costs, which can be passed on to members in the form of higher fees. This structure allows the credit union to offer competitive share, share draft, and certificate rates to its members. The credit union also facilitates payroll deductions into savings accounts and loan payments for many of its employer groups, further enhancing the financial well-being of its members. With approximately 1918 members served during the 2022 tax year, Public Employees Credit Union continues to serve its members effectively, providing them with financial stability and security.

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Impact




October, 2024

Public Employees Credit Union significantly impacts its members by providing favorable financial products that enhance their economic well-being. By offering some of the lowest loan rates and competitive savings rates in the market, it ensures that members can access affordable credit and earn more on their deposits.

With a focus on assisting public employees, the credit union utilizes payroll deductions for savings and loan payments, streamlining the process and promoting financial stability for its members. Its impressive track record of low charge-off totals and delinquency ratios highlights its commitment to responsible lending and effective member management.

Serving approximately 1,918 members in the 2022 tax year, Public Employees Credit Union is dedicated to fostering financial health within the community it serves in Waterloo, IA. Its operational efficiency, without the burden of advertising costs typical for community credit unions, allows it to pass savings directly to its members through better rates, ultimately contributing to their financial success and security.




This information is meant to be a general summary of Public Employees Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$883,957 (2022)
Expenses
$780,115 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $286,142
  • Program Service Revenue: $532,034
  • Gross Receipts: $883,957

Assets and Liabilities:

  • Total Assets: $33,690,263
  • Total Liabilities: $29,159,382
  • Net Assets: $4,530,881

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$532,034

Organization Details

Founding Year

1952

Principal Officer

Lisa Carlo

Main Address

624 FRANKLIN STREET PO BOX 120, WATERLOO, IA, 50704

NTEE Category

Code: W60 - Public benefit

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