Otter Tail Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 410790551 ✦ Fergus falls, MN ✦ Designated as a 501(c)(14)

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Overview

What is Otter Tail Credit Union?

Otter Tail Credit Union is a member-owned, not-for-profit financial institution, established in Fergus Falls, Minnesota. Its primary mission is to promote thrift among its members by offering various savings accounts, such as basic, money market, IRA, and certificates of deposit, with minimal or no balance requirements. The credit union encourages savings through payroll deduction and direct deposit services. In 2020, it distributed $17,944.96 in dividends and interest to its members. The organization is committed to offering competitive rates and fees while administering its services in an economical manner. It also strives to educate its members to make sound financial decisions. With a team of three dedicated individuals, Otter Tail Credit Union serves its members by providing financial products and services that prioritize their financial well-being.


Official website here: www.ottertailcreditunion.com

Is Otter Tail Credit Union legitimate?

Otter Tail Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Otter Tail Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $44,392
Professional Fundraising Fees: $0
Other Salaries and Wages: $70,537

For more financial information, click here


Official website here: www.ottertailcreditunion.com

What is the mission statement of Otter Tail Credit Union?

Otter Tail Credit Union, as a not-for-profit, member-owned financial institution, is committed to providing its members with competitive financial products and services at reasonable rates and fees. The credit union operates with a focus on efficiency, ensuring the services are administered in the most cost-effective manner possible. One of its key objectives is to educate its members, helping them make better financial decisions and navigate issues affecting their financial well-being.


Official website here: www.ottertailcreditunion.com

Who is the CEO of Otter Tail Credit Union?

David R West is the President of Otter Tail Credit Union.


Official website here: www.ottertailcreditunion.com

What is the revenue of Otter Tail Credit Union?

Otter Tail Credit Union's revenue in 2020 was $368,027.


Official website here: www.ottertailcreditunion.com

Who are the executives of Otter Tail Credit Union and what are their salaries?

The average compensation at Otter Tail Credit Union during 2020 was $38,310. There are 3 employees and 12 volunteers at Otter Tail Credit Union.


Here are 8 key members and their salaries:


David R West (President)
  • Compensation: $44,392
  • Related: $0
  • Other: $0
Jeffrey Mckeever (Chairman Of The Board)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Hennen (Vice-Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Russell J Larsen (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen Mostue (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tammy J Bolstad (Membership Officer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Schmidt (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Amy Westerberg (Assistant Secretary/Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.ottertailcreditunion.com

Where can I find the form 990 for Otter Tail Credit Union?

Otter Tail Credit Union's most recent form 990 was submitted in 2020 and can be accessed here.


Official website here: www.ottertailcreditunion.com

Learn more at the official website: www.ottertailcreditunion.com

Mission Statement of Otter Tail Credit Union

Otter Tail Credit Union, as a not-for-profit financial institution, is committed to serving its members by providing them with a range of financial products and services. The credit union operates with a mission to offer these services at competitive rates and fees, ensuring that they are administered in the most economical manner feasible. The primary goal of Otter Tail Credit Union is to assist its members in making better financial decisions. To achieve this, the credit union prioritizes education, equipping its members with the necessary knowledge to navigate financial challenges effectively. By educating its members on various financial matters, Otter Tail Credit Union empowers them to make informed choices that contribute to their financial well-being. The credit union's mission is to provide financial support to its members while maintaining safety and soundness, demonstrating its commitment to its members' financial success.

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Impact




October, 2024

Otter Tail Credit Union plays a vital role in the financial well-being of its members in Fergus Falls, MN. By offering a range of financial products and services, including various savings accounts with low or no minimum balance requirements, the credit union makes saving accessible for everyone. Its commitment to promoting thrift encourages members to build their financial futures without the burden of high fees.

In addition to traditional savings accounts, the credit union provides money market accounts, IRA options, and certificates of deposit, ensuring that members have choices that suit their individual financial goals. The inclusion of services like payroll deduction and direct deposit further simplifies the savings process for its members.

In 2020, the credit union paid out nearly $18,000 in dividends and interest, directly benefiting its members and fostering a culture of savings. Beyond its products, Otter Tail Credit Union also emphasizes financial education, empowering its members to make informed financial decisions that enhance their economic stability. Through these efforts, the credit union significantly impacts the financial landscape of its community, contributing to the overall economic health of its members.




This information is meant to be a general summary of Otter Tail Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$368,027 (2020)
Expenses
$324,608 (2020)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2020.

  • Investment Income: $144,209
  • Program Service Revenue: $218,231
  • Gross Receipts: $368,027

Assets and Liabilities:

  • Total Assets: $15,414,356
  • Total Liabilities: $16,913
  • Net Assets: $15,397,443

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Loan interest income from members

Revenue

$218,231

Organization Details

Founding Year

1954

Principal Officer

David R West

Main Address

413 Stanton Avenue, Fergus Falls, MN, 565372505

NTEE Category

Code: W60 - Public benefit

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