Utilities Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 391017036 ✦ Eau claire, WI ✦ Designated as a 501(c)(14)

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Overview

What is Utilities Credit Union?

Utilities Credit Union is a nonprofit organization situated in Eau Claire, Wisconsin. Its primary mission revolves around offering secured loans to its members, approving 29 loans in 2021 alone. As of September 30, 2021, the credit union had 154 active loans with a combined balance of $1,562,300. The focus of Utilities Credit Union extends beyond loans, providing competitive dividends on share savings accounts and offering competitive loan rates for both secured and unsecured loans, as well as home equity lines of credit. As of the provided information, the credit union has a modest workforce of three individuals.


Official website here: www.rcu.org/ucu

Is Utilities Credit Union legitimate?

Utilities Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Utilities Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $48,549
Professional Fundraising Fees: $0
Other Salaries and Wages: $20,371

For more financial information, click here


Official website here: www.rcu.org/ucu

What is the mission statement of Utilities Credit Union?

Utilities Credit Union's mission is centered around providing competitive financial benefits to its members. This includes offering attractive dividends on share savings accounts and competitive interest rates on various types of loans, such as secured and unsecured loans, as well as home equity lines of credit. The credit union approves and disburses these loans to its members, with 29 loans being approved in 2021, totaling $1,562,300 as of September 30, 2021. The focus of Utilities Credit Union is to enhance the financial well-being of its members by offering them competitive financial products and services.


Official website here: www.rcu.org/ucu

Who is the CEO of Utilities Credit Union?

Heidi K Schultz is the President - Treasurer of Utilities Credit Union.


Official website here: www.rcu.org/ucu

What is the revenue of Utilities Credit Union?

Utilities Credit Union's revenue in 2021 was $100,000.


Official website here: www.rcu.org/ucu

Who are the executives of Utilities Credit Union and what are their salaries?

The average compensation at Utilities Credit Union during 2021 was $22,973. There are 3 employees and 20 volunteers at Utilities Credit Union.


Here are 11 key members and their salaries:


Heidi Schultz (President - Treasurer)
  • Compensation: $48,549
  • Related: $0
  • Other: $0
Rebecca Mcilhargey (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Ness (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Thomas Bachmeier (Vice Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lori Drilling (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Scott Seaholm (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Seipel (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kelsey Rydzik (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kallie Robb (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karl Hoesly (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jason Doerr Iii (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.rcu.org/ucu

Where can I find the form 990 for Utilities Credit Union?

Utilities Credit Union's most recent form 990 was submitted in 2021 and can be accessed here.


Official website here: www.rcu.org/ucu

Learn more at the official website: www.rcu.org/ucu

Mission Statement of Utilities Credit Union

Utilities Credit Union, a financial institution dedicated to its members, is committed to offering competitive dividends on share savings accounts and competitive loan rates. This credit union achieves this mission by providing various loan options, including secured and unsecured loans, as well as home equity lines of credit. Through these financing solutions, Utilities Credit Union aims to cater to its members' financial needs, ensuring they receive favorable interest rates on their loans.

As of September 30, 2021, Utilities Credit Union had approved 29 loans, demonstrating its active involvement in helping its members secure necessary financing. Additionally, the credit union had a total balance of $1,562,300 in loans that were still outstanding, further emphasizing its role in providing financial assistance to its members. The focus on competitive interest rates and loan options, as well as the approval and management of various loan applications, underscores Utilities Credit Union's dedication to ensuring its members have access to affordable and favorable financing solutions.

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Impact




October, 2024

Utilities Credit Union significantly impacts the Eau Claire community by offering competitive financial products to its members. By providing attractive dividends on share savings accounts and favorable loan rates, the credit union helps its members achieve financial stability and growth. In 2021 alone, Utilities Credit Union approved 29 secured loans, contributing to a total of 154 loans with a combined balance of $1,562,300 as of September 30. This activity not only supports individual members in their financial goals but also enhances the overall economic well-being of the community. Through its mission, Utilities Credit Union is committed to fostering financial empowerment and accessibility for all its members.




This information is meant to be a general summary of Utilities Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$100,000 (2021)
Expenses
$553,653 (2021)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2021.

  • Investment Income: $17,269
  • Program Service Revenue: $82,731
  • Gross Receipts: $100,000

Assets and Liabilities:

  • Total Assets: $0
  • Total Liabilities: $0
  • Net Assets: $0

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Interest on loans

Revenue

$81,771

Fee income

Revenue

$775

Loan insurance

Revenue

$185

Organization Details

Founding Year

1932

Principal Officer

Heidi K Schultz

Main Address

C/O Royal Credit Union PO Box 970, Eau Claire, WI, 54702

NTEE Category

Code: W60 - Public benefit

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