Covantage Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 390945701 ✦ Antigo, WI ✦ Designated as a 501(c)(14)

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Overview

What is Covantage Credit Union?

Covantage Credit Union, a cooperative nonprofit corporation based in Antigo, Wisconsin, was established under the Wisconsin State Law to encourage thrift among its members, create a reliable source of credit at fair rates, and offer opportunities for economic and social improvement. With over 152,000 members, Covantage stands out in the financial sector by offering above-average dividend rates, even during rising rate environments. As of December 31, 2022, Covantage paid an annual percentage rate of 0.75% on regular share accounts, whereas many other financial institutions kept their rates low. The credit union maintained a minimum balance of merely $10, allowing many members to benefit from these high rates and patronage payments during challenging times. In 2022, Covantage rewarded its members with a significant patronage payment of $4,934,674.


Official website here: www.covantagecu.org

Is Covantage Credit Union legitimate?

Covantage Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Covantage Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,286,000
Professional Fundraising Fees: $0
Other Salaries and Wages: $23,363,119

For more financial information, click here


Official website here: www.covantagecu.org

What is the mission statement of Covantage Credit Union?

Covantage Credit Union is a cooperative, nonprofit corporation established under Wisconsin law, dedicated to encouraging thrift among its members and creating a reliable source of credit at fair and reasonable costs. The organization provides opportunities for its members to enhance their economic and social conditions. With over 152,000 members, Covantage strives to pay dividend rates above market rates, even during a rising rate environment. In the past year, Covantage paid an annual percentage rate of 0.75% on regular share accounts and distributed an additional $4,934,674 in patronage payments.


Official website here: www.covantagecu.org

Who is the CEO of Covantage Credit Union?

Charles Zanayed is the Treasurer of Covantage Credit Union.


Official website here: www.covantagecu.org

What is the revenue of Covantage Credit Union?

Covantage Credit Union's revenue in 2022 was $121,730,079.


Official website here: www.covantagecu.org

Who are the executives of Covantage Credit Union and what are their salaries?

The average compensation at Covantage Credit Union during 2022 was $46,246. There are 533 employees at Covantage Credit Union.


Here are 19 key members and their salaries:


Willis Qualheim (Treasurer)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Susan Gitzlaff (Chair)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Dennis Haltinner (Vice Chair)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Michael Windberg (Secretary)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Matt Kolling (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Karen Novak (Director (Thru 02/22))
  • Compensation: $1,000
  • Related: $0
  • Other: $0
Paul Payant (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Lee Siler (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Eugene Shawano (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Julie Berndt (Director)
  • Compensation: $7,500
  • Related: $0
  • Other: $0
Charles Dallas (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0
Charles Zanayed (President)
  • Compensation: $621,952
  • Related: $0
  • Other: $58,269
Schwan Hardi (Chief Financial Officer (Thru 10/22))
  • Compensation: $240,084
  • Related: $0
  • Other: $38,383
Stacy Bouche (Chief Mortgage Lending Officer)
  • Compensation: $208,961
  • Related: $0
  • Other: $33,351
Sherry Aulik (Chief Impact Officer)
  • Compensation: $307,378
  • Related: $0
  • Other: $65,924
Brett Lee (Chief Retail Officer)
  • Compensation: $309,514
  • Related: $0
  • Other: $40,643
Joan Farrell (Chief Risk Officer)
  • Compensation: $267,410
  • Related: $0
  • Other: $31,657
Sean Van Handel (Chief Information Officer)
  • Compensation: $223,515
  • Related: $0
  • Other: $50,540
Patrick Curran (Vp Digital Services)
  • Compensation: $191,918
  • Related: $0
  • Other: $31,857


Official website here: www.covantagecu.org

Where can I find the form 990 for Covantage Credit Union?

Covantage Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.covantagecu.org

Learn more at the official website: www.covantagecu.org

Mission Statement of Covantage Credit Union

Covantage Credit Union, a Wisconsin-incorporated cooperative, is dedicated to encouraging thrift among its members, creating a dependable source of credit, and offering opportunities for economic and social advancement. By prioritizing the financial well-being of its 152,211 members, Covantage Credit Union goes above and beyond, paying dividend rates that surpass market standards even in a rising rate environment. In recent times, Covantage Credit Union paid an annual percentage rate of 0.75% on regular share accounts when many other financial institutions kept their rates low. Furthermore, the credit union maintained a minimum balance requirement of only $10, proving to be essential for members during periods of financial hardship. In 2022 alone, Covantage Credit Union rewarded its members with an impressive $4,934,674 in patronage payments. This nonprofit organization continues to strive towards improving the economic conditions of its members, standing as a reliable financial partner and advocate.

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Impact




October, 2024

Covantage Credit Union plays a significant role in enhancing the economic and social conditions of its members and the broader community. With a membership base of over 152,000, Covantage provides a valuable service by promoting thrift and offering credit at fair and reasonable rates.

In a challenging economic environment marked by rising interest rates, Covantage stands out by providing members with competitive dividend rates, such as an annual percentage rate of 0.75% on regular share accounts, which is notably higher than many financial institutions. This commitment to supporting savers is especially vital during times of hardship, as evidenced by their low minimum balance requirement of just $10, making financial services accessible to more individuals.

Moreover, Covantage's emphasis on rewarding its members is illustrated through its patronage payments, totaling nearly $4.9 million in 2022. These payments exemplify Covantage's dedication to its members, ensuring that they reap the benefits of their cooperative structure. Overall, Covantage Credit Union not only fosters financial stability for individuals but also contributes to a well-rounded community by empowering its members to improve their economic circumstances.




This information is meant to be a general summary of Covantage Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$121,730,079 (2022)
Expenses
$98,996,617 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $16,347,801
  • Program Service Revenue: $104,711,370
  • Gross Receipts: $184,473,599

Assets and Liabilities:

  • Total Assets: $2,963,887,227
  • Total Liabilities: $2,689,681,748
  • Net Assets: $274,205,479

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$82,542,297

CREDIT AND DEBIT CARD INTERCHANGE

Revenue

$14,266,385

SERVICE FEES

Revenue

$5,905,031

CUNA INSURANCE INCOME

Revenue

$1,659,477

Organization Details

Founding Year

1953

Principal Officer

Charles Zanayed

Main Address

723 6TH AVENUE PO BOX 107, ANTIGO, WI, 544090107

NTEE Category

Code: W60 - Public benefit

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